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2026 Statistics

Key Facts: KY Real Estate Exam

130 Q

Exam Length

PSI KY candidate bulletin

80 + 50

National + State Split

PSI KY candidate bulletin

75%

Passing Score (Each Section)

KREC

96 hrs

Pre-License Education

KREC licensing requirements

$100

Exam Fee

PSI KY fee schedule

48 hrs/2yr

Post-License Requirement

KREC

Kentucky requires six academic credit hours in real estate or 96 approved classroom hours and passage of the PSI exam (80 general + 50 state questions, 130 total scored). Both sections require 75% to pass. Kentucky uses 'sales associate' and 'principal broker' terminology. Key state topics include KREC powers, licensing, brokerage activities, contracts, disclosures and agency, and property management.

Sample KY Real Estate Practice Questions

Try these sample questions to test your KY Real Estate exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 301+ question experience with AI tutoring.

1Which state agency is responsible for licensing and regulating real estate professionals in Kentucky?
A.Kentucky Real Estate Commission (KREC)
B.Kentucky Department of Commerce
C.Kentucky Division of Professional Licensing
D.Kentucky Board of Realtors
Explanation: The Kentucky Real Estate Commission (KREC), located at 10200 Linn Station Road, Suite 201, Louisville, KY 40223, is the state agency that licenses and regulates all real estate professionals under KRS Chapter 324. KREC has authority to investigate complaints, impose discipline, and set licensing standards.
2What is the minimum age requirement to obtain a Kentucky real estate sales associate license?
A.18 years old
B.19 years old
C.21 years old
D.20 years old
Explanation: Kentucky requires real estate sales associate applicants to be at least 18 years of age at the time of application. This is consistent with the majority of states and reflects the minimum age for entering into legally binding contracts.
3Kentucky uses specific terminology for real estate licensees. What is the correct Kentucky term for an entry-level real estate licensee (equivalent to "salesperson" in other states)?
A.Sales associate
B.Salesperson
C.Real estate agent
D.Affiliate broker
Explanation: Kentucky uses the term "sales associate" (not "salesperson") for entry-level real estate licensees. Understanding Kentucky-specific terminology is important because the exam will use these precise terms as defined in KRS Chapter 324.
4What is the head broker of a real estate brokerage called in Kentucky?
A.Principal broker
B.Designated broker
C.Managing broker
D.Supervising broker
Explanation: Kentucky uses the term "principal broker" for the licensee who is responsible for supervising the brokerage and all affiliated licensees. Other states may use terms like "designated broker" or "managing broker," but KRS 324 specifically uses "principal broker."
5How many clock hours of pre-license education must a Kentucky sales associate applicant complete before sitting for the state licensing exam?
A.96 clock hours
B.72 clock hours
C.120 clock hours
D.60 clock hours
Explanation: Kentucky requires 96 clock hours (or 6 semester credit hours from an accredited college or university) of pre-license education before an applicant may sit for the licensing exam. This education must be completed through a KREC-approved provider.
6The Kentucky real estate salesperson exam is administered by which testing provider?
A.PSI Exams
B.Pearson VUE
C.Prometric
D.AMP (Applied Measurement Professionals)
Explanation: PSI Exams administers the Kentucky real estate licensing exam. The exam consists of 130 scored questions: 80 national questions and 50 state-specific questions, with a passing score of 75% required on each portion.
7What is the passing score required on EACH portion of the Kentucky real estate salesperson exam?
A.75% on each portion (national and state)
B.70% on each portion
C.80% on each portion
D.75% combined, with no minimum per portion
Explanation: Kentucky requires a minimum passing score of 75% on both the national portion and the state-specific portion separately. A candidate must pass both sections; a strong score on one section cannot compensate for failing the other.
8After passing the Kentucky real estate salesperson exam, within how many days must the applicant submit their license application?
A.60 days
B.90 days
C.30 days
D.6 months
Explanation: After passing the Kentucky real estate licensing exam, the applicant must submit their application to KREC within 60 days. If the application is not submitted within this window, the exam results expire and the applicant must retake the exam.
9A newly licensed Kentucky sales associate must complete post-license education within what time frame?
A.48 hours within the first 2 years of initial license
B.30 hours within the first year of initial license
C.60 hours within the first 3 years of initial license
D.24 hours within the first year of initial license
Explanation: Kentucky requires new sales associates to complete 48 hours of post-license education within their first 2-year license period. This requirement is in addition to the ongoing continuing education requirement and is designed to bridge the gap between pre-license education and real-world practice.
10How often must Kentucky real estate licensees renew their license?
A.Every 2 years
B.Every year
C.Every 3 years
D.Every 4 years
Explanation: Kentucky real estate licenses must be renewed every 2 years. During each 2-year renewal period, licensees must complete 6 hours of continuing education (CE) per year, for a total of 12 hours per renewal cycle, to remain eligible for renewal.

