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Free Mississippi P&C Exam Prep

Mississippi Property & Casualty Insurance

Prepare for the Mississippi P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Mississippi Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Mississippi P&C RegulationsYou are here

Study Mississippi-specific laws including MID regulations, auto insurance requirements (25/50/25 minimums), hurricane deductibles, and Mississippi insurance code provisions.

15
hours
3

Mississippi Property Insurance

Learn Mississippi homeowners coverage requirements, windstorm/hurricane coverage, coastal considerations, and Mississippi-specific property regulations.

10
hours
4

Mississippi Casualty & Ethics

Master auto insurance requirements, workers compensation, MIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Mississippi P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education with final course exam
Background Check
Required
Fingerprinting
May be required
Additional Requirements
  • 40 hours pre-licensing required (Mississippi 40-hr P&C Pre-Licensing Course)
  • Must pass final course exam before taking state exam
  • Pearson VUE administers all Mississippi insurance exams
  • 90 questions covering 7 sections
  • Proctored exam in controlled environment
  • Must bring pre-license certificate and two forms of ID to exam
  • Must apply for license within 12 months of passing exam
  • Can apply via Sircon or NIPR ($100 app + $5.60 transaction fee)

Mississippi P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; 12 months to apply after passing

Temporary License

Not available in Mississippi

Total Cost Breakdown

Exam Fee$50
Application Fee$100
Fingerprint FeeMay be required
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$355-505

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Mississippi P&C Prep Tools

Reported exam pass rate: ~70% (varies by attempt). Check the exam sponsor for the latest official figure.

383+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: Mississippi Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: Mississippi P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: Mississippi Property Insurance

2 sections

23

Chapter 3: Mississippi Casualty & Auto Insurance

2 sections

24

Chapter 4: Mississippi Ethics & Professional Conduct

1 sections

Mississippi P&C-Specific Topics Covered

Mississippi Insurance Department (MID) Regulations40 Hours Pre-Licensing Education Required90 Question Combined P&C ExamPearson VUE TestingPre-License Certificate Required at ExamAuto Insurance Minimums (25/50/25)Windstorm/Hurricane CoverageMississippi Insurance Guaranty Association (MIGA)12 Months to Apply After PassingSircon or NIPR ApplicationCoastal Property ConsiderationsJackson Market Focus

Mississippi P&C Exam Details

Mississippi Property & Casualty Insurance

Administered by Mississippi Insurance Department (MID)

Official Source
70%
Passing Score
90
Questions
2.5
Hours
$50 exam fee + $100 application fee + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education

Exam Content Breakdown

Based on the official Mississippi Insurance Department (MID) content outline

Mississippi P&C Regulation15%

MID structure, 40-hour pre-license, licensing process

Property Insurance Laws25%

Homeowners coverage, windstorm/hurricane

Casualty Insurance Laws35%

At-fault auto, 25/50/25 minimums, workers comp

Ethics & Prohibited Practices25%

Claims handling, MIGA guaranty fund, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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What's Next After the Mississippi P&C?

After passing the Mississippi P&C, you can pursue these career paths

Mississippi P&C Exam FAQ

Official Mississippi Insurance Department (MID) Resources

Verify information with these official sources

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