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Free Life & Health Exam Prep

Life and Health Insurance

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What You'll Study

36 chapters covering the exam topics in this guide

1

Introduction

1 sections

2

Chapter 1: Principles of Insurance

4 sections

3

Chapter 2: Insurance Contracts

3 sections

4

Chapter 3: The Insurance Marketplace

3 sections

5

Chapter 4: Life Insurance Basics

3 sections

6

Chapter 5: Term Life Insurance

3 sections

7

Chapter 6: Whole Life Insurance

3 sections

8

Chapter 7: Universal Life Insurance

4 sections

9

Chapter 8: Variable Life Insurance

4 sections

10

Chapter 9: Specialized Life Insurance Products

4 sections

11

Chapter 10: Life Insurance Policy Provisions

4 sections

12

Chapter 11: Policy Options and Riders

4 sections

13

Chapter 12: Underwriting and Policy Delivery

4 sections

14

Chapter 13: Group Life Insurance

5 sections

15

Chapter 14: Annuity Fundamentals

3 sections

16

Chapter 15: Types of Annuities

4 sections

17

Chapter 16: Annuity Payout Options

3 sections

18

Chapter 17: Taxation of Life Insurance

3 sections

19

Chapter 18: Taxation of Annuities

3 sections

20

Chapter 19: Qualified Retirement Plans

3 sections

21

Chapter 20: Health Insurance Basics

3 sections

22

Chapter 21: Medical Expense Insurance

4 sections

23

Chapter 22: Health Insurance Policy Provisions

3 sections

24

Chapter 23: Group Health Insurance

4 sections

25

Chapter 24: Disability Income Insurance

4 sections

26

Chapter 25: Long-Term Care Insurance

4 sections

27

Chapter 26: Dental and Other Health Products

4 sections

28

Chapter 27: Medicare

5 sections

29

Chapter 28: Medicare Supplement (Medigap)

2 sections

30

Chapter 29: Medicaid and Other Government Programs

3 sections

31

Chapter 30: The Affordable Care Act (ACA)

4 sections

32

Chapter 31: Health Insurance Taxation

4 sections

33

Chapter 32: Insurance Regulation

3 sections

34

Chapter 33: Producer Licensing and Conduct

3 sections

35

Chapter 34: Unfair Trade Practices

3 sections

36

Chapter 35: Policy Replacement and Ethics

3 sections

Life & Health Exam Details

Life and Health Insurance

Administered by State Insurance Department

Official Source
70% (varies by state)
Passing Score
100-150
Questions
2-3
Hours
Varies by state ($50-$100)
Exam Fee
Study time: 40-60 hours
Prerequisites: Pre-licensing education (varies by state)

Exam Content Breakdown

Based on the official State Insurance Department content outline

Life Insurance Basics25%

Term, whole life, universal life, policy provisions

Life Insurance Policies20%

Annuities, group life, business insurance

Health Insurance Basics25%

Medical expense, disability, long-term care

Health Insurance Policies20%

Group health, Medicare, Medicaid, ACA

State Laws and Regulations10%

Licensing, ethics, unfair trade practices

What's Included

36 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

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Ran Chen - AI Engineer, CFP®
CFP®
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I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

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What's Next After the Life & Health?

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Official State Insurance Department Resources

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