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Key Facts: LA Claims Adjuster Exam

70%

Passing Score

PSI Series 204

150 Q

Exam Questions

PSI Series 204

160 min

Time Limit

PSI

$36

Exam Fee

PSI

24 hrs

CE Every 2 Years

RS 22:1673

30 days

Claim Payment Deadline

RS 22:1892

Louisiana requires resident property and casualty claims adjusters to pass the 150-question PSI Series 204 exam with a 70% score, apply with a $75 license fee, complete IdentoGO fingerprinting as instructed, and acknowledge the 22 standards of conduct in R.S. 22:1674.1.

Sample LA Claims Adjuster Practice Questions

Try these sample questions to review concepts for the LA Claims Adjuster exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 395+ question experience with AI tutoring.

1Under Louisiana Revised Statute RS 22:1663, who is required to hold a claims adjuster license?
A.Only public adjusters
B.Only independent contractors
C.Any person who acts or holds themselves out as a claims adjuster in Louisiana
D.Only salaried employees of insurers
Explanation: RS 22:1663 states that a person shall not act or hold himself out as a claims adjuster in Louisiana unless licensed as a claims adjuster in accordance with the statute.
2What is the minimum age requirement to obtain a claims adjuster license in Louisiana?
A.16 years old
B.18 years old
C.21 years old
D.25 years old
Explanation: Louisiana requires claims adjuster applicants to be at least 18 years of age, competent, and trustworthy.
3Which department oversees claims adjuster licensing in Louisiana?
A.Louisiana Department of Commerce
B.Louisiana Department of Insurance (LDI)
C.Louisiana Department of Financial Institutions
D.Louisiana Bureau of Licensing
Explanation: The Louisiana Department of Insurance (LDI) oversees all insurance licensing including claims adjuster licenses. They can be reached at (225) 342-5900.
4What are the lines of authority available on a Louisiana claims adjuster license?
A.Only Property & Casualty
B.Property & Casualty, Workers' Compensation, Crop, Automobile Only, Personal Lines Only, and Commercial Lines Only
C.Only Workers' Compensation
D.Only Auto
Explanation: Louisiana offers multiple adjuster lines of authority including Property & Casualty (which includes automobile, personal, and commercial lines), Workers' Compensation, Crop, Automobile Only, Personal Lines Only, and Commercial Lines Only.
5Is an examination required for a Louisiana claims adjuster license?
A.No, no exam is required
B.Yes, all claims adjuster lines require an examination
C.Only for Property & Casualty
D.Only for public adjusters
Explanation: All claims adjuster lines and public adjusters in Louisiana require passing a PSI licensing examination. The Property & Casualty Adjuster exam is PSI Series 204: 150 questions, 70% minimum passing score, and 160 minutes allowed (PSI/LDI content outline).
6What is the exam fee for the Louisiana claims adjuster license?
A.$15
B.$50
C.$75
D.$100
Explanation: The exam fee for the Louisiana claims adjuster licensing exam is $15, administered through PSI.
7What is the licensing fee for a Louisiana claims adjuster?
A.$25
B.$50
C.$75
D.$100
Explanation: The licensing fee for a Louisiana claims adjuster is $75, submitted through the National Insurance Producer Registry (NIPR).
8What is required for fingerprinting in the Louisiana adjuster licensing process?
A.No fingerprinting required
B.Fingerprints must be processed and submitted according to LDI requirements using IdentoGO
C.Only for felony convictions
D.Only for public adjusters
Explanation: Louisiana requires all adjuster applicants to be fingerprinted. Fingerprints must be processed and submitted according to LDI Fingerprints Requirements using the vendor IdentoGO. The cost is approximately $60.75.
9Does Louisiana require a pre-licensing education course for claims adjusters?
A.Yes, 40 hours required
B.Yes, 20 hours required
C.No, Louisiana does not require a pre-licensing course
D.Yes, 60 hours required
Explanation: Louisiana does not require a pre-licensing education course for claims adjusters. However, completing an exam prep course is recommended to ensure passing the state exam.
10How many hours of continuing education are required for Louisiana adjuster license renewal?
A.12 hours annually
B.18 hours every 2 years
C.24 hours every 2 years
D.30 hours every 3 years
Explanation: Louisiana resident adjusters must complete 24 hours of continuing education every two years, including 3 hours of Ethics CE.

