Free FL 6-20 Adjuster Exam Prep

Contracts in general, contract elements and policy conditions, risk, property and liability insurance concepts, insurance contracts and the law, adjuster responsibilities and claims handling activities, settlement and release options, property adjusting practices under s. 627.70131, liability adjusting practices, and types of insurers including surplus lines, reciprocal exchanges, admitted insurers and residual markets

Automobile liability and the personal auto policy, uninsured motorists, Florida automobile no-fault (PIP), business auto and garage insurance, general liability Coverages A through C and supplementary payments, excess and umbrella liability, professional liability and employment-related practices liability, homeowners liability, farm liability, boiler machinery and equipment breakdown, crime and surety, and workers compensation law and the WC and employers liability policy

Dwelling policies DP-1, DP-2 and DP-3 with declarations and endorsements, homeowners Section I property coverage across HO-2, 3, 4, 5, 6 and 8 with limits, additional coverages, perils, exclusions and conditions, the commercial property policy and causes of loss forms, flood insurance including the NFIP, the businessowners policy, inland marine, ocean marine and aviation insurance

Personal auto policy Part D and its endorsements, the business auto policy covered autos and physical damage sections, garage insurance including garagekeepers and physical damage coverage, other provisions of auto policies, and mechanical breakdown insurance exclusions, deductible, policy term and territory and conditions

General policy provisions and application, types of policies, health maintenance organizations and preferred provider organizations, disability, and Medicare supplement

Florida Automobile Joint Underwriting Association, Citizens Property Insurance Corporation under s. 627.351, and the Florida Workers Compensation Joint Underwriting Association

Adjuster licensing requirements including transacting insurance, civil remedy, continuing education under s. 626.869, license and appointment expiration, notice of change of address or name, and refusal, suspension or revocation; conduct of adjuster including salvage and change of identity of a motor vehicle or mobile home, unfair methods of competition and unfair or deceptive acts, comprehensive coverage, mediation of claims, misrepresentation of policy provisions, failure to acknowledge, response to Department inquiries, insurer anti-fraud efforts and adjuster identification; ethical requirements including violations and the Code of Ethics; and the Florida Insurance Guaranty Association