Free Louisiana Claims Adjuster Exam Prep
Louisiana Property & Casualty Insurance Claims Adjuster
Prepare for the Louisiana Claims Adjuster exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Louisiana Claims Adjuster License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Louisiana Licensing, Standards of Conduct & Claim LawYou are here
Learn Title 22 adjuster licensing, the 22 standards of conduct in R.S. 22:1674.1, unfair claims practices, and R.S. 22:1892 payment deadlines and good-faith duties.
Federal Regulation, Contracts & P&C Basics
Study 18 U.S.C. 1033, GLBA, TRIA and the NFIP, contract law under R.S. 22:860, valuation, the Valued Policy Law and the Louisiana Standard Fire Policy.
Dwelling & Homeowners Policies
Compare DP-1 through DP-3 and HO forms, Section I and II coverages, water and mold claims, and Louisiana hurricane deductibles under R.S. 22:1337.
Commercial Property, Other Policies & CGL
Work through CP 00 10, causes of loss, business income, coinsurance math, inland marine, umbrellas, Louisiana Citizens, and CGL occurrence versus claims-made coverage.
Auto Policies & the Adjustment Process
Review the PAP and business auto forms, Louisiana auto law, investigation and statements, appraisal and mediation, fraud reporting and subrogation.
Can You Take the Louisiana Claims Adjuster Exam?
Check if you meet the basic eligibility requirements
- •Pass the PSI Series 204 Property and Casualty Adjuster examination with a score of at least 70%
- •Apply through NIPR or LDI Industry Access and pay the $75 license application fee
- •Acknowledge the 22 claims adjuster standards of conduct in R.S. 22:1674.1 at licensing and at every renewal
- •After the first renewal, complete 24 hours of approved continuing education every two years, including 3 hours of ethics, with 2 hours of legislative updates required starting with July 2027 renewals (R.S. 22:1673)
Louisiana Claims Adjuster Quick Facts
Exam Provider
State Testing Center
Retake Policy
Candidates who fail the PSI Series 204 exam receive a diagnostic report and may schedule a new attempt by paying the $36 exam fee again. PSI does not allow rebooking on the same day, and the candidate bulletin sets no limit on retakes.
Free Louisiana Claims Adjuster Prep Tools
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395+ Practice Questions
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What You'll Study
10 chapters covering the exam topics in this guide
Chapter 1: Louisiana Adjuster Licensing & Regulation
4 sections
Chapter 2: Louisiana Standards of Conduct & Claim Settlement Law
4 sections
Chapter 3: Federal Regulation & Insurance Contract Law
3 sections
Chapter 4: Property & Casualty Insurance Basics
6 sections
Chapter 5: Dwelling Policies
2 sections
Chapter 6: Homeowners Policies
3 sections
Chapter 7: Commercial Property, Specialty & Residual Market Policies
7 sections
Chapter 8: Personal & Commercial Auto Insurance
3 sections
Chapter 9: Commercial General Liability
2 sections
Chapter 10: The Adjustment Process
7 sections
Louisiana Claims Adjuster Exam Details
Louisiana Property & Casualty Insurance Claims Adjuster
Administered by Louisiana Department of Insurance
Exam Content Breakdown
Based on the official Louisiana Department of Insurance content outline
Adjuster licensing under R.S. 22:1661 et seq., the 22 standards of conduct in R.S. 22:1674.1, unfair claims settlement practices in R.S. 22:1964(14), R.S. 22:1892 payment deadlines and good-faith duties, and notice of liability settlements
18 U.S.C. 1033 and 1034 fraud and false statements, Gramm-Leach-Bliley privacy rules, the National Flood Insurance Program, the Terrorism Risk Insurance Act and the Motor Carrier Act MCS-90 endorsement
Elements of a contract; adhesion, aleatory, personal, unilateral and conditional characteristics; and reasonable expectations, indemnity, good faith, warranties, representations and concealment under R.S. 22:860
Perils, hazards, types of loss and liability, insurable interest and valuation, policy structure and provisions, the Louisiana Valued Policy Law (R.S. 22:1318) and the Louisiana Standard Fire Policy (R.S. 22:1311)
DP-1, DP-2 and DP-3 eligibility, coverages, perils, exclusions, conditions and loss settlement, plus endorsements such as broad theft coverage and the personal liability supplement
HO forms, Section I property coverages, perils and exclusions, Louisiana hurricane and named storm deductibles under R.S. 22:1337, Section II liability and medical payments, and common endorsements
CP 00 10 building and personal property coverage, causes of loss forms, business income, coinsurance and value reporting, commercial property endorsements, inland marine, equipment breakdown and farm property
Personal Auto Policy liability, medical payments, uninsured motorists and physical damage, plus Louisiana's 15/30/25 compulsory limits, UM selection rules and No Pay, No Play under R.S. 32:866
Business Auto Coverage Form, covered auto symbols, garagekeepers coverage, motor carrier and auto dealer forms, the MCS-90 endorsement and Louisiana's commercial UM presumption
CG 00 01 Coverages A, B and C, insured contracts, exclusions and limits, and occurrence versus claims-made triggers with extended reporting periods
Umbrella and excess liability, farm and mobile home coverage, ocean marine, railroad and aviation coverages, Louisiana Citizens Property Insurance Corporation and the FAIR and Coastal Plans
Adjuster roles and public adjusters, investigation, statements and documentation, reserves, reservation of rights and causation, appraisal, mediation and litigation, fraud reporting, subrogation, and property and auto loss adjusting
What's Included
10 Chapters
Complete exam coverage
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What's Next After the Louisiana Claims Adjuster?
After passing the Louisiana Claims Adjuster, you can pursue these career paths
Independent Catastrophe Adjuster
Deploy to Louisiana coastal and inland parishes after hurricanes to separate covered wind damage from flood, apply hurricane deductibles, and meet R.S. 22:1892 catastrophe deadlines for multiple carriers.
Staff Property Claims Representative
Handle first-party homeowners, dwelling and commercial property claims for insurers writing Louisiana risks, including overhead and profit, depreciation and appraisal disputes.
Casualty & Auto Claims Examiner
Investigate third-party liability claims, evaluate Louisiana auto claims against the 15/30/25 compulsory minimum limits, and apply the state's 51 percent comparative fault bar for 2026 losses.
Special Investigation Unit (SIU) Investigator
Examine suspicious fire, theft and inflated storm claims, take recorded statements, and report suspected fraud to Louisiana's office of insurance fraud within 60 days under R.S. 22:1926.
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