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381+ Free CT Claims Adjuster Practice Questions

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2026 Statistics

Key Facts: CT Claims Adjuster Exam

70%

Passing Score

Pearson VUE Candidate Handbook

100 Q

All Lines Scoreable

Pearson VUE Content Outline

$70

Exam Fee

Pearson VUE Handbook

2 hrs

All Lines Time

Pearson VUE Handbook

No CE

Adjuster Renewal

CID Casualty Adjuster page

Connecticut requires casualty adjusters to pass a Pearson VUE licensing exam (typically 12-CT-09 All Lines: 100 scoreable questions, 2 hours, $70, 70% passing) covering CT insurance law, P&C coverages, claims procedures, and—when applicable—workers' compensation.

Sample CT Claims Adjuster Practice Questions

Try these sample questions to test your CT Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 381+ question experience with AI tutoring.

1What is the minimum age requirement to obtain an insurance adjuster license in Connecticut?
A.16 years old
B.18 years old
C.21 years old
D.25 years old
Explanation: Connecticut requires adjuster license applicants to be at least 18 years of age, as established by the Connecticut Insurance Department licensing requirements.
2Which entity administers the Connecticut insurance adjuster licensing exam?
A.Prometric Testing Centers
B.Pearson VUE
C.PSI Services
D.National Association of Insurance Commissioners
Explanation: The Connecticut insurance adjuster licensing exam is administered by Pearson VUE, which handles scheduling and test center operations for the state.
3Are Connecticut resident casualty adjusters required to complete continuing education (CE) credits before license renewal?
A.Yes, 24 credit hours including 3 hours in Laws/Regulations/Ethics
B.Yes, 12 credit hours every renewal cycle
C.No, Connecticut does not require CE for adjuster license renewal
D.Yes, but only 3 ethics hours are required
Explanation: Per C.G.S. § 38a-465a(p) and the Connecticut Insurance Department's Casualty Adjuster license page, Connecticut does NOT require continuing education for adjuster license renewals. The 24-hour CE requirement (including 3 hours in Laws/Regulations/Ethics) applies only to producer and life-settlement-broker licenses, not to adjuster licenses.
4Under Connecticut regulations, what is the Laws/Regulations/Ethics CE requirement that applies to resident insurance PRODUCERS (not adjusters)?
A.3 hours of the 24-hour producer CE requirement
B.1 hour per year of the producer CE requirement
C.6 hours of the producer CE requirement
D.10 hours of the producer CE requirement
Explanation: Resident producers in Connecticut must complete 24 CE hours per compliance period, of which at least 3 hours must be in Laws, Regulations, and Ethics and the remaining 21 hours in general education. Adjusters are exempt from CE entirely under C.G.S. § 38a-465a(p), so this ethics requirement applies only to producer licenses.
5Which Connecticut adjuster license series covers all lines of authority including workers' compensation?
A.Series 12-CT-10
B.Series 12-CT-12
C.Series 12-CT-09
D.Series 12-CT-15
Explanation: The All-Lines Adjuster Series 12-CT-09 is the most comprehensive Connecticut adjuster license, covering all lines of authority including workers' compensation.
6Under Connecticut General Statutes § 38a-792, a staff member of an insurance company who settles property damage losses not exceeding what amount does not need to be separately licensed as an adjuster if they hold a P&C producer license?
A.$500
B.$1,000
C.$1,500
D.$2,500
Explanation: Under Connecticut Regulations 38a-792-3, any insurance company staff member with authority to settle property damage losses not exceeding $1,500 does not need a separate adjuster license as long as they hold a licensed Property & Casualty insurance producer license.
7Which Connecticut adjuster license series excludes workers' compensation authority?
A.Series 12-CT-09
B.Series 12-CT-10
C.Series 12-CT-12
D.Series 12-CT-14
Explanation: The All-Lines without Workers' Compensation Adjuster Series 12-CT-10 covers all lines of authority except workers' compensation claims.
8According to the Connecticut Insurance Department, what is the non-refundable application fee for a Casualty Adjuster license (separate from the $130 initial license fee)?
A.$35
B.$50
C.$65
D.$80
Explanation: The Connecticut Insurance Department's Casualty Adjuster license page lists a non-refundable, non-prorated $50 application fee, plus a $130 initial license fee. Renewal is $80 and reinstatement is $130.
9In Connecticut, to handle auto claims, an adjuster must hold which additional license beyond the adjuster license?
A.A surplus lines license
B.An auto appraiser license
C.A motor vehicle dealer license
D.A property inspector license
Explanation: In Connecticut, handling auto claims requires both an adjuster license and a separate auto appraiser license. The appraiser license is completely separate from any of the adjuster licenses.
10What Connecticut statute provides the legal authority for the establishment of standards and procedures for adjuster licensing?
A.CT General Statutes § 38a-700
B.CT General Statutes § 38a-792
C.CT General Statutes § 38a-850
D.CT General Statutes § 38a-925
Explanation: Connecticut General Statutes § 38a-792 and regulations 38a-792-1 through 38a-792-5 provide the legal authority for establishing standards and procedures for issuing insurance claim adjuster licenses and governing adjuster conduct.

