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Exam Review

Key Facts: HI Claims Adjuster Exam

70

Passing Scaled Score

Pearson VUE

80 + 10

Scored + Pretest Questions

Pearson VUE outline

105 min

Exam Time

Pearson VUE

$75

Exam Fee

Pearson VUE

$165

Initial License Fee

Hawaii Insurance Division

Hawaii licenses independent and public adjusters separately, requires the Hawaii Adjuster exam with a scaled score of 70, and offers no reciprocity for adjusters.

Sample HI Claims Adjuster Practice Questions

Try these sample questions to review concepts for the HI Claims Adjuster exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 380+ question experience with AI tutoring.

1What is the minimum age to obtain an insurance adjuster license in Hawaii?
A.16 years old
B.18 years old
C.21 years old
D.25 years old
Explanation: Hawaii law requires that no insurance adjuster license shall be issued to any individual under 18 years of age, as established by the Hawaii Insurance Division under the Department of Commerce and Consumer Affairs.
2Which state department oversees insurance adjuster licensing in Hawaii?
A.Department of Labor
B.Department of Commerce and Consumer Affairs (DCCA), Insurance Division
C.Department of Financial Services
D.Department of Business and Economic Development
Explanation: The Hawaii Department of Commerce and Consumer Affairs (DCCA), Insurance Division oversees insurance licensing including adjuster licenses in the state.
3Does Hawaii require a pre-licensing course for adjuster license applicants?
A.Yes, 40 hours required
B.Yes, 20 hours required
C.No pre-licensing course is required, but exam prep is recommended
D.Yes, 80 hours required
Explanation: Hawaii does not require a pre-licensing course for adjuster license applicants. However, completing an exam preparation course is highly recommended to ensure passing the state exam.
4Does Hawaii require adjusters to complete continuing education (CE) hours?
A.Yes, 24 hours biennially
B.Yes, 12 hours annually
C.No, there is NO CE requirement for Hawaii adjusters
D.Yes, 30 hours biennially
Explanation: Hawaii does NOT require insurance adjusters to complete continuing education hours. This makes Hawaii unique among many states that mandate CE for adjuster license renewal.
5Does Hawaii grant reciprocal adjuster licenses to out-of-state adjusters?
A.Yes, for all states
B.Yes, for states with reciprocity agreements
C.No, Hawaii does not grant reciprocal licenses; all must pass the Hawaii exam
D.Yes, but only for neighboring Pacific states
Explanation: Hawaii does NOT grant reciprocal licenses to adjusters from other states. All individuals — both residents and nonresidents — are required to pass the Hawaii Insurance Adjuster examination.
6What is the passing score required on the Hawaii adjuster licensing exam?
A.60%
B.65%
C.70%
D.80%
Explanation: Hawaii requires a passing score of 70% on the adjuster licensing examination for resident applicants, as established by the Insurance Commissioner.
7Which entity administers the Hawaii adjuster licensing exam?
A.Prometric
B.Pearson VUE
C.PSI Services
D.The Hawaii Insurance Division directly
Explanation: The Hawaii adjuster licensing exam is administered by Pearson VUE. Candidates register for and take the exam through Pearson VUE testing centers or online proctoring.
8What is the online proctor exam designation for the Hawaii adjuster exam at Pearson VUE?
A.OPAdj12
B.OPAdj14
C.OPAdj16
D.OPAdj18
Explanation: The online proctored (take at home) exam designation for the Hawaii adjuster exam at Pearson VUE is OPAdj14. This allows candidates to take the exam remotely.
9What background check is required for Hawaii adjuster license applicants?
A.No background check required
B.Fingerprinting for a criminal background check through Fieldprint
C.Only a state criminal check
D.Only a credit check
Explanation: Hawaii requires adjuster license applicants to submit fingerprints for a criminal background check. Fingerprints are processed through Fieldprint using the code HI-DCCA-INS to identify the Hawaii Department of Insurance as the recipient.
10What Fieldprint code is used when submitting fingerprints for a Hawaii adjuster license?
A.HI-INS-ADJ
B.HI-DCCA-INS
C.HI-DOI-LIC
D.HI-ADJ-FP
Explanation: The code HI-DCCA-INS is used when submitting fingerprints through Fieldprint to identify the Hawaii Department of Insurance as the recipient of the fingerprint results.

