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300+ Free CT Claims Adjuster Practice Questions

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Question 1
Score: 0/0

Which element is NOT required for a valid insurance contract?

A
B
C
D
to track
2026 Statistics

Key Facts: CT Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

$200

Exam Fee

LicenseMap 2026

Connecticut requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample CT Claims Adjuster Practice Questions

Try these sample questions to test your CT Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1What is the minimum age requirement to obtain an insurance adjuster license in Connecticut?
A.16 years old
B.18 years old
C.21 years old
D.25 years old
Explanation: Connecticut requires adjuster license applicants to be at least 18 years of age, as established by the Connecticut Insurance Department licensing requirements.
2Which entity administers the Connecticut insurance adjuster licensing exam?
A.Prometric Testing Centers
B.Pearson VUE
C.PSI Services
D.National Association of Insurance Commissioners
Explanation: The Connecticut insurance adjuster licensing exam is administered by Pearson VUE, which handles scheduling and test center operations for the state.
3How many continuing education credit hours must a resident Connecticut adjuster complete before license renewal?
A.12 credit hours
B.18 credit hours
C.24 credit hours
D.30 credit hours
Explanation: Connecticut resident adjusters must complete 24 continuing education (CE) credit hours before their license expires, including hours in each major line held and at least 3 hours in Laws/Regulations/Ethics.
4Under Connecticut regulations, what is the minimum ethics CE requirement for adjuster license renewal?
A.1 hour
B.2 hours
C.3 hours in Laws/Regulations/Ethics
D.6 hours
Explanation: Connecticut requires a minimum of 3 hours in Laws/Regulations/Ethics as part of the 24-hour CE requirement for license renewal.
5Which Connecticut adjuster license series covers all lines of authority including workers' compensation?
A.Series 12-CT-10
B.Series 12-CT-12
C.Series 12-CT-09
D.Series 12-CT-15
Explanation: The All-Lines Adjuster Series 12-CT-09 is the most comprehensive Connecticut adjuster license, covering all lines of authority including workers' compensation.
6Under Connecticut General Statutes § 38a-792, a staff member of an insurance company who settles property damage losses not exceeding what amount does not need to be separately licensed as an adjuster if they hold a P&C producer license?
A.$500
B.$1,000
C.$1,500
D.$2,500
Explanation: Under Connecticut Regulations 38a-792-3, any insurance company staff member with authority to settle property damage losses not exceeding $1,500 does not need a separate adjuster license as long as they hold a licensed Property & Casualty insurance producer license.
7Which Connecticut adjuster license series excludes workers' compensation authority?
A.Series 12-CT-09
B.Series 12-CT-10
C.Series 12-CT-12
D.Series 12-CT-14
Explanation: The All-Lines without Workers' Compensation Adjuster Series 12-CT-10 covers all lines of authority except workers' compensation claims.
8What is the application fee for a Connecticut insurance adjuster license?
A.$35
B.$50
C.$65
D.$100
Explanation: The Connecticut Insurance Adjuster License application requires a $65 application fee submitted with the completed application.
9In Connecticut, to handle auto claims, an adjuster must hold which additional license beyond the adjuster license?
A.A surplus lines license
B.An auto appraiser license
C.A motor vehicle dealer license
D.A property inspector license
Explanation: In Connecticut, handling auto claims requires both an adjuster license and a separate auto appraiser license. The appraiser license is completely separate from any of the adjuster licenses.
10What Connecticut statute provides the legal authority for the establishment of standards and procedures for adjuster licensing?
A.CT General Statutes § 38a-700
B.CT General Statutes § 38a-792
C.CT General Statutes § 38a-850
D.CT General Statutes § 38a-925
Explanation: Connecticut General Statutes § 38a-792 and regulations 38a-792-1 through 38a-792-5 provide the legal authority for establishing standards and procedures for issuing insurance claim adjuster licenses and governing adjuster conduct.

About the CT Claims Adjuster Exam

The Connecticut claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Connecticut-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$200 (Connecticut DOI)

CT Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the CT Claims Adjuster Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 100 questions
  • Time limit: 2 hours
  • Exam fee: $200

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

CT Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage
2Study your state's unfair claims settlement practices act
3Know the claims investigation process from first notice to settlement
4Understand subrogation principles and procedures
5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Connecticut claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.