200+ Free MD Property & Casualty Practice Questions
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Key Facts: MD Property & Casualty Exam
120 + 10
Scored + Unscored Questions
Prometric MD 2032 outline
150 min
Exam Time
Prometric MD 2032 outline
70%
Passing Score
Maryland producer exam standard
$62
Exam Fee
Maryland License Information Bulletin
Jan 1, 2025
Prelicense Requirement Removed
MIA Bulletin 24-19
Jan 30, 2026
Termination-For-Cause Reporting Update
MIA Bulletin 26-3
Prometric's Maryland content outline lists 120 scored questions plus 10 unscored questions in 150 minutes for the Property and Casualty Producer Combo exam. The Maryland License Information Bulletin lists the exam fee as $62, and Maryland producer exams use a 70% passing standard. Bulletin 24-19 removed Maryland's prelicense education requirement effective January 1, 2025, and Bulletin 26-3 (January 30, 2026) updated termination-for-cause appointment reporting through NIPR NTM.
About the MD Property & Casualty Exam
Maryland exam code 2032 (Series 20-32) combines national property/casualty content with Maryland regulation, including MIA licensing rules, MAIF, Maryland auto requirements, workers compensation law, and producer conduct obligations.
Questions
130 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70%
Exam Fee
$62 (Maryland Insurance Administration (MIA) / Prometric)
MD Property & Casualty Exam Content Outline
Insurance Regulation
MIA authority, producer licensing, unfair practices, Maryland required provisions, auto law, and workers compensation laws
General Insurance Concepts
Risk management, contracts, agency authority, and insurer classifications
Property & Casualty Basics
Policy structure, underwriting, valuation, deductibles, and common policy provisions
Dwelling Policy
DP forms, coverages, exclusions, conditions, and key endorsements
Homeowners Policy
HO forms, Section I and II coverages, perils, conditions, and endorsements
Auto Insurance
Maryland auto liability rules, PIP, UM/UIM, PAP, and commercial auto foundations
Commercial Package Policy
CGL, commercial property, inland marine, crime, and package policy construction
Businessowners Policy
BOP coverage basics, limitations, and common endorsements
Workers Compensation Insurance
WC policy structure, covered employees, employer duties, and premium basics
Other Coverages
Umbrella/excess, specialty liability, surplus lines, surety, marine, and flood concepts
How to Pass the MD Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 130 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $62
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MD Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Maryland Property and Casualty exam?
Maryland's official 2032 outline lists 120 scored questions plus 10 unscored questions. You should pace for all 130 delivered questions because unscored items are mixed in and not identified.
How much time do you get for the Maryland P&C exam?
The Maryland Property and Casualty Producer Combo exam time limit is 150 minutes (2.5 hours). Time pressure is manageable if you practice timed mixed sets before test day.
What is the current Maryland exam fee?
Prometric's Maryland License Information Bulletin lists the Property and Casualty Producer Combo exam fee at $62. That exam fee is separate from post-exam licensing application costs.
Does Maryland still require prelicensing education before taking the exam?
No. MIA Bulletin 24-19 states that the producer prelicense education requirement ended effective January 1, 2025. Candidates can self-study and test, then apply for the license through NIPR after passing and meeting other requirements.
What Maryland-specific topics should I prioritize?
Prioritize MIA licensing rules, Maryland auto insurance requirements (including liability/PIP/UM-UIM concepts), MAIF, workers compensation obligations, unfair trade practices, and Maryland producer fiduciary duties. These state-law areas are heavily represented in the regulation domain.