About the HI Claims Adjuster Exam

The Hawaii Adjuster exam (80 scored plus 10 pretest questions, 105 minutes) covers property and casualty policy types and terms, policy provisions, and Hawaii law on adjuster licensing, unfair claim settlement practices, the standard fire policy, HPIA, no-fault auto insurance and workers' compensation.

Exam sponsor: Pearson VUE for the Hawaii Insurance Division (DCCA). The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Questions

90 questions

Time Limit

105 minutes

Passing Score

Scaled score of 70

Exam / Certification Fees

$75 exam fee; $165 initial license fee

Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Official sources

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

16 of 80 scored

Types of Policies, Bonds & Related Terms

Dwelling, homeowners, commercial property, BOP, inland marine, flood, CGL, auto, workers' compensation, crime, E&O and umbrella

16 of 80 scored

Insurance Terms & Related Concepts

Insurable interest, risk, hazard, peril, proximate cause, indemnity, ACV, replacement cost, coinsurance, negligence and policy terms

16 of 80 scored

Policy Provisions & Contracts

Conditions, duties after loss, mortgagee rights, proof of loss, appraisal, arbitration, other insurance, subrogation and cancellation

12 of 80 scored

Hawaii Laws Pertinent to Adjusters

Commissioner powers and penalties, insurer definitions, HRS 431 article 9 licensing and records, unfair practices, public adjuster contracts, HIGA

6-8 of 80 scored

Hawaii Laws Pertinent to Property Insurance

Property and marine definitions, standard fire policy, over-insurance and the Hawaii Property Insurance Association

12-14 of 80 scored

Hawaii Laws Pertinent to Casualty Insurance

HRS 431:10C motor vehicle law (40/80/20 limits, PIP, tort threshold, JUP), HRS 287 financial responsibility, UM/UIM and HRS 386 workers' compensation

Preparing for the HI Claims Adjuster Exam

What You Need to Know

  • Passing score: Scaled score of 70
  • Exam length: 90 questions
  • Time limit: 105 minutes
  • Exam / certification fees: $75 exam fee; $165 initial license fee Official sources

Using Our Practice Resources

  • Work through all 380 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

HI Claims Adjuster: Suggested Study Strategy

1Learn the six outline areas and their weights: 16/16/16 scored questions on policies, terms and provisions, then 12, 6-8 and 12-14 on Hawaii law
2Memorize HRS 431:13-103(a)(11): 15 working days to respond, 30 calendar days to offer payment, and a written delay explanation at 30 days
3Know Hawaii's no-fault rules: 40/80/20 limits on new and renewal policies from 2026, $10,000 PIP, and the $5,000 PIP tort threshold
4Review adjuster licensing: no reciprocity, separate independent and public adjuster licenses, and the 120-day emergency registration
5Keep the record rules straight: five years for general claims and eight years for workers' compensation

Frequently Asked Questions

What does the Hawaii adjuster exam cover?

Policy types, insurance terms and policy provisions (48 of 80 scored questions), plus Hawaii adjuster, property and casualty laws (30 to 34 scored questions).

What is the passing score?

A scaled score of 70 on the Pearson VUE Hawaii Adjuster exam (80 scored questions plus 10 unscored pretest questions, 105 minutes).

How is this different from a public adjuster?

Independent adjusters represent insurers; public adjusters represent insureds, hold a separate Hawaii license, and must post a $10,000 bond.

What CE is required?

Hawaii's adjuster licensing article has no continuing education requirement; workers' compensation adjusters retake their exam to renew.