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Free Mississippi Life & Health Exam Prep

Mississippi Life, Accident, and Health Insurance

Prepare for the Mississippi Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Mississippi Life & Health Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

General Insurance Concepts

Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.

12
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Mississippi replacement regulations.

18
hours
3

Health & Accident Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Mississippi health insurance regulations.

15
hours
4

Mississippi Laws & Regulations

Focus on Mississippi-specific content: MID regulations, Mississippi Insurance Code (Title 83), MSLIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Mississippi Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
LIFE: No pre-license required (HB 819 effective July 1, 2024). HEALTH: 20 hours pre-license required
Background Check
Required - criminal background check
Fingerprinting
May be required depending on background
Additional Requirements
  • 2024 UPDATE: House Bill 819 eliminated Life pre-license requirement (July 1, 2024)
  • Health/Accident & Health STILL requires 20 hours pre-license education
  • Pre-license certificate valid for 2 years from completion
  • Exams administered by Pearson VUE (in-person or remote)
  • Lower passing score: 65% for Life/A&H (vs 70% for other lines)
  • License application through Sircon or NIPR
  • CE requirements: 24 hours per 2-year period (including ethics)
Why Choose Us

Free Mississippi Life & Health Prep Tools

Reported exam pass rate: ~70-75% (first attempt). Check the exam sponsor for the latest official figure.

655+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

24 chapters covering the exam topics in this guide

Mississippi Life & Health-Specific Topics Covered

Mississippi Insurance Department (MID) RegulationsMississippi Code Title 83 (Insurance)Mississippi Life & Health Insurance Guaranty Association (MSLIGA)2024 HB 819: Life Pre-License Exemption (July 1, 2024)Mississippi Health Pre-License Requirement (20 Hours)Mississippi Lower Passing Score (65% for Life/A&H)Mississippi Replacement RegulationsMississippi Senior Consumer Protections (Annuity Suitability)Mississippi Health Insurance MarketplaceMississippi Unfair Trade Practices Act

Mississippi Life & Health Exam Details

Mississippi Life, Accident, and Health Insurance

Administered by Mississippi Insurance Department (MID)

Official Source
65% (Life/A&H) or 70% (other lines)
Passing Score
60
Questions
Varies
Time Limit
$55 exam fee + application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: Life: None (HB 819 July 2024), Health: 20 hours pre-license

Exam Content Breakdown

Based on the official Mississippi Insurance Department (MID) content outline

General Insurance Concepts22%

~25 questions: Risk management, contract law, policy provisions

Life Insurance Products25%

~29 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~14 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~23 questions: Medical expense, disability, LTC, Medicare Supplement

Mississippi Insurance Law13%

~15 questions: Title 83, MID regulations, producer licensing

Ethics & Prohibited Practices8%

~9 questions: Unfair trade practices, fraud, ethics requirements

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Mississippi Life & Health?

After passing the Mississippi Life & Health, you can pursue these career paths

Mississippi Life & Health Exam FAQ

Official Mississippi Insurance Department (MID) Resources

Verify information with these official sources

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