Free Texas Life & Health Exam Prep
Texas Life, Accident, and Health Insurance
Prepare for the Texas Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Texas Life and Health Insurance license Exam Prep 2025–2026: Complete Study Guide with 10 Full-Length Practice Tests, State Law Review, and Proven Strategies to Help You Pass on Your First Try
By Bean, Charles K.
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Texas Life & Health Insurance: Study Roadmap
Follow this path to organize your exam preparation
General Insurance Concepts
Master foundational insurance principles: risk management, insurance contracts, policy provisions, and the Texas insurance marketplace. These concepts appear throughout both exam sections.
Life Insurance & AnnuitiesYou are here
Study life insurance fundamentals (term, whole, universal), annuities (fixed, variable, indexed), policy provisions, beneficiaries, settlement options, and Texas replacement regulations.
Health Insurance Products
Learn medical expense insurance, individual and group health plans, Medicare Supplement, disability income, long-term care, and PPACA marketplace requirements.
Texas Insurance Code & Regulations
Focus on Texas-specific content: TDI regulations, Texas Insurance Code Chapter 541, TLHIGA guaranty association, unfair practices, and producer licensing requirements.
Can You Take the Texas Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No pre-license education required in Texas
- •Must pass state exam before applying for license
- •License application must be submitted within 12 months of passing exam
- •Must be a U.S. citizen or legal resident
- •Must disclose any criminal history or regulatory actions
- •CE requirements: 24 hours per 2-year license period (including 2 hours ethics)
Free Texas Life & Health Prep Tools
649+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Independent Study Resources
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$0 Forever
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What You'll Study
8 chapters covering the exam topics in this guide
Introduction: Texas Life & Health Insurance Exam Overview
1 sections
Chapter 1: General Insurance Concepts
4 sections
Chapter 2: Life Insurance Basics & Products
4 sections
Chapter 3: Life Policy Provisions, Riders & Options
3 sections
Chapter 4: Annuities & Taxation
3 sections
Chapter 5: Health Insurance Products
4 sections
Chapter 6: Health Policy Provisions & Group Insurance
3 sections
Chapter 7: Texas Laws & Regulations
4 sections
Texas Life & Health-Specific Topics Covered
Texas Life & Health Exam Details
Texas Life, Accident, and Health Insurance
Administered by Texas Department of Insurance (TDI)
Exam Content Breakdown
Based on the official Texas Department of Insurance (TDI) content outline
Traditional, interest-sensitive and term life products (Texas general outline, 100 scored items)
Policy provisions, riders, options and exclusions
Field underwriting and policy delivery for life insurance
Retirement plans, group life and other concepts
Medical expense, disability and other health policies
Uniform provisions, clauses and riders
Medicare, Medicaid and Social Security
Other health insurance concepts
Health application and underwriting procedures
Texas state portion (30 scored items): licensing and common rules
Texas life-only statutes and rules
Texas health-only statutes and rules
Texas health maintenance organization rules
What's Included
8 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the Texas Life & Health?
After passing the Texas Life & Health, you can pursue these career paths
Texas Life & Health Exam FAQ
Official Texas Department of Insurance (TDI) Resources
Verify information with these official sources
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Ready to Start Your Free Texas Life & Health Prep?
Review the study guide, practice key concepts, and use the free tools at your own pace.