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Which state agency regulates real estate licensees in Mississippi?

Mississippi Real Estate Commission (MREC)

Mississippi Department of Commerce

Mississippi Secretary of State

Mississippi Banking Department

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2026 Statistics

Key Facts: MS Real Estate Exam

120 Q

Exam Length

PSI MS candidate bulletin

80 + 40

National + State Split

PSI MS candidate bulletin

70% / 75%

Passing Score (National/State)

MREC

60 hrs

Pre-License Education

MREC licensing requirements

$75

Exam Fee (PSI)

PSI MS fee schedule

16 hrs/2yr

CE Renewal Requirement

MREC (biennial renewal)

Mississippi requires 60 hours of MREC-approved pre-license education before sitting for the PSI exam. The exam has 80 national questions (passing: 70% = 56/80, time: 2.5 hrs) plus 40 state-specific questions (passing: 75% = 30/40, time: 1.5 hrs). Key MS topics: MREC structure (5 commissioners, headquartered in Jackson at LeFleur's Bluff Tower), the mandatory 'Working With a Real Estate Broker' disclosure form (revised May 14, 2024), Property Condition Disclosure Statement (§89-1-501), trust account deposit within 3 banking days with records kept 3 years, 30 hours post-license education within first year, 16 hours CE per 2-year renewal period, Mississippi lien theory state (mortgages, not deeds of trust), and 10-year adverse possession period.

Sample MS Real Estate Practice Questions

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1Which state agency regulates real estate licensees in Mississippi?

A.Mississippi Real Estate Commission (MREC)

B.Mississippi Department of Commerce

C.Mississippi Secretary of State

D.Mississippi Banking Department

Explanation: The Mississippi Real Estate Commission (MREC) is the state agency responsible for licensing and regulating real estate professionals in Mississippi under Miss. Code Ann. §73-35-5. MREC consists of commissioners appointed by the governor and has authority to issue, suspend, and revoke licenses.

2How many members serve on the Mississippi Real Estate Commission?

A.5 members appointed by the Governor

B.7 members elected by licensees

C.3 members appointed by the Legislature

D.9 members appointed by the Governor

Explanation: MREC consists of 5 commissioners, each appointed by the Governor with advice and consent of the Senate. At least 4 must be licensed brokers with at least 5 years active experience, and at least 1 must be a lay member representing the public.

3What is the minimum age requirement to obtain a Mississippi real estate salesperson license?

A.18 years old

B.21 years old

C.19 years old

D.25 years old

Explanation: Mississippi requires salesperson applicants to be at least 18 years of age. This is a standard requirement that ensures applicants have legal capacity to enter contracts on behalf of clients.

4How many hours of pre-license education are required for a Mississippi real estate salesperson license?

A.60 hours

B.90 hours

C.30 hours

D.120 hours

Explanation: Mississippi requires 60 hours of MREC-approved pre-license education for a salesperson license. This coursework covers both national real estate principles and Mississippi-specific law. Upon licensing, a 30-hour post-license course is also required within the first year.

5The Mississippi real estate salesperson exam is administered by which testing vendor?

A.PSI Services LLC

B.Pearson VUE

C.Prometric

D.AMP Testing

Explanation: PSI Services LLC administers the Mississippi real estate licensing exam. The exam consists of a General (national) portion and a State-Specific portion. Candidates may take both portions on the same day as a combined exam.

6What is the passing score for the Mississippi real estate salesperson General (national) portion?

A.70% (56 out of 80 points)

B.75% (60 out of 80 points)

C.80% (64 out of 80 points)

D.65% (52 out of 80 points)

Explanation: The salesperson General portion requires a passing score of 70%, which equals 56 points out of 80. The State portion requires 75% (30 out of 40 points). These two passing standards differ, so candidates must meet each threshold separately.

7What is the passing score for the Mississippi real estate salesperson State-Specific portion?

A.75% (30 out of 40 points)

B.70% (28 out of 40 points)

C.80% (32 out of 40 points)

D.65% (26 out of 40 points)

Explanation: Mississippi requires a 75% score on the State-Specific portion, which equals 30 correct out of 40 questions. This is a higher threshold than the General portion (70%), reflecting the importance of Mississippi-specific license law knowledge.

8A new Mississippi salesperson licensee must complete which additional education requirement within the first year of licensure?

A.A 30-hour post-license course

B.A 15-hour post-license course

C.A 45-hour advanced principles course

D.No additional education is required after passing the exam

Explanation: Mississippi requires newly licensed salespersons to complete a 30-hour post-license course within the first year (before the first license renewal). This course covers practical real estate topics to help new licensees develop professional competency.

9How often must Mississippi real estate licenses be renewed?

A.Every 2 years

B.Every year

C.Every 3 years

D.Every 4 years

Explanation: Mississippi real estate licenses are renewed on a 2-year cycle. Renewal requires completion of 16 hours of continuing education. Failure to renew timely can result in license expiration and may require reinstatement procedures.

10How many hours of continuing education must a Mississippi real estate licensee complete per renewal period?

