Free Maryland P&C Exam Prep
Maryland Property & Casualty Insurance
Prepare for the Maryland P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Maryland Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Maryland P&C RegulationsYou are here
Study Maryland-specific laws including MIA regulations, auto insurance requirements (30/60/15 minimums), PIP coverage, and Maryland insurance code provisions.
Maryland Property Insurance
Learn Maryland FAIR Plan, homeowners coverage requirements, and Maryland-specific property regulations.
Maryland Casualty & Ethics
Master modified no-fault auto, PIP coverage, workers compensation, MAPCIGA guaranty association, and producer conduct standards.
Can You Take the Maryland P&C Exam?
Check if you meet the basic eligibility requirements
- •40 hours pre-licensing required (20 per line)
- •Must pass pre-license certification exam with 70% or higher
- •Pre-license certificate valid for 6 months to schedule exam
- •Prometric administers all Maryland insurance exams
- •If you fail, must wait 4 days before retaking
- •Must apply within 12 months of passing exam
- •Maryland is a modified no-fault auto state with PIP
Maryland P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
4-day wait between failed attempts; no limit on retakes
Temporary License
90-day temporary license available with sponsoring employer
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Maryland P&C Prep Tools
Reported exam pass rate: ~70% (varies by attempt). Check the exam sponsor for the latest official figure.
396+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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What You'll Study
23 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Maryland Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Maryland P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Maryland Property Insurance
3 sections
Chapter 3: Maryland Casualty & Auto Insurance
3 sections
Maryland P&C-Specific Topics Covered
Maryland P&C Exam Details
Maryland Property & Casualty Insurance
Administered by Maryland Insurance Administration (MIA)
Exam Content Breakdown
Based on the official Maryland Insurance Administration (MIA) content outline
MIA structure, 40-hour pre-license, licensing process
MD FAIR Plan, homeowners coverage, property regulations
Modified no-fault auto, PIP, 30/60/15 minimums, workers comp
Claims handling, MAPCIGA guaranty fund, producer conduct
What's Included
23 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the Maryland P&C?
After passing the Maryland P&C, you can pursue these career paths
Maryland P&C Exam FAQ
Official Maryland Insurance Administration (MIA) Resources
Verify information with these official sources
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Ready to Start Your Free Maryland P&C Prep?
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