200+ Free MO Property & Casualty Practice Questions
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Key Facts: MO Property & Casualty Exam
150
Exam Questions
Missouri DIFP / Pearson VUE
150 min
Exam Time
Pearson VUE exam outline
70%
Passing Score
MO producer exam standard
$62
Exam Fee
Missouri DIFP
25/50/25
MO Auto Minimums
Missouri financial responsibility law
Tort
Auto System
Missouri tort liability statute
24 hrs
CE per 2 Years
MO producer CE requirement
Missouri administers its Property & Casualty producer exam through Pearson VUE with 150 questions in 150 minutes and a 70% passing standard. The exam covers national P&C concepts plus Missouri law including DIFP regulation, producer licensing and CE requirements (24 hours biennially with 3 hours ethics), Missouri's tort-based auto system with 25/50/25 liability minimums, the Missouri Property Insurance Placement Facility (FAIR Plan) for hard-to-place property risks, and workers compensation requirements.
About the MO Property & Casualty Exam
Missouri's Property & Casualty producer exam combines national insurance content with Missouri-specific regulation through the Department of Insurance, Financial Institutions and Professional Registration (DIFP), producer licensing requirements, homeowners and commercial property, auto insurance (25/50/25 minimums in a tort state), workers compensation, general liability, and ethics requirements.
Questions
150 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70%
Exam Fee
$62 (Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP) / Pearson VUE)
MO Property & Casualty Exam Content Outline
Insurance Regulation
Missouri DIFP authority, producer licensing, continuing education (24 hours/2 years with 3 hours ethics), appointment requirements, and unfair trade practices
General Insurance Concepts
Risk management, contracts, agency authority, insurer classifications, and legal principles
Property Insurance
Homeowners policies, dwelling fire forms, commercial property, Missouri Property Insurance Placement Facility (FAIR Plan), and loss valuation methods
Casualty Insurance
Missouri auto insurance (25/50/25 limits), tort-based system, general liability, workers compensation requirements, surplus lines, and commercial auto
Policy Provisions
Policy structure, conditions, exclusions, endorsements, and claims handling requirements
Ethics and Consumer Protection
Producer conduct, unfair practices, privacy protection, guaranty association, and consumer rights
How to Pass the MO Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $62
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MO Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Missouri Property and Casualty exam?
Missouri's Property & Casualty producer exam contains approximately 150 questions covering both national insurance content and Missouri-specific regulations. The exam is administered by Pearson VUE.
How much time do you get for the Missouri P&C exam?
The Missouri Property & Casualty producer exam time limit is 150 minutes (2.5 hours). Candidates should pace themselves to complete all questions within the allotted time.
What are Missouri's auto insurance minimum requirements?
Missouri requires minimum auto liability coverage of 25/50/25, which means $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. Missouri operates as a tort state, meaning the at-fault driver is responsible for damages.
What continuing education is required for Missouri producers?
Missouri producers must complete 24 hours of continuing education every 2 years, including at least 3 hours of ethics training. License renewal is biennial based on the producer's birth month.
What Missouri-specific topics should I prioritize for the exam?
Focus on DIFP regulations, Missouri's tort-based auto system with 25/50/25 liability minimums, the Missouri Property Insurance Placement Facility (FAIR Plan) for hard-to-place property risks, workers compensation requirements, unfair trade practices, and consumer protection laws.