Free Practice Questions for FL Claims Adjuster

Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices

Contracts and policy conditions, risk, property and liability concepts, insurance and the law, adjuster responsibilities and claims handling activities, settlement and release options, property adjusting under s. 627.70131, and types of insurers.

Casualty/Liability Insurance

Auto liability and the personal auto policy, uninsured motorists, Florida no-fault PIP, business auto and garage insurance, general liability, excess and umbrella, professional and employment practices liability, homeowners liability, farm, equipment breakdown, crime and surety, and workers compensation.

Fire and Allied Lines, Including Marine, Dwelling

Dwelling forms DP-1 through DP-3, homeowners Section I across HO-2 through HO-8, commercial property and causes of loss forms, flood insurance and the NFIP, the businessowners policy, and inland, ocean marine and aviation insurance.

Motor Vehicle Physical Damage and Mechanical Breakdown Insurance

Personal auto policy Part D and its endorsements, the business auto policy covered autos and physical damage sections, garage insurance including garagekeepers, and mechanical breakdown exclusions, deductibles, term, territory and conditions.

Health Insurance

General policy provisions and the application, types of policies, health maintenance and preferred provider organizations, disability income, and Medicare supplement coverage.

Residual Markets

The Florida Automobile Joint Underwriting Association, Citizens Property Insurance Corporation under s. 627.351, and the Florida Workers Compensation Joint Underwriting Association.

Selected Florida Statutes and Rules

Adjuster licensing, civil remedy, continuing education, license expiration, address and name changes, discipline, conduct of adjuster including salvage, unfair practices, mediation, department inquiries, anti-fraud efforts and adjuster identification, the Code of Ethics, and FIGA.