Free MD P&C Exam Prep
Maryland Property & Casualty Insurance
Pass your MD P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Maryland Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Build the National Core
Start with policy structure, valuation, underwriting, and foundational property/casualty concepts before drilling state law details.
Prioritize Maryland RegulationYou are here
Use the 30% regulation weighting to focus on licensing, producer duties, unfair practices, and Maryland-specific legal requirements.
Strengthen Property Forms
Drill dwelling, homeowners, and commercial property form differences with claims-focused scenarios.
Run Timed 150-Minute Sets
Practice full-length mixed sets and review misses by domain weight to improve score consistency.
Can You Take the MD P&C Exam?
Check if you meet the basic eligibility requirements
- •Pass exam 2032 (Property and Casualty Producer Combo)
- •Apply for resident producer license through NIPR after passing
- •Most producer renewals require 24 CE credits including 3 ethics credits per renewal period
- •Maryland auto law baseline includes 30/60/15 minimum liability limits and $2,500 PIP baseline coverage
- •Bulletin 26-3 (January 30, 2026) updated termination-for-cause appointment reporting workflow
MD P&C Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
Retake scheduling is handled through Prometric under current Maryland program rules.
Total Cost Breakdown
Free MD P&C Prep That Actually Works
The official pass rate is Not publicly published by MIA/Prometric. Our students do better.
200+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
4 chapters covering everything you need to pass
Introduction: Maryland Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: Maryland P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Maryland Property Insurance
3 sections
Chapter 3: Maryland Casualty & Auto Insurance
3 sections
MD P&C-Specific Topics Covered
10 free AI interactions per day
MD P&C Exam Details
Maryland Property & Casualty Insurance
Administered by Maryland Insurance Administration (MIA) / Prometric
Exam Content Breakdown
Based on the official Maryland Insurance Administration (MIA) / Prometric content outline
MIA authority, producer licensing, unfair practices, state auto and workers compensation law concepts
Risk, contract structure, policy provisions, and core insurance principles
Policy mechanics, valuation, underwriting fundamentals, and coverage framework
DP forms, covered perils, exclusions, conditions, and endorsements
HO forms, Section I/II coverage, endorsements, and claims concepts
PAP structure, Maryland auto minimums, PIP, and UM/UIM concepts
CGL, commercial property, inland marine, and package structuring concepts
BOP eligibility, package basics, and limitations
Statutory coverage framework, employer obligations, and claim benefits
Surety, umbrella/excess, surplus lines, and specialty coverages
What's Included
4 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the MD P&C?
After passing the MD P&C, you can pursue these career paths
MD P&C Exam FAQ
Official Maryland Insurance Administration (MIA) / Prometric Resources
Verify information with these official sources
More Free Resources
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