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Free Virginia P&C Exam Prep

Virginia Property & Casualty Insurance

Pass your Virginia P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Virginia Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Virginia P&C RegulationsYou are here

Study Virginia-specific laws including SCC Bureau of Insurance regulations, VPIA (Virginia Property Insurance Association), auto insurance requirements (30/60/20 minimums), and contributory negligence rules.

15
hours
3

Virginia Property Insurance

Learn VPIA for hard-to-place property risks, homeowners requirements, coastal property coverage, and Virginia-specific property regulations.

10
hours
4

Virginia Casualty & Ethics

Master auto insurance minimums, $500 UMV fee, workers compensation requirements, VPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Virginia P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-licensing education required in Virginia
Background Check
Required via Virginia State Police
Fingerprinting
Required - submit through Fieldprint Virginia ($35.72)
Additional Requirements
  • Virginia has NO pre-licensing education requirement
  • Exam administered by Prometric (135 questions across 10 sections)
  • Must apply for license within 183 calendar days of passing exam
  • Background check processed through VSP
  • Fingerprinting via Fieldprint Virginia (not IdentoGO)
  • Must be trustworthy and of good business reputation
  • 24 hours CE required per biennium (includes 3 hours ethics)

Virginia P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

Prometric

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available with qualified sponsoring employer

Total Cost Breakdown

Exam Fee$35
Application Fee$30
Fingerprint Fee$35.72 (Fieldprint)
NIPR Transaction Fee$5.60
Total Estimated Cost$106-120

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Virginia P&C Prep That Actually Works

The official pass rate is ~70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Virginia P&C-Specific Topics Covered

Virginia SCC Bureau of Insurance RegulationsVirginia Property Insurance Association (VPIA)Auto Insurance Minimums (30/60/20)Contributory Negligence (Pure - No Recovery if Any Fault)$500 Uninsured Motor Vehicle FeeVirginia Property & Casualty Insurance Guaranty Association (VPCIGA)Workers' Compensation RequirementsUnfair Trade PracticesProducer Licensing & CE Requirements (24 hrs/3 ethics)No Pre-Licensing Education RequiredPolicy Cancellation/Non-Renewal RulesFieldprint Virginia Fingerprinting183 Days to Apply After Passing Exam
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Virginia P&C Exam Details

Virginia Property & Casualty Insurance

Administered by Virginia State Corporation Commission Bureau of Insurance

Official Source
70%
Passing Score
135
Questions
2.5
Hours
$35 exam fee + $30 application fee + $5.60 NIPR + $35.72 fingerprinting
Exam Fee
Study time: 40-60 hours
Prerequisites: None - no pre-licensing education required

Exam Content Breakdown

Based on the official Virginia State Corporation Commission Bureau of Insurance content outline

Virginia P&C Regulation15%

SCC Bureau structure, licensing requirements, no pre-license required

Property Insurance Laws25%

VPIA residual market, cancellation rules, homeowners coverage

Casualty Insurance Laws35%

At-fault auto, 30/60/20 minimums, $500 UMV fee, contributory negligence, workers comp

Ethics & Prohibited Practices25%

Claims handling, VPCIGA guaranty fund, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Virginia P&C?

After passing the Virginia P&C, you can pursue these career paths

Virginia P&C Exam FAQ

Official Virginia State Corporation Commission Bureau of Insurance Resources

Verify information with these official sources

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