About the KY Real Estate Exam

The Kentucky real estate sales associate exam covers national real estate fundamentals plus Kentucky-specific topics including KREC licensing regulations under KRS 324, brokerage relationship types (seller's agent, buyer's agent, dual agent, transaction broker), agency disclosure requirements, trust account management, and Kentucky-specific law including KRS 383 landlord-tenant rules and Kentucky property transfer tax.

Questions

130 scored questions

Time Limit

4 hours total

Passing Score

75% on each section

Exam Fee

$100 (Kentucky Real Estate Commission (KREC) / PSI)

KY Real Estate Exam Content Outline

5 state items

Real Estate Commission

General and enforcement powers, records and audits, Recovery Fund, investigations, hearings, and sanctions

10 state items

License Requirements

Eligibility, renewal, changes, inactive status, education, insurance, and background checks

18 state items

Brokerage Activities

Affiliation, commissions, advertising, money, documents, records, escrow, conduct, assistants, and brokerage activity

6 state items

Contracts

Statute of Frauds, listings, purchase contracts, offers, finance provisions, and licensee duties

8 state items

Disclosures and Agency

Agency, personal interests, condominium certificates, property condition, and stigmatizing factors

3 state items

Property Management

Written agreements, procedures and guidelines, and security-deposit handling

How to Pass the KY Real Estate Exam

What You Need to Know

  • Passing score: 75% on each section
  • Exam length: 130 questions
  • Time limit: 4 hours total
  • Exam fee: $100

Keys to Passing

  • Work through all 301 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

KY Real Estate Study Tips from Top Performers

1Master Kentucky terminology: 'sales associate' (not salesperson) and 'principal broker' (not designated broker) — these will appear on the state exam
2Know the three-business-day contract-deposit rule defined in 201 KAR 11:011
3Study KRS 324.121 brokerage relationships thoroughly: seller's agent, buyer's agent, dual agent (written consent), and transaction broker
4Remember Kentucky's Recovery Fund caps: $20,000 per claimant and $50,000 combined against one licensee
5Know KRS 324.160 sanctions: fines up to $1,000, suspension, revocation, probation, education, and reprimand
6Kentucky transfer tax: $0.50 per $500 (or fraction thereof) — round UP fractions of $500 when calculating

Frequently Asked Questions

How many questions are on the Kentucky real estate sales associate exam?

The Kentucky exam has 130 scored questions: 80 on the national portion and 50 on the Kentucky state-specific portion. PSI may also include 5–10 unscored experimental items. You must pass each section at 75% — scoring at least 60/80 on the national portion and 38/50 on the state portion. The exam is 4 hours total (150 min national + 90 min state).

What education is required for a Kentucky real estate license?

Kentucky requires either six academic credit hours in real estate from an accredited institution or 96 classroom hours from a Kentucky-approved real estate school. You must also complete the required FBI background-check process and apply for licensure within 60 days of passing the PSI exam.

What is the post-license requirement in Kentucky?

After receiving your initial Kentucky sales associate license, you must complete 48 hours of KREC-approved post-license education within 2 years. The post-license curriculum includes mandatory hours in agency, contracts, finance, advertising, fair housing, and other topics. Failure to complete these hours within the 2-year window can result in license expiration.

How does Kentucky handle dual agency?

Dual agency is permitted in Kentucky under KRS 324.121, but only with the written informed consent of all parties involved. A principal broker may designate separate sales associates to represent the buyer and seller in the same transaction (designated agency), which avoids dual agency issues. Without written consent, a licensee may not represent both buyer and seller in the same transaction.