Free NV L&H Exam Prep
Nevada Life & Health Insurance
Prepare for the NV L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Nevada Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Nevada Common Statutes and Licensing CoreYou are here
Start with Commissioner powers, producer licensing, fiduciary duties, records, and unfair-practice law because this is the largest Nevada state-law block.
Life Policy and Replacement Law
Master life provisions and Nevada replacement rules (NAC 686A.510-.570), free-look timing, and policyowner protections.
Health, Medicare Supplement, and LTC Rules
Drill Nevada health mandates, Medigap citations, birthday-rule timing, and SB292 under-65 Plan A access changes.
Timed Mixed Simulation
Run full-length mixed sets under 3h35m pacing and review misses by Nevada statute group and national domain.
Can You Take the NV L&H Exam?
Check if you meet the basic eligibility requirements
- •Pass Series 05 with a 70% score
- •Exam references 159 delivered items (144 scored + 15 pretest)
- •Resident producer filing shows $185 license + $5 technology fee ($190 total), separate from exam fee
- •Nevada CE baseline: 30 hours every 3 years, including 3 ethics hours
- •Use current Nevada law updates, including SB292 Medigap changes effective January 1, 2026
NV L&H Quick Facts
Time to Get Licensed
4-8 weeks for most first-time candidates
From start to license in hand
Retake Policy
Retake scheduling is handled through Pearson VUE under current Nevada program rules.
Total Cost Breakdown
Free NV L&H Prep Tools
Reported exam pass rate: Not publicly reported by Nevada DOI/Pearson VUE. Check the exam sponsor for the latest official figure.
679+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Review the latest update date on each resource
$0 Forever
Start without a credit card or trial
What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Nevada Life & Health Insurance Exam Overview
1 sections
National Portion: Insurance & Risk Fundamentals
5 sections
National Portion: Life Insurance Basics
4 sections
National Portion: Interest-Sensitive & Variable Life
4 sections
National Portion: Life Policy Provisions & Options
4 sections
National Portion: Life Riders & Underwriting
4 sections
National Portion: Annuities - Structure & Types
4 sections
National Portion: Annuities - Payout, Uses & Suitability
3 sections
National Portion: Life & Annuity Taxation, Group, and Retirement
4 sections
National Portion: Health Insurance Basics
4 sections
National Portion: Disability Income Insurance
4 sections
National Portion: Health Policy Provisions & Clauses
4 sections
National Portion: Group Health & Employer Plans
4 sections
National Portion: Senior & Government Health Programs
4 sections
National Portion: Long-Term Care & Supplemental Health
4 sections
National Portion: Affordable Care Act & Individual Market
3 sections
National Portion: Underwriting, Producers & Claims
3 sections
National Portion: Insurance Regulation & Licensing
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Nevada Insurance Regulation & Licensing
3 sections
Chapter 2: Nevada Life Insurance Laws
3 sections
Chapter 3: Nevada Health Insurance Laws
2 sections
Chapter 4: Nevada Insurance Ethics & Prohibited Practices
3 sections
NV L&H-Specific Topics Covered
NV L&H Exam Details
Nevada Life & Health Insurance
Administered by Nevada Division of Insurance / Pearson VUE
Exam Content Breakdown
Based on the official Nevada Division of Insurance / Pearson VUE content outline
50 scored + 5 pretest questions on policy types, provisions/riders, underwriting, delivery, and retirement/annuity concepts
50 scored + 5 pretest questions on health policy types/provisions, social insurance, and field underwriting procedures
20 scored questions on Commissioner authority, licensing, producer conduct, records, fiduciary rules, and unfair practices
24 scored questions on life replacement, Medigap, LTC, newborn/mental-health mandates, and related health-law provisions
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the NV L&H?
After passing the NV L&H, you can pursue these career paths
NV L&H Exam FAQ
Official Nevada Division of Insurance / Pearson VUE Resources
Verify information with these official sources
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Ready to Start Your Free NV L&H Prep?
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