About the CT Claims Adjuster Exam

Connecticut casualty adjuster licensing exams (Pearson VUE Series 12-CT-09 All Lines and related series) cover CT Title 38a statutes, general insurance concepts, personal and commercial lines, workers' compensation (All Lines), and adjustment procedures including unfair claims settlement practices.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$70 (Pearson VUE (for CID))

CT Claims Adjuster Exam Content Outline

10%

CT Statutes Common to P&C

Commissioner powers, licensing, unfair claims practices (38a-816), cancellation/renewal, privacy, admitted status

30%

General Insurance

Insurance terms, indemnity, ACV, negligence, contract elements, policy provisions

18%

Personal Lines

Personal auto (incl. CT FR, UM/UIM, Assigned Risk), homeowners, personal liability

7%

Commercial Package

Commercial property, CGL/BOP, commercial auto, crime/bonding, boiler, inland/ocean marine

9%

Miscellaneous Liability

Professional/E&O, umbrella, watercraft, dram shop (§30-102), farmers liability

12%

Workers' Compensation

Title 31 Ch. 568, benefits, Second Injury Fund, heart/hypertension, notice of claim

14%

Adjustment Procedures

Coverage/liability determination, damages, releases, CT statutes of limitations

How to Pass the CT Claims Adjuster Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 100 questions
  • Time limit: 2 hours
  • Exam fee: $70

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

CT Claims Adjuster Study Tips from Top Performers

1Study the official Pearson VUE Connecticut Insurance Content Outlines for All Lines Casualty Adjuster (effective October 27, 2025)
2Master C.G.S. § 38a-816 unfair claims settlement practices and adjuster licensing under § 38a-792
3Drill CT auto rules: financial responsibility, UM/UIM (§ 38a-336), Assigned Risk (§ 38a-329), constructive total loss, and aftermarket parts
4For 12-CT-09, allocate study time to Workers' Compensation (Title 31 Ch. 568), Second Injury Fund, and notice-of-claim timing
5Memorize claim-type statutes of limitations (§§ 52-577, 52-576/581, 52-584, 52-577a, 30-102, 7-465/7-101a)

Frequently Asked Questions

What does the Connecticut claims adjuster exam cover?

The All Lines Casualty Adjuster exam (12-CT-09) covers CT Title 38a statutes and regulations common to P&C, general insurance concepts and policy provisions, personal and commercial lines, miscellaneous liability, workers' compensation (Title 31 Ch. 568), and adjustment procedures.

What is the passing score?

The passing score required on Connecticut insurance examinations other than Bail Bonds is 70%, as stated in the Pearson VUE Connecticut Insurance Candidate Handbook.

How is a casualty claims adjuster different from a public adjuster?

Casualty claims adjusters evaluate claims for insurers or self-insureds under C.G.S. § 38a-792. Public adjusters represent policyholders on first-party property claims under C.G.S. § 38a-723 and take a separate Pearson VUE exam (12-CT-08).

What CE is required?

Connecticut does not require continuing education for casualty adjuster license renewal (CID Casualty Adjuster page).