About the LA Claims Adjuster Exam

The Louisiana Property and Casualty Adjuster examination (PSI Series 204) tests Louisiana insurance regulation, federal regulation, contracts, property and casualty basics, dwelling, homeowners and commercial property policies, personal and commercial auto, commercial general liability, other policy types, and the adjustment process, including Title 22 licensing, standards of conduct and prompt payment rules.

Exam sponsor: Louisiana Department of Insurance. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Questions

150 questions

Time Limit

160 minutes

Passing Score

70%

Exam / Certification Fees

$36 (PSI Series 204 exam fee)

Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

23%

Louisiana Insurance Regulation

Adjuster licensing, R.S. 22:1674.1 standards of conduct, unfair claims practices and R.S. 22:1892 claim rules

1%

Federal Regulation

18 U.S.C. 1033 and 1034, Gramm-Leach-Bliley privacy, NFIP, TRIA and MCS-90

7%

Contracts

Contract elements and characteristics, reasonable expectations, warranties, representations and concealment

9%

Property and Casualty Insurance Basics

Perils, hazards, valuation, policy provisions, the Valued Policy Law and the Louisiana Standard Fire Policy

7%

Dwelling Policy

DP-1, DP-2 and DP-3 coverages, perils, conditions, loss settlement and endorsements

8%

Homeowners Policy

HO forms, Section I and II coverages, exclusions, endorsements and R.S. 22:1337 hurricane deductibles

7%

Commercial Property Policies

CP 00 10, causes of loss, business income, coinsurance, inland marine, equipment breakdown and farm property

5%

Personal Automobile Policy

PAP Parts A through D, Louisiana compulsory limits, UM selection and No Pay, No Play

5%

Commercial Automobile Policy

Business auto symbols and coverages, garagekeepers, motor carrier forms and MCS-90

8%

Commercial General Liability

CGL Coverages A, B and C, insured contracts, exclusions, and occurrence versus claims-made triggers

3%

Other Types of Insurance Policies

Umbrella and excess, farm and mobile home, marine, railroad and aviation, Louisiana Citizens and the FAIR Plan

17%

Adjustment Process

Adjuster roles, investigation, statements, coverage positions, dispute remedies, fraud and subrogation

Preparing for the LA Claims Adjuster Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 150 questions
  • Time limit: 160 minutes
  • Exam / certification fees: $36 (PSI Series 204 exam fee) Official sources

Using Our Practice Resources

  • Work through all 395 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

LA Claims Adjuster: Suggested Study Strategy

1Master the 22 standards of conduct in R.S. 22:1674.1, R.S. 22:1892 payment deadlines and the R.S. 22:1318 Valued Policy Law
2Practice coinsurance math: (Did Carry / Should Carry) x Loss - Deductible
3Compare DP-1, DP-2 and DP-3 with HO-2, HO-3, HO-4, HO-5, HO-6 and HO-8 coverages and perils
4Study Louisiana auto rules: 15/30/25 compulsory limits, UM selection forms and R.S. 32:866 No Pay, No Play
5Learn recent Louisiana changes such as the 51 percent comparative fault bar, two-year tort prescription and 60-day cancellation notices

Frequently Asked Questions

What is the format and passing score for the Louisiana claims adjuster exam?

The Louisiana Property and Casualty Adjuster exam is PSI Series 204. It has 150 scored multiple-choice questions and a 160-minute time limit, and candidates need a score of at least 70% to pass. PSI may add 5 to 10 unscored experimental questions, which count against the exam time.

How much does it cost to become a licensed claims adjuster in Louisiana?

Resident applicants pay the $36 PSI Series 204 examination fee, the $75 Louisiana license application fee, and the IdentoGO fingerprinting fee for the required state and FBI background check. Check IdentoGO for the current fingerprint fee.

Does Louisiana require pre-licensing education for adjusters?

No. Louisiana does not require pre-licensing course hours for claims adjusters, though candidates should still study the Title 22 statutes and the property and casualty policies covered on the Series 204 exam.

What are the continuing education requirements for Louisiana adjusters?

After the first renewal, Louisiana claims adjusters must complete 24 hours of approved continuing education every two years, including 3 hours of ethics. R.S. 22:1673, as amended in 2025, also requires 2 hours of legislative updates, which the LDI applies starting with July 2027 renewals.

What is the difference between a claims adjuster and a public adjuster in Louisiana?

Under Louisiana law, a claims adjuster works on behalf of an insurer, either as a staff employee or an independent adjuster. A public adjuster is hired by the insured to prepare and negotiate a first-party property claim, and a licensed claims adjuster may not act as a public adjuster.