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Free Maryland P&C Exam Prep

Maryland Property & Casualty Insurance

Pass your Maryland P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Maryland Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Maryland P&C RegulationsYou are here

Study Maryland-specific laws including MIA regulations, auto insurance requirements (30/60/15 minimums), PIP coverage, and Maryland insurance code provisions.

15
hours
3

Maryland Property Insurance

Learn Maryland FAIR Plan, homeowners coverage requirements, and Maryland-specific property regulations.

10
hours
4

Maryland Casualty & Ethics

Master modified no-fault auto, PIP coverage, workers compensation, MAPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Maryland P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education (20 hours property + 20 hours casualty)
Background Check
Required
Fingerprinting
May be required based on background
Additional Requirements
  • 40 hours pre-licensing required (20 per line)
  • Must pass pre-license certification exam with 70% or higher
  • Pre-license certificate valid for 6 months to schedule exam
  • Prometric administers all Maryland insurance exams
  • If you fail, must wait 4 days before retaking
  • Must apply within 12 months of passing exam
  • Maryland is a modified no-fault auto state with PIP

Maryland P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Prometric

Remote Testing Available
Schedule Your Exam

Retake Policy

4-day wait between failed attempts; no limit on retakes

Temporary License

90-day temporary license available with sponsoring employer

Total Cost Breakdown

Exam Fee$48
Application Fee$30
Fingerprint Fee~$50 (IdentoGO)
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$333-483

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Maryland P&C Prep That Actually Works

The official pass rate is ~70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

4 chapters covering everything you need to pass

Maryland P&C-Specific Topics Covered

Maryland Insurance Administration (MIA) Regulations40 Hours Pre-Licensing Education RequiredPre-License Certificate Valid 6 MonthsModified No-Fault Auto InsurancePersonal Injury Protection (PIP) CoverageAuto Insurance Minimums (30/60/15)Maryland FAIR PlanMaryland Automobile Insurance Fund (MAIF)Maryland Property & Casualty Insurance Guaranty Association (MAPCIGA)4-Day Wait After Failed ExamPrometric Testing CentersProducer Licensing & CE Requirements
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Maryland P&C Exam Details

Maryland Property & Casualty Insurance

Administered by Maryland Insurance Administration (MIA)

Official Source
70%
Passing Score
120
Questions
2.5
Hours
$60 exam fee + $54 application fee + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education (20 hours per line)

Exam Content Breakdown

Based on the official Maryland Insurance Administration (MIA) content outline

Maryland P&C Regulation15%

MIA structure, 40-hour pre-license, licensing process

Property Insurance Laws25%

MD FAIR Plan, homeowners coverage, property regulations

Casualty Insurance Laws35%

Modified no-fault auto, PIP, 30/60/15 minimums, workers comp

Ethics & Prohibited Practices25%

Claims handling, MAPCIGA guaranty fund, producer conduct

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Maryland P&C?

After passing the Maryland P&C, you can pursue these career paths

Maryland P&C Exam FAQ

Official Maryland Insurance Administration (MIA) Resources

Verify information with these official sources

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