Free Missouri P&C Exam Prep
Missouri Property & Casualty Insurance
Prepare for the Missouri P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Missouri Property & Casualty Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Missouri P&C RegulationsYou are here
Study Missouri-specific laws including DCI regulation, Chapter 375 RSMo, auto insurance requirements (25/50/25 minimums), and the scaled-score standard.
Missouri Property Insurance
Learn Missouri FAIR Plan, homeowners coverage requirements, tornado/severe weather coverage, and Missouri-specific property regulations.
Missouri Casualty & Ethics
Master auto insurance minimums, workers compensation, MPCIGA guaranty association, and producer conduct standards.
Can You Take the Missouri P&C Exam?
Check if you meet the basic eligibility requirements
- •Missouri has NO pre-licensing education requirement
- •Must earn a scaled score of 70 on combined examination code 55
- •Pearson VUE administers exams
- •150 total questions derived from the official combined outline's detailed domain counts
- •Allow 24-48 hours after passing for results to load before applying
- •Must wait 1 day before retaking failed exam
- •Must apply for license within 12 months of passing exam
- •Chapter 375 RSMo governs insurance
Missouri P&C Quick Facts
Time to Get Licensed
2-4 weeks
From start to license in hand
Retake Policy
Wait one day before scheduling a reexamination; the combined code 55 exam uses one scaled passing result
Temporary License
Not available in Missouri
Total Cost Breakdown
Free Missouri P&C Prep Tools
Reported exam pass rate: Not published by Missouri DCI or Pearson VUE. Check the exam sponsor for the latest official figure.
387+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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What You'll Study
23 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Missouri Property & Casualty Insurance Exam Overview
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Missouri P&C Insurance Regulation & Licensing
4 sections
Chapter 2: Missouri Property Insurance
3 sections
Chapter 3: Missouri Casualty & Auto Insurance
3 sections
Missouri P&C-Specific Topics Covered
Missouri P&C Exam Details
Missouri Property & Casualty Insurance
Administered by Missouri Department of Commerce and Insurance (DCI)
Exam Content Breakdown
Based on the official Missouri Department of Commerce and Insurance (DCI) content outline
Property policies, related concepts, and policy provisions/contract law.
Casualty policies and bonds, related concepts, and policy provisions.
DCI authority, licensing, marketing practices, fiduciary duties, and guaranty association.
Ten scored property-law items and ten scored casualty-law items.
What's Included
23 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

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What's Next After the Missouri P&C?
After passing the Missouri P&C, you can pursue these career paths
Missouri P&C Exam FAQ
Official Missouri Department of Commerce and Insurance (DCI) Resources
Verify information with these official sources
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