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Which Virginia agency is the primary state regulator for property and casualty insurance producers and insurers?

Virginia Department of Professional and Occupational Regulation

Virginia State Corporation Commission Bureau of Insurance

Virginia Office of the Attorney General

Virginia Department of Taxation

to track

2026 Statistics

Key Facts: VA Property & Casualty Exam

145

Scored Questions

Prometric VA Series 11-03 outline

135 min

Exam Time

Prometric VA Series 11-03 outline

70%

Passing Score

Virginia licensing exam standard

$35

Exam Fee

Virginia candidate bulletin

100 / 45

National / State Split

Prometric VA Series 11-03 outline

50/100/25

VA Auto Minimums

VA Code § 46.2-472 (effective Jan 1, 2025)

VA P&C Law Questions

Prometric VA state section blueprint

The current Virginia Series 11-03 outline lists 145 scored questions in 135 minutes with a 70% passing score and a $35 exam fee. State content makes up 45 questions and is heavily weighted toward Virginia-specific P&C law (23 questions), plus common statutes/regulations (14) and licensing/producer regulation (8). Virginia's updated auto minimum limits are 50/100/25 effective January 1, 2025.

Sample VA Property & Casualty Practice Questions

Try these sample questions to test your VA Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Virginia agency is the primary state regulator for property and casualty insurance producers and insurers?

A.Virginia Department of Professional and Occupational Regulation

B.Virginia State Corporation Commission Bureau of Insurance

C.Virginia Office of the Attorney General

D.Virginia Department of Taxation

Explanation: The Bureau of Insurance within the Virginia State Corporation Commission regulates insurers, producer licensing, market conduct, and consumer protections. On the exam, references to the Commissioner generally mean authority exercised through the SCC Bureau of Insurance structure in Virginia.

2Who administers the current Virginia Property & Casualty producer licensing exam (Series 11-03)?

A.PSI Services

B.Pearson VUE

C.Prometric

D.FINRA

Explanation: Virginia currently uses Prometric for insurance producer licensing exams. Candidates schedule with Prometric after meeting Virginia eligibility requirements and then complete licensing steps through the SCC workflow.

3What is the current structure of Virginia's combined Property & Casualty producer exam (Series 11-03)?

A.145 scored questions with a 135-minute time limit

B.150 scored questions with a 150-minute time limit

C.120 scored questions with a 120-minute time limit

D.175 scored questions with a 180-minute time limit

Explanation: Virginia's published Prometric outline for Series 11-03 lists 145 scored questions and 2 hours 15 minutes. Managing pace is important because both national and state-law content are tested in the same sitting.

4What is the listed exam fee for Virginia's Property & Casualty producer exam in the Virginia candidate bulletin?

A.$35

B.$49

C.$62

D.$75

Explanation: Virginia's bulletin lists the exam fee for the combined P&C producer exam at $35. Candidates should still check the most recent vendor schedule in case of future administrative updates.

5What passing standard is used for Virginia's Property & Casualty producer exam?

A.60%

B.65%

C.70%

D.75%

Explanation: Virginia uses a 70% passing standard for this producer exam. Exam questions often test whether candidates know both national policy concepts and Virginia-specific legal rules well enough to exceed that threshold.

6How are questions split between national and state law content on Virginia's Series 11-03 exam?

A.100 national and 45 state

B.120 national and 25 state

C.80 national and 65 state

D.70 national and 75 state

Explanation: The Virginia outline divides the exam into 100 national questions and 45 Virginia state questions. This means candidates who ignore state law leave nearly one-third of the score on the table.

7Within the national portion of Virginia's P&C exam, which domain has the largest weight?

A.General Insurance Concepts

B.Property Insurance Basics

C.Property & Casualty Forms, Policies, and Endorsements

D.Casualty Policy Provisions

Explanation: The largest national domain is Property & Casualty forms/policies/endorsements, with 43 of the 100 national questions. This is why mastering policy form differences is usually more valuable than memorizing isolated definitions.

8Within Virginia's state-specific section, which domain carries the most questions?

