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Free P&C Insurance Exam Prep

Property and Casualty Insurance

Prepare for the P&C Insurance exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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What You'll Study

13 chapters covering the exam topics in this guide

P&C Insurance Exam Details

Property and Casualty Insurance

Administered by State Department of Insurance (delivered by Pearson VUE, PSI, or Prometric)

Official Source
Set by each state (Florida 70%, Texas scaled score of 70, California 60%)
Passing Score
About
Questions
Varies
Hours
Varies by state (New York $33, Florida $44, Texas $49, California $55)
Exam Fee
Study time: 40-80 hours
Prerequisites: Varies by state (Florida 2-20: 200 hours of approved coursework or qualifying experience; Texas: no prelicensing course; California: 12 hours of ethics and Insurance Code study)

Exam Content Breakdown

Based on the official State Department of Insurance (delivered by Pearson VUE, PSI, or Prometric) content outline

Property: Types of Policies22%

Homeowners and dwelling forms, commercial lines, inland marine and the NFIP (22 of the 100 general-knowledge questions in the Pearson VUE outline used in Texas and Indiana)

Property: Insurance Terms and Concepts15%

Insurable interest, risk, hazard, peril, loss valuation, indemnity and coinsurance

Property: Policy Provisions and Contract Law13%

Declarations, insuring agreement, conditions, exclusions, duties of the insured, appraisal, subrogation, and warranties, representations and concealment

Casualty: Types of Policies and Bonds23%

Commercial general liability, personal and business auto, workers compensation and employers liability, crime, bonds, professional and umbrella liability, and the BOP

Casualty: Insurance Terms and Concepts15%

Negligence, liability, damages, occurrence, binders, warranties, representations and concealment

Casualty: Policy Provisions12%

Conditions, exclusions, definition of the insured, duties after a loss, cancellation and nonrenewal, supplementary payments and other insurance

State Law SectionVaries by state

A separate state outline on top of the 100 general-knowledge questions: 30 scored questions in Texas and 35 in Indiana. Florida's 2-20 exam gives Florida law 36% of its 160 scored questions.

What's Included

13 Chapters

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Ran Chen - AI Engineer, CFP®
CFP®
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I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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Official State Department of Insurance (delivered by Pearson VUE, PSI, or Prometric) Resources

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