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100+ Free MS Life & Health Practice Questions

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Ms-Lh-Life-Laws30 questions
Ms-Lh-Regulation25 questions
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Ms-Lh-Ethics20 questions
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Key Facts: MS Life & Health Exam

115+10

Scored + Pretest Questions

Pearson VUE MS content outline

150 min

Exam Time

Pearson VUE MS handbook

$45

Exam Fee

Pearson VUE MS handbook

70%

Passing Score

Pearson VUE MS handbook

20 hrs/line

Prelicense Education

Mississippi Insurance Department

24 hrs

CE Every 2 Years

Mississippi Insurance Department

Mississippi's Pearson VUE handbook and content outline list the combined Life, Accident and Health producer exam at 115 scored questions plus 10 pretest questions, 150 minutes, and a $45 fee. MID guidance requires 20 hours of prelicensing for each major line (Life and Accident/Health), plus CE of 24 hours every 2 years with ethics included.

About the MS Life & Health Exam

The Mississippi life and health producer exam combines national insurance fundamentals with Mississippi licensing and compliance requirements under Title 83. The current Pearson VUE materials list a 150-minute testing window for the combined line.

Questions

125 scored questions

Time Limit

2 hours 30 minutes (150 minutes)

Passing Score

70%

Exam Fee

$45 (Mississippi Insurance Department / Pearson VUE)

MS Life & Health Exam Content Outline

25%

MS Regulation & Licensing

MID authority, producer licensing requirements, exam format, renewals, and CE

25%

MS Life Insurance Laws

Life policy provisions, replacement rules, annuity suitability, and beneficiary rights

25%

MS Health Insurance Laws

Health policy standards, disability income, Medicare supplement, and LTC concepts

25%

MS Ethics & Producer Conduct

Unfair trade practices, fiduciary handling of funds, complaint trends, and enforcement

How to Pass the MS Life & Health Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 125 questions
  • Time limit: 2 hours 30 minutes (150 minutes)
  • Exam fee: $45

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

MS Life & Health Study Tips from Top Performers

1Use Mississippi's published exam structure for pacing: 125 total items in 150 minutes
2Prioritize life-policy provisions and replacement scenarios, which are frequent test themes
3Master health-policy cost-sharing and disability-income definitions to avoid easy misses
4Practice ethics questions on rebating, twisting, and premium-fund handling
5Run timed mixed sets weekly and review every missed rationale by domain

Frequently Asked Questions

How many questions are on Mississippi's combined Life/Accident/Health exam?

Current Mississippi Pearson VUE materials list 115 scored questions plus 10 pretest questions (125 total) with a 150-minute seat time.

How much does the Mississippi life and health exam cost?

The Mississippi Pearson VUE candidate handbook lists a $45 exam fee for the combined producer exam line.

What pre-licensing education does Mississippi require?

Mississippi Insurance Department guidance requires 20 hours of approved pre-licensing education for each major line of authority (Life and Accident/Health).

What continuing education is required in Mississippi?

Mississippi requires resident producers to complete 24 CE hours every 2 years, including ethics content, to keep licenses active.

MS Life & Health Resources