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Free Missouri P&C Exam Prep

Missouri Property & Casualty Insurance

Prepare for the Missouri P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Missouri Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Missouri P&C RegulationsYou are here

Study Missouri-specific laws including DCI regulation, Chapter 375 RSMo, auto insurance requirements (25/50/25 minimums), and the scaled-score standard.

15
hours
3

Missouri Property Insurance

Learn Missouri FAIR Plan, homeowners coverage requirements, tornado/severe weather coverage, and Missouri-specific property regulations.

10
hours
4

Missouri Casualty & Ethics

Master auto insurance minimums, workers compensation, MPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Missouri P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-licensing education required in Missouri
Additional Requirements
  • Missouri has NO pre-licensing education requirement
  • Must earn a scaled score of 70 on combined examination code 55
  • Pearson VUE administers exams
  • 150 total questions derived from the official combined outline's detailed domain counts
  • Allow 24-48 hours after passing for results to load before applying
  • Must wait 1 day before retaking failed exam
  • Must apply for license within 12 months of passing exam
  • Chapter 375 RSMo governs insurance

Missouri P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Wait one day before scheduling a reexamination; the combined code 55 exam uses one scaled passing result

Temporary License

Not available in Missouri

Total Cost Breakdown

Exam Fee$40
Application Fee$100
Total Estimated Cost$140 plus any transaction fees charged by the chosen application channel
Why Choose Us

Free Missouri P&C Prep Tools

Reported exam pass rate: Not published by Missouri DCI or Pearson VUE. Check the exam sponsor for the latest official figure.

387+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

23 chapters covering the exam topics in this guide

Missouri P&C-Specific Topics Covered

Missouri Department of Commerce and Insurance (DCI) RegulationsChapter 375 RSMo Insurance CodeScaled Passing Score of 70Auto Insurance Minimums (25/50/25)Missouri FAIR PlanMissouri Property & Casualty Insurance Guaranty Association (MPCIGA)No Pre-Licensing Education Required150-Question Combined Exam Code 55Workers' Compensation RequirementsProducer Licensing & CE Requirements (16 hrs)Unfair Trade PracticesTornado/Severe Weather Coverage

Missouri P&C Exam Details

Missouri Property & Casualty Insurance

Administered by Missouri Department of Commerce and Insurance (DCI)

Official Source
Scaled score of 70 on a 0-100 reporting scale; not 70% correct
Passing Score
150
Questions
3
Hours
$40 Pearson VUE exam fee plus $100 producer-license application fee
Exam Fee
Study time: 50-70 hours
Prerequisites: Resident applicants must be at least 18, pass exam code 55, and apply for the license; no prelicensing course is required

Exam Content Breakdown

Based on the official Missouri Department of Commerce and Insurance (DCI) content outline

Property General Knowledge50 of 140 scored (35.7%)

Property policies, related concepts, and policy provisions/contract law.

Casualty General Knowledge50 of 140 scored (35.7%)

Casualty policies and bonds, related concepts, and policy provisions.

Missouri Common Law and Licensing20 of 140 scored (14.3%)

DCI authority, licensing, marketing practices, fiduciary duties, and guaranty association.

Missouri Property and Casualty Law20 of 140 scored (14.3%)

Ten scored property-law items and ten scored casualty-law items.

What's Included

23 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

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What's Next After the Missouri P&C?

After passing the Missouri P&C, you can pursue these career paths

Missouri P&C Exam FAQ

Official Missouri Department of Commerce and Insurance (DCI) Resources

Verify information with these official sources

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