A.Licensing requirements and producer regulations

B.Virginia insurance statutes common to L&H and P&C

C.Virginia property and casualty laws and regulations

D.Continuing education procedures only

Explanation: The largest state-law segment is Virginia P&C laws and regulations, which accounts for 23 of the 45 state questions. This emphasizes that candidates must know Virginia line-specific rules, not just general licensing administration.

9What is the current fingerprint fee for resident Virginia insurance license applicants using Fieldprint through SCC instructions?

A.$27.25

B.$34.95

C.$49.00

D.$79.00

Explanation: The SCC licensing instructions list a $34.95 fingerprinting fee for resident applicants. Fingerprinting is part of the background review process and should be timed correctly in relation to the application window.

10For Virginia resident licensing, how long are fingerprints generally considered valid after submission?

A.30 days

B.60 days

C.90 days

D.180 days

Explanation: Virginia licensing guidance states fingerprints are generally valid for 90 days. A candidate who delays application too long after fingerprinting may need to repeat the process and pay the fee again.

About the VA Property & Casualty Exam

Virginia's Series 11-03 Property & Casualty producer exam combines 100 national questions with 45 Virginia state-law questions. Tested content emphasizes policy forms and endorsements, producer licensing law, Virginia statutes, unfair claim practices, and Virginia-specific auto and property rules.

Questions

145 scored questions

Time Limit

2 hours 15 minutes (135 minutes)

Passing Score

70%

Exam Fee

$35 (Virginia State Corporation Commission Bureau of Insurance / Prometric)

VA Property & Casualty Exam Content Outline

10 questions

General Insurance Concepts

Risk, indemnity, legal concepts, contract basics, and insurer classifications from the national section

15 questions

Property Insurance Basics

Property perils, valuation, policy structure, and underwriting fundamentals

12 questions

Property Policy Provisions

Conditions, exclusions, endorsements, and claims-related policy mechanics

43 questions

P&C Forms, Policies, and Endorsements

Largest tested area: HO/DP, PAP, commercial package concepts, and form distinctions

13 questions

Casualty Insurance Basics

Negligence, liability concepts, and core casualty coverage principles

7 questions

Casualty Policy Provisions

Liability conditions, exclusions, limits, and settlement provisions

8 questions

VA Licensing and Producer Regulation

Resident licensing standards, CE, renewals, temporary licenses, and SCC oversight

14 questions

VA Common Statutes and Regulations

Virginia insurance statutes/regulations shared across lines, including unfair practices frameworks

23 questions

VA Property and Casualty Law

Virginia-specific auto, property, claims, cancellation, nonrenewal, and producer compliance rules

How to Pass the VA Property & Casualty Exam

What You Need to Know

Passing score: 70%
Exam length: 145 questions
Time limit: 2 hours 15 minutes (135 minutes)
Exam fee: $35

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

VA Property & Casualty Study Tips from Top Performers

1Allocate extra time to forms and endorsements since that is the largest tested national domain.

2Do not skip Virginia law: 45 of 145 questions are state-specific and can determine pass/fail outcomes.

3Memorize Virginia numerical rules early (exam structure, fee, auto limits, cancellation timelines, CE hour rules).

4Practice mixed sets that combine national policy questions with Virginia statute scenarios under timed conditions.

5Track misses by domain and rebuild weak areas before full-length 135-minute simulations.

Frequently Asked Questions

How many questions are on Virginia's Property & Casualty exam?

The current Series 11-03 exam has 145 scored questions total: 100 national and 45 Virginia state-law questions.

How much time do you get for the Virginia P&C exam?

Virginia gives candidates 135 minutes (2 hours and 15 minutes) to complete Series 11-03.

What score do I need to pass Virginia's exam?

Virginia uses a 70% passing standard for this producer exam.

Who administers the Virginia P&C exam and what is the fee?

Prometric administers Virginia's licensing exam program. The listed exam fee for Series 11-03 is $35.

What recent Virginia law update should I know for the exam?

Virginia's minimum auto liability limits increased to 50/100/25 effective January 1, 2025, replacing 30/60/20.