Standalone Coverage Map
Key Takeaways
- The Maryland P&C exam has two parts: a General/National portion and a Maryland State portion, and you must pass both.
- This guide is standalone-complete — it teaches the full national P&C blueprint plus all Maryland-specific insurance law, so no second textbook is needed.
- National Portion Units 1-12 cover fundamentals through every personal and commercial line; Maryland Chapters MD-1 through MD-4 cover state code, licensing, trade practices, and policy law.
- Study the national units in order first (property and liability concepts unlock later lines), then the Maryland chapters, then interleaved practice.
- Use the coverage table to verify every blueprint domain is reviewed and to target weak areas scoring below 80%.
The Maryland Property & Casualty (P&C) producer licensing exam is built in two parts. A General/National portion tests the core P&C insurance knowledge every U.S. producer must master, while a Maryland State portion tests the laws, regulations, and consumer-protection rules specific to the Maryland Insurance Administration (MIA). You must pass both portions to be licensed.
This guide is standalone-complete: it teaches the entire national P&C blueprint AND the Maryland-specific law content in a single resource. You do not need a separate textbook for either side. The National Portion units cover insurance fundamentals through every major property and casualty line; the Maryland chapters cover state insurance code, MIA authority, producer licensing rules, and Maryland-specific policy provisions.
The table below maps the official exam blueprint domains to exactly where each is taught in this guide, so you can confirm full coverage and plan a targeted review.
| Blueprint Domain | Where Covered Here |
|---|---|
| Insurance fundamentals & general concepts | National Portion — Unit 1 (Fundamentals) |
| Property concepts (coinsurance, ACV, replacement cost) | National Portion — Unit 2 (Property Concepts) |
| Dwelling policy | National Portion — Unit 3 (Dwelling) |
| Homeowners policy | National Portion — Unit 4 (Homeowners) |
| Personal auto policy | National Portion — Unit 5 (Personal Auto) |
| Liability concepts (negligence, damages) | National Portion — Unit 6 (Liability) |
| Commercial property | National Portion — Unit 7 (Commercial Property) |
| Commercial general liability (CGL) | National Portion — Unit 8 (CGL) |
| Commercial auto | National Portion — Unit 9 (Commercial Auto) |
| Workers compensation | National Portion — Unit 10 (Workers Comp) |
| Other commercial lines (BOP, crime, marine, farm, umbrella, professional, surety, NFIP) | National Portion — Unit 11 (Other Lines) |
| Insurance regulation & ethics | National Portion — Unit 12 (Regulation & Ethics) |
| Maryland Insurance Administration authority & code | Maryland Chapter MD-1 (MIA & State Code) |
| Maryland producer licensing & appointment rules | Maryland Chapter MD-2 (Licensing) |
| Maryland marketing, trade practices & consumer protection | Maryland Chapter MD-3 (Trade Practices) |
| Maryland property & casualty policy provisions (auto, PIP, cancellation/nonrenewal) | Maryland Chapter MD-4 (MD Policy Law) |
Suggested study sequence: work the National Portion units in order first (1 through 12), because each builds vocabulary the later lines reuse. Property concepts in Unit 2 unlock dwelling and homeowners; liability in Unit 6 unlocks every commercial casualty line. Once the national side is solid, study the four Maryland chapters (MD-1 through MD-4), which lean heavily on the regulation and ethics foundation from Unit 12. Finish with mixed practice questions that interleave national and Maryland items, mirroring the real two-part exam, then re-drill any domain scoring below 80%.