Standalone Coverage Map
Key Takeaways
The Maryland P&C exam has two parts: a General/National portion and a Maryland State portion, and you must pass both.
This guide is standalone-complete — it teaches the full national P&C blueprint plus all Maryland-specific insurance law, so no second textbook is needed.
National Portion Units 1-12 cover fundamentals through every personal and commercial line; Maryland Chapters MD-1 through MD-4 cover state code, licensing, trade practices, and policy law.
Study the national units in order first (property and liability concepts unlock later lines), then the Maryland chapters, then interleaved practice.
Use the coverage table to verify every blueprint domain is reviewed and to target weak areas scoring below 80%.
The Maryland Property & Casualty (P&C) producer licensing exam is built in two parts. A General/National portion tests the core P&C insurance knowledge every U.S. producer must master, while a Maryland State portion tests the laws, regulations, and consumer-protection rules specific to the Maryland Insurance Administration (MIA). You must pass both portions to be licensed.
This guide is standalone-complete: it teaches the entire national P&C blueprint AND the Maryland-specific law content in a single resource. You do not need a separate textbook for either side. The National Portion units cover insurance fundamentals through every major property and casualty line; the Maryland chapters cover state insurance code, MIA authority, producer licensing rules, and Maryland-specific policy provisions.
The table below maps the official exam blueprint domains to exactly where each is taught in this guide, so you can confirm full coverage and plan a targeted review.
| Blueprint Domain | Where Covered Here |
|---|---|
| Insurance fundamentals & general concepts | National Portion — Unit 1 (Fundamentals) |
| Property concepts (coinsurance, ACV, replacement cost) | National Portion — Unit 2 (Property Concepts) |
| Dwelling policy | National Portion — Unit 3 (Dwelling) |
| Homeowners policy | National Portion — Unit 4 (Homeowners) |
| Personal auto policy | National Portion — Unit 5 (Personal Auto) |
| Liability concepts (negligence, damages) | National Portion — Unit 6 (Liability) |
| Commercial property | National Portion — Unit 7 (Commercial Property) |
| Commercial general liability (CGL) | National Portion — Unit 8 (CGL) |
| Commercial auto | National Portion — Unit 9 (Commercial Auto) |
| Workers compensation | National Portion — Unit 10 (Workers Comp) |
| Other commercial lines (BOP, crime, marine, farm, umbrella, professional, surety, NFIP) | National Portion — Unit 11 (Other Lines) |
| Insurance regulation & ethics | National Portion — Unit 12 (Regulation & Ethics) |
| Maryland Insurance Administration authority & code | Maryland Chapter MD-1 (MIA & State Code) |
| Maryland producer licensing & appointment rules | Maryland Chapter MD-2 (Licensing) |
| Maryland marketing, trade practices & consumer protection | Maryland Chapter MD-3 (Trade Practices) |
| Maryland property & casualty policy provisions (auto, PIP, cancellation/nonrenewal) | Maryland Chapter MD-4 (MD Policy Law) |
Suggested study sequence: work the National Portion units in order first (1 through 12), because each builds vocabulary the later lines reuse. Property concepts in Unit 2 unlock dwelling and homeowners; liability in Unit 6 unlocks every commercial casualty line. Once the national side is solid, study the four Maryland chapters (MD-1 through MD-4), which lean heavily on the regulation and ethics foundation from Unit 12. Finish with mixed practice questions that interleave national and Maryland items, mirroring the real two-part exam, then re-drill any domain scoring below 80%.
Sections you finish are checked off in the contents.