199+ Free NV Life & Health Practice Questions

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Which agency regulates insurance producers and insurers in Nevada?

Nevada Department of Business Licensing

Nevada Division of Insurance (DOI)

Nevada Department of Commerce and Banking

Nevada Office of Producer Certification

to track

2026 Statistics

Key Facts: NV Life & Health Exam

Series 05

Exam Code

Nevada Pearson VUE handbook

159 total

Delivered Questions

NV outline (144 scored + 15 pretest)

3h 35m

Exam Time

Nevada Pearson VUE handbook

70%

Passing Score

Nevada Pearson VUE handbook

$47

Exam Fee

Nevada Pearson VUE handbook

30 CE / 3 years

Renewal CE

Nevada DOI producer licensing guidance

Nevada Series 05 is listed at 159 total delivered questions (144 scored + 15 pretest), 3 hours and 35 minutes, a 70% passing score, and a $47 exam fee. State-law content is significant at 44 scored questions, with the largest block in common statutes and producer regulation. Nevada-specific prep should also cover current bulletin-driven workflow changes, including the August 1, 2025 fingerprint sequencing update and January 1, 2026 Medicare supplement access expansion under SB292.

Sample NV Life & Health Practice Questions

Try these sample questions to test your NV Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 199+ question experience with AI tutoring.

1Which agency regulates insurance producers and insurers in Nevada?

A.Nevada Department of Business Licensing

B.Nevada Division of Insurance (DOI)

C.Nevada Department of Commerce and Banking

D.Nevada Office of Producer Certification

Explanation: The Nevada Division of Insurance regulates producer licensing, insurer market conduct, and consumer protections in the state. It operates under the Nevada Department of Business and Industry. Questions about licensing authority and enforcement powers point to the DOI.

2What is the Pearson VUE series code for the Nevada combined Life and Health producer exam?

A.03

B.05

C.12

D.21

Explanation: Nevada lists the combined Life and Health producer exam as Examination Series 05 in the candidate handbook. Matching the exact series code during registration helps avoid booking the wrong line of authority exam.

3What passing score is required for Nevada Life and Health Producer Examination Series 05?

A.65%

B.70%

C.72%

D.75%

Explanation: The Nevada handbook lists a 70% passing score for Series 05. Candidates should target above the minimum because pretest items are mixed into the exam and time management can affect performance.

4How much exam time is provided for Nevada Series 05 (Life and Health Producer)?

A.2 hours 30 minutes

B.3 hours

C.3 hours 35 minutes

D.4 hours

Explanation: The Nevada candidate handbook shows a time allowance of 3 hours and 35 minutes for Series 05. That long window reflects the combined national life, national health, and Nevada law content on one exam.

5What is the listed exam fee for Nevada Series 05 in the candidate handbook?

A.$37

B.$47

C.$57

D.$67

Explanation: The Pearson VUE Nevada candidate handbook lists a $47 exam fee for Series 05. This amount is only the testing fee and does not include resident application, technology, fingerprinting, or vendor transaction costs.

6How many scored questions are included across the Nevada combined Life/Health exam outline?

A.120

B.130

C.144

D.159

Explanation: The Nevada outline shows 50 scored life questions, 50 scored health questions, and 44 scored Nevada-specific questions. That totals 144 scored questions. Pretest items are additional and unscored.

7How many total questions are delivered when scored and pretest items are combined on Nevada Series 05?

A.144

B.149

C.154

D.159

Explanation: The outline combines 50+5 for life, 50+5 for health, and 44+5 for Nevada law. That equals 159 total delivered questions. Only 144 are scored.

8Within the Nevada-specific portion, which domain carries the highest number of scored questions?

A.Common statutes and codes for all major lines

B.Life-only statutes

C.Common life-and-health-only statutes

D.Health-only statutes

Explanation: The Nevada-specific outline assigns 20 scored questions to common statutes and codes shared across major lines. That is the largest single state-law block, so it should be a high-priority study area.

9What continuing education requirement applies to Nevada resident producers after licensing?

A.24 hours every 2 years with 3 ethics

B.30 hours every 3 years with 3 ethics

C.36 hours every 3 years with 6 ethics

D.20 hours annually with 2 ethics

Explanation: Nevada producer guidance requires 30 hours of continuing education every 3 years, including 3 ethics hours. This differs from many states that use a 24-hour biennial pattern. Missing CE can block renewal or lead to lapse-related compliance issues.

10When does a Nevada resident producer license renew under the state licensing page guidance?

A.Last day of the month that is 3 years after issuance or last renewal due month

B.January 1 each year

C.Every 2 years on July 1

D.Producer's birthday every year

Explanation: Nevada licensing statute language ties renewal to the last day of a month in a 3-year cycle based on issuance and subsequent due month, not a birth-month rule. Test items often check whether candidates can distinguish the renewal cycle from appointment dates or annual deadlines.

About the NV Life & Health Exam

Nevada Series 05 combines national life and health insurance content with a large Nevada law supplement focused on producer licensing, unfair practices, life replacement, and state health mandates.

Questions

159 scored questions

Time Limit

3 hours 35 minutes

Passing Score

70%

Exam Fee

$47 (Nevada Division of Insurance / Pearson VUE)

NV Life & Health Exam Content Outline

35%

Life General Knowledge

50 scored + 5 pretest questions on policy types, provisions, field underwriting, and retirement/annuity concepts

35%

Accident & Health General Knowledge

50 scored + 5 pretest questions on health policy types, clauses/riders, social insurance, and field underwriting procedures

14%

Nevada Common Statutes and Producer Law

20 scored questions on Commissioner authority, licensing, producer conduct, unfair practices, and fiduciary duties

17%

Nevada Line-Specific Statutes

24 scored questions on life-only and health-only laws including replacement, Medicare supplement, LTC, and mandated health benefits

How to Pass the NV Life & Health Exam

What You Need to Know

Passing score: 70%
Exam length: 159 questions
Time limit: 3 hours 35 minutes
Exam fee: $47

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

NV Life & Health Study Tips from Top Performers

1Prioritize Nevada common statutes first because they carry the largest state-law question share

2Drill NRS/NAC citation anchors for unfair practices, replacement rules, and Medicare supplement regulation

3Memorize exam logistics: 159 total questions, 3h35m, 70% passing, and $47 fee

4Use mixed timed sets that force rapid switching between national concepts and Nevada statutes

5In final review, confirm current DOI bulletin changes affecting licensing workflow and Medigap access

Frequently Asked Questions

How many questions are on Nevada Series 05?

Nevada's outline shows 159 delivered questions total: 144 scored and 15 pretest. The scored section is 50 life general + 50 health general + 44 Nevada law.

What are the Nevada Series 05 timing, passing score, and fee?

The Nevada candidate handbook lists 3 hours 35 minutes, a 70% passing score, and a $47 exam fee for Series 05.

How heavily is Nevada state law weighted?

State law is 44 of 144 scored questions, roughly 31% of the scored exam. That is too large to treat as a minor add-on to national study.

What CE requirement applies after getting licensed in Nevada?

Nevada producer guidance requires 30 hours of continuing education every 3 years, including 3 ethics hours. The renewal due date follows the statutory 3-year month cycle tied to issuance and subsequent due month timing.

What recent Nevada updates matter for 2026 prep?

Two major items are commonly cited: Bulletin 25-006 changed fingerprint/background sequencing effective August 1, 2025, and Bulletin 25-005 (SB292) expanded Medigap Plan A availability for certain under-65 Medicare beneficiaries effective January 1, 2026.