A.16 hours

B.12 hours

C.24 hours

D.8 hours

Explanation: Mississippi requires 16 hours of MREC-approved continuing education for each 2-year renewal period. Required topics include fair housing, ethics, and property condition disclosure. The remaining hours may cover topics to enhance professional competency.

About the MS Real Estate Exam

The Mississippi real estate salesperson exam covers national real estate fundamentals plus Mississippi-specific topics including MREC regulations under Miss. Code Ann. §73-35-1 et seq., the 'Working With a Real Estate Broker' agency disclosure form (required before substantive discussions), property condition disclosures (§89-1-501 et seq.), trust account management (deposit within 3 banking days), broker supervision responsibilities, out-of-state broker licensing rules, and 60-hour pre-license education requirement.

Questions

120 scored questions

Time Limit

4 hours total

Passing Score

70% national (56/80), 75% state (30/40)

Exam Fee

$75 (Mississippi Real Estate Commission (MREC) / PSI)

MS Real Estate Exam Content Outline

30%

MS Licensing & MREC

MREC structure and powers (§73-35-1 et seq.), 60-hour pre-license education requirement, salesperson vs broker requirements, license application process, post-license education (30 hrs within 1 year), license renewal and CE (16 hrs per 2-year cycle), disciplinary sanctions and grounds for revocation, out-of-state broker licensing, inactive and exempt license status

20%

Agency Disclosure

Mandatory 'Working With a Real Estate Broker' form (May 14, 2024 revision), when form must be provided (before substantive discussions), agency relationship types (seller's agent, buyer's agent, dual agent, designated agent, transaction broker), fiduciary duties, compensation disclosure, confidentiality obligations

22%

Property Conditions & Trust Accounts

Property Condition Disclosure Statement under §89-1-501 et seq., exempt transactions (new construction, foreclosures, estate transfers, court-ordered sales), trust account requirements (deposit within 3 banking days, maintain records 3 years), broker supervision of trust accounts, prohibited commingling, earnest money handling

28%

National Real Estate Fundamentals

Property ownership and estates, contracts and agency law, financing concepts (lien theory state), fair housing laws (Title VIII), transfer of title, valuation and appraisal, environmental issues, land use controls and zoning, closing procedures, real estate math

How to Pass the MS Real Estate Exam

What You Need to Know

Passing score: 70% national (56/80), 75% state (30/40)
Exam length: 120 questions
Time limit: 4 hours total
Exam fee: $75

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

MS Real Estate Study Tips from Top Performers

1Know the Mississippi exam structure: 80 national (70% to pass = 56/80) + 40 state (75% to pass = 30/40) — different passing percentages for each section

2Memorize the 'Working With a Real Estate Broker' form requirement: must be provided BEFORE substantive discussions about a specific property

3Study the MREC structure: 5 commissioners appointed by the governor, headquartered at LeFleur's Bluff Tower, Jackson, MS

4Remember the trust account rule: deposit within 3 BANKING DAYS (not calendar days) and maintain records for 3 years

5Know the education ladder: 60-hour pre-license → pass exam → 30-hour post-license (within year 1) → 16 hours CE per 2-year renewal

6Understand Property Condition Disclosure exemptions: new construction by builder, foreclosure/REO, estate transfers, court-ordered sales are typically exempt

7Mississippi is a lien theory state — lenders hold a lien (mortgage), not the deed itself (unlike deed of trust states)

810-year adverse possession period in Mississippi — one of the longer statutory periods in the Southeast

Frequently Asked Questions

How many questions are on the Mississippi real estate salesperson exam?

The Mississippi exam has two portions administered by PSI: the national portion has 80 questions with a 2.5-hour time limit (passing score: 70% = 56 correct), and the state-specific portion has 40 questions with a 1.5-hour time limit (passing score: 75% = 30 correct). Both portions are taken on the same day. You must pass each section independently, and failing one does not affect the other — you can retake only the failed section.

What education is required for a Mississippi real estate license?

Mississippi requires 60 hours of MREC-approved pre-license education before you can sit for the PSI exam. After passing the exam and obtaining your license, you must complete 30 hours of post-license education within the first year of licensure. Ongoing continuing education (CE) requires 16 hours every two-year renewal period, with at least 3 hours focused on Mississippi license law.

What is the 'Working With a Real Estate Broker' form in Mississippi?

The 'Working With a Real Estate Broker' form is a mandatory Mississippi agency disclosure required by MREC rules. Brokers and their licensees must provide this form to prospective buyers and sellers before having any substantive discussions about a specific property. The form (revised May 14, 2024) explains the different types of agency relationships available in Mississippi: seller's agent, buyer's agent, dual agent, designated agent, and transaction broker. It does not establish an agency relationship — it only discloses the types available.

What are Mississippi's trust account rules for real estate?

Mississippi real estate brokers must deposit all earnest money and client funds into a properly maintained trust account within 3 banking days of receipt. Trust account records must be retained for a minimum of 3 years. Brokers are prohibited from commingling personal or company funds with client funds. Only the responsible broker may disburse trust account funds. MREC can audit trust accounts at any time, and misappropriation of trust funds is grounds for license revocation and possible criminal charges.