Free Florida P&C Exam Prep
Florida 2-20 General Lines Property & Casualty Insurance
Prepare for the Florida P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Florida Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Florida 200-Hour Pre-License Course
Complete the required 200-hour DFS-approved course covering property, casualty, surety, health, and marine insurance, including 3 hours of ethics education.
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.
Florida P&C RegulationsYou are here
Study Florida-specific laws including Citizens Property Insurance, Florida Hurricane Catastrophe Fund (FHCF), PIP no-fault auto, and sinkhole coverage requirements.
Florida Property Insurance
Learn Citizens Property Insurance, FHCF reinsurance, sinkhole coverage, hurricane deductibles, and Florida-specific property regulations.
Can You Take the Florida P&C Exam?
Check if you meet the basic eligibility requirements
- •Pre-license course must be completed within 4 years of license application
- •Must pass 70% on BOTH national and state sections of exam
- •Must apply for license within 12 months of passing exam
- •Application submitted through DFS MyProfile portal
- •Must be trustworthy with good business reputation
Florida P&C Quick Facts
Time to Get Licensed
4-8 weeks (due to 200-hour pre-license requirement)
From start to license in hand
Retake Policy
No waiting period between attempts; unlimited retakes
Temporary License
Not available in Florida
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - exempt from exam
Certified Insurance Counselor - may qualify for exemption
Free Florida P&C Prep Tools
Reported exam pass rate: ~60-65% (varies by attempt). Check the exam sponsor for the latest official figure.
360+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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$0 Forever
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What You'll Study
8 chapters covering the exam topics in this guide
Introduction: Florida Property & Casualty Insurance Exam Overview
1 sections
General Insurance Fundamentals
3 sections
Property Insurance Fundamentals
4 sections
Casualty & Liability Fundamentals
4 sections
Chapter 4: Florida P&C Insurance Regulation & Licensing
3 sections
Chapter 5: Florida Property Insurance Laws
3 sections
Chapter 6: Florida Casualty Insurance Laws
3 sections
Chapter 7: Florida P&C Insurance Ethics & Prohibited Practices
3 sections
Florida P&C-Specific Topics Covered
Florida P&C Exam Details
Florida 2-20 General Lines Property & Casualty Insurance
Administered by Florida Department of Financial Services (DFS)
Exam Content Breakdown
Based on the official Florida Department of Financial Services (DFS) content outline
DFS/OIR structure, 200-hour pre-license, licensing requirements
Citizens Property, FHCF, sinkhole coverage, hurricane deductibles
PIP no-fault auto 10/20/10, workers compensation, liability
Claims handling, FIGA guaranty, unfair practices, producer conduct
What's Included
8 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the Florida P&C?
After passing the Florida P&C, you can pursue these career paths
Florida P&C Exam FAQ
Official Florida Department of Financial Services (DFS) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Florida P&C Prep?
Review the study guide, practice key concepts, and use the free tools at your own pace.