300+ Free HI Claims Adjuster Practice Questions

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What is the adjuster's obligation regarding confidentiality?

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Maintain confidentiality of all claim information

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2026 Statistics

Key Facts: HI Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

$299

Exam Fee

LicenseMap 2026

Hawaii requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample HI Claims Adjuster Practice Questions

Try these sample questions to test your HI Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1What is the minimum age to obtain an insurance adjuster license in Hawaii?

A.16 years old

B.18 years old

C.21 years old

D.25 years old

Explanation: Hawaii law requires that no insurance adjuster license shall be issued to any individual under 18 years of age, as established by the Hawaii Insurance Division under the Department of Commerce and Consumer Affairs.

2Which state department oversees insurance adjuster licensing in Hawaii?

A.Department of Labor

B.Department of Commerce and Consumer Affairs (DCCA), Insurance Division

C.Department of Financial Services

D.Department of Business and Economic Development

Explanation: The Hawaii Department of Commerce and Consumer Affairs (DCCA), Insurance Division oversees insurance licensing including adjuster licenses in the state.

3Does Hawaii require a pre-licensing course for adjuster license applicants?

A.Yes, 40 hours required

B.Yes, 20 hours required

C.No pre-licensing course is required, but exam prep is recommended

D.Yes, 80 hours required

Explanation: Hawaii does not require a pre-licensing course for adjuster license applicants. However, completing an exam preparation course is highly recommended to ensure passing the state exam.

4Does Hawaii require adjusters to complete continuing education (CE) hours?

A.Yes, 24 hours biennially

B.Yes, 12 hours annually

C.No, there is NO CE requirement for Hawaii adjusters

D.Yes, 30 hours biennially

Explanation: Hawaii does NOT require insurance adjusters to complete continuing education hours. This makes Hawaii unique among many states that mandate CE for adjuster license renewal.

5Does Hawaii grant reciprocal adjuster licenses to out-of-state adjusters?

A.Yes, for all states

B.Yes, for states with reciprocity agreements

C.No, Hawaii does not grant reciprocal licenses; all must pass the Hawaii exam

D.Yes, but only for neighboring Pacific states

Explanation: Hawaii does NOT grant reciprocal licenses to adjusters from other states. All individuals — both residents and nonresidents — are required to pass the Hawaii Insurance Adjuster examination.

6What is the passing score required on the Hawaii adjuster licensing exam?

A.60%

B.65%

C.70%

D.80%

Explanation: Hawaii requires a passing score of 70% on the adjuster licensing examination for resident applicants, as established by the Insurance Commissioner.

7Which entity administers the Hawaii adjuster licensing exam?

A.Prometric

B.Pearson VUE

C.PSI Services

D.The Hawaii Insurance Division directly

Explanation: The Hawaii adjuster licensing exam is administered by Pearson VUE. Candidates register for and take the exam through Pearson VUE testing centers or online proctoring.

8What is the online proctor exam designation for the Hawaii adjuster exam at Pearson VUE?

A.OPAdj12

B.OPAdj14

C.OPAdj16

D.OPAdj18

Explanation: The online proctored (take at home) exam designation for the Hawaii adjuster exam at Pearson VUE is OPAdj14. This allows candidates to take the exam remotely.

9What background check is required for Hawaii adjuster license applicants?

A.No background check required

B.Fingerprinting for a criminal background check through Fieldprint

C.Only a state criminal check

D.Only a credit check

Explanation: Hawaii requires adjuster license applicants to submit fingerprints for a criminal background check. Fingerprints are processed through Fieldprint using the code HI-DCCA-INS to identify the Hawaii Department of Insurance as the recipient.

10What Fieldprint code is used when submitting fingerprints for a Hawaii adjuster license?

A.HI-INS-ADJ

B.HI-DCCA-INS

C.HI-DOI-LIC

D.HI-ADJ-FP

Explanation: The code HI-DCCA-INS is used when submitting fingerprints through Fieldprint to identify the Hawaii Department of Insurance as the recipient of the fingerprint results.

About the HI Claims Adjuster Exam

The Hawaii claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Hawaii-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$299 (Hawaii DOI)

HI Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the HI Claims Adjuster Exam

What You Need to Know

Passing score: 70%
Exam length: 100 questions
Time limit: 2 hours
Exam fee: $299

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

HI Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage

2Study your state's unfair claims settlement practices act

3Know the claims investigation process from first notice to settlement

4Understand subrogation principles and procedures

5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Hawaii claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.