Free Texas P&C Exam Prep
Texas General Lines Property & Casualty Insurance
Prepare for the Texas P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Texas Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Texas P&C RegulationsYou are here
Study Texas-specific laws including TDI regulations, TWIA (Texas Windstorm Insurance Association), TFPA (Texas FAIR Plan), and auto insurance requirements (30/60/25 minimums).
Texas Property Insurance
Learn homeowners requirements, TWIA for coastal wind/hail coverage, TFPA for high-risk properties, and Texas-specific property regulations.
Texas Casualty & Ethics
Study auto insurance (30/60/25), workers' compensation (voluntary in TX), TPCIGA guaranty association, and producer conduct requirements.
Can You Take the Texas P&C Exam?
Check if you meet the basic eligibility requirements
- •Temporary 90-day license available (requires 40 hours pre-license + sponsoring agent)
- •CPCU designation holders exempt from exam
- •Must apply for license within 12 months of passing exam
- •Must be trustworthy with good business reputation
- •No felony convictions involving fraud or dishonesty
Texas P&C Quick Facts
Time to Get Licensed
2-4 weeks
From start to license in hand
Retake Policy
No waiting period between attempts; unlimited retakes
Temporary License
90-day temporary license available (requires 40 hours pre-license + sponsoring agent/agency)
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - exempt from General Lines P&C exam
Free Texas P&C Prep Tools
Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.
349+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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$0 Forever
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What You'll Study
8 chapters covering the exam topics in this guide
Introduction: Texas Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: Insurance Fundamentals & General Concepts
4 sections
Chapter 2: Property Insurance Coverages
4 sections
Chapter 3: Casualty & Liability Insurance Coverages
4 sections
Chapter 1: Texas P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Texas Property Insurance Laws
2 sections
Chapter 3: Texas Casualty Insurance Laws
3 sections
Chapter 4: Texas P&C Insurance Ethics & Prohibited Practices
3 sections
Texas P&C-Specific Topics Covered
Texas P&C Exam Details
Texas General Lines Property & Casualty Insurance
Administered by Texas Department of Insurance (TDI)
Exam Content Breakdown
Based on the official Texas Department of Insurance (TDI) content outline
TDI structure, file and use rating system, producer licensing requirements
TWIA coastal coverage, TFPA high-risk properties, Texas HO forms, flood insurance
Auto 30/60/25 minimums, voluntary workers compensation, commercial liability
Claims handling requirements, TPCIGA, unfair practices, producer conduct
What's Included
8 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the Texas P&C?
After passing the Texas P&C, you can pursue these career paths
Texas P&C Exam FAQ
Official Texas Department of Insurance (TDI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Texas P&C Prep?
Review the study guide, practice key concepts, and use the free tools at your own pace.