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Free MD P&C Exam Prep

Maryland Property & Casualty Insurance

Pass your MD P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Maryland Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Build the National Core

Start with policy structure, valuation, underwriting, and foundational property/casualty concepts before drilling state law details.

30
hours
Start this step
2

Prioritize Maryland RegulationYou are here

Use the 30% regulation weighting to focus on licensing, producer duties, unfair practices, and Maryland-specific legal requirements.

25
hours
3

Strengthen Property Forms

Drill dwelling, homeowners, and commercial property form differences with claims-focused scenarios.

20
hours
4

Run Timed 150-Minute Sets

Practice full-length mixed sets and review misses by domain weight to improve score consistency.

20
hours
Estimated total study time
95 hours
That's about 10 weeks at 10 hours/week

Can You Take the MD P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No prelicensing education requirement for producer exams effective January 1, 2025
Background Check
Background review may apply during resident producer licensing processing
Additional Requirements
  • Pass exam 2032 (Property and Casualty Producer Combo)
  • Apply for resident producer license through NIPR after passing
  • Most producer renewals require 24 CE credits including 3 ethics credits per renewal period
  • Maryland auto law baseline includes 30/60/15 minimum liability limits and $2,500 PIP baseline coverage
  • Bulletin 26-3 (January 30, 2026) updated termination-for-cause appointment reporting workflow

MD P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Prometric

Schedule Your Exam

Retake Policy

Retake scheduling is handled through Prometric under current Maryland program rules.

Total Cost Breakdown

Exam Fee$62
Total Estimated Cost$62+ (exam fee plus separate licensing application/processing costs)
Why Choose Us

Free MD P&C Prep That Actually Works

The official pass rate is Not publicly published by MIA/Prometric. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

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Updated for 2026

Content reflects latest exam changes

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What You'll Study

4 chapters covering everything you need to pass

MD P&C-Specific Topics Covered

Maryland Insurance Administration (MIA) licensing and enforcement authorityMaryland exam 2032 structure: 120 scored + 10 unscored in 150 minutesMaryland producer prelicensing removal effective January 1, 2025Maryland CE renewal baseline (24 total including 3 ethics for most producer renewals)Maryland auto financial responsibility minimums (30/60/15)Maryland PIP baseline requirement ($2,500)Maryland Auto Insurance (MAIF) residual market functionMaryland Joint Insurance Association (JIA) property residual market roleMaryland guaranty corporation covered-claim frameworkMaryland Bulletin 26-3 (January 30, 2026) reporting workflow update
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MD P&C Exam Details

Maryland Property & Casualty Insurance

Administered by Maryland Insurance Administration (MIA) / Prometric

Official Source
70%
Passing Score
130
Questions
150
Hours
$62 exam fee
Exam Fee
Study time: 60-100 hours
Prerequisites: Pass exam code 2032, then apply for resident producer licensing through NIPR and satisfy Maryland licensing conditions

Exam Content Breakdown

Based on the official Maryland Insurance Administration (MIA) / Prometric content outline

Insurance Regulation30%

MIA authority, producer licensing, unfair practices, state auto and workers compensation law concepts

General Insurance Concepts7%

Risk, contract structure, policy provisions, and core insurance principles

Property and Casualty Basics13%

Policy mechanics, valuation, underwriting fundamentals, and coverage framework

Dwelling Policy8%

DP forms, covered perils, exclusions, conditions, and endorsements

Homeowners Policy13%

HO forms, Section I/II coverage, endorsements, and claims concepts

Auto Insurance8%

PAP structure, Maryland auto minimums, PIP, and UM/UIM concepts

Commercial Package Policy13%

CGL, commercial property, inland marine, and package structuring concepts

Businessowners Policy1%

BOP eligibility, package basics, and limitations

Workers Compensation Insurance3%

Statutory coverage framework, employer obligations, and claim benefits

Other Coverages and Options5%

Surety, umbrella/excess, surplus lines, and specialty coverages

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

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Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the MD P&C?

After passing the MD P&C, you can pursue these career paths

MD P&C Exam FAQ

Official Maryland Insurance Administration (MIA) / Prometric Resources

Verify information with these official sources

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