300+ Free LA Claims Adjuster Practice Questions

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Question 1

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What is the "going and coming" rule in workers' compensation?

All travel injuries are covered regardless of purpose

Injuries sustained while commuting to and from work are generally not covered

Only work-related travel during business hours is covered

Travel injuries are covered only in company vehicles

to track

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2026 Statistics

Key Facts: LA Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

$131

Exam Fee

LicenseMap 2026

Louisiana requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample LA Claims Adjuster Practice Questions

Try these sample questions to test your LA Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1Under Louisiana Revised Statute RS 22:1663, who is required to hold a claims adjuster license?

A.Only public adjusters

B.Only independent contractors

C.Any person who acts or holds themselves out as a claims adjuster in Louisiana

D.Only salaried employees of insurers

Explanation: RS 22:1663 states that a person shall not act or hold himself out as a claims adjuster in Louisiana unless licensed as a claims adjuster in accordance with the statute.

2What is the minimum age requirement to obtain a claims adjuster license in Louisiana?

A.16 years old

B.18 years old

C.21 years old

D.25 years old

Explanation: Louisiana requires claims adjuster applicants to be at least 18 years of age, competent, and trustworthy.

3Which department oversees claims adjuster licensing in Louisiana?

A.Louisiana Department of Commerce

B.Louisiana Department of Insurance (LDI)

C.Louisiana Department of Financial Institutions

D.Louisiana Bureau of Licensing

Explanation: The Louisiana Department of Insurance (LDI) oversees all insurance licensing including claims adjuster licenses. They can be reached at (225) 342-5900.

4What are the lines of authority available on a Louisiana claims adjuster license?

A.Only Property & Casualty

B.Property & Casualty, Workers' Compensation, Crop, Automobile Only, Personal Lines Only, and Commercial Lines Only

C.Only Workers' Compensation

D.Only Auto

Explanation: Louisiana offers multiple adjuster lines of authority including Property & Casualty (which includes automobile, personal, and commercial lines), Workers' Compensation, Crop, Automobile Only, Personal Lines Only, and Commercial Lines Only.

5Is an examination required for a Louisiana claims adjuster license?

A.No, no exam is required

B.Yes, all claims adjuster lines require an examination

C.Only for Property & Casualty

D.Only for public adjusters

Explanation: All claims adjuster lines and public adjusters in Louisiana require passing an examination. The exam is administered by PSI.

6What is the exam fee for the Louisiana claims adjuster license?

A.$15

B.$50

C.$75

D.$100

Explanation: The exam fee for the Louisiana claims adjuster licensing exam is $15, administered through PSI.

7What is the licensing fee for a Louisiana claims adjuster?

A.$25

B.$50

C.$75

D.$100

Explanation: The licensing fee for a Louisiana claims adjuster is $75, submitted through the National Insurance Producer Registry (NIPR).

8What is required for fingerprinting in the Louisiana adjuster licensing process?

A.No fingerprinting required

B.Fingerprints must be processed and submitted according to LDI requirements using IdentoGO

C.Only for felony convictions

D.Only for public adjusters

Explanation: Louisiana requires all adjuster applicants to be fingerprinted. Fingerprints must be processed and submitted according to LDI Fingerprints Requirements using the vendor IdentoGO. The cost is approximately $60.75.

9Does Louisiana require a pre-licensing education course for claims adjusters?

A.Yes, 40 hours required

B.Yes, 20 hours required

C.No, Louisiana does not require a pre-licensing course

D.Yes, 60 hours required

Explanation: Louisiana does not require a pre-licensing education course for claims adjusters. However, completing an exam prep course is recommended to ensure passing the state exam.

10How many hours of continuing education are required for Louisiana adjuster license renewal?

A.12 hours annually

B.18 hours every 2 years

C.24 hours every 2 years

D.30 hours every 3 years

Explanation: Louisiana resident adjusters must complete 24 hours of continuing education every two years, including 3 hours of Ethics CE.

About the LA Claims Adjuster Exam

The Louisiana claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Louisiana-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$131 (Louisiana DOI)

LA Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the LA Claims Adjuster Exam

What You Need to Know

Passing score: 70%
Exam length: 100 questions
Time limit: 2 hours
Exam fee: $131

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

LA Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage

2Study your state's unfair claims settlement practices act

3Know the claims investigation process from first notice to settlement

4Understand subrogation principles and procedures

5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Louisiana claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.