Free VA L&H Exam Prep
Virginia Life, Annuities and Health Insurance (Series 11-01)
Prepare for the VA L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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Virginia Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Master Virginia Regulation FirstYou are here
Start with SCC authority, licensing, appointments, unfair practices, and producer-conduct rules because regulation is tested directly and embedded across product domains.
Build Life and Annuity Depth
Prioritize life policy provisions/options/riders, policy types, annuity suitability, and replacement scenarios tied to Virginia statute and VAC references.
Drill Health, Medicare, and LTC
Focus on individual health provisions, disability, medical plans, Medicare supplement, and LTC rules in state-law scenario format.
Run Timed Full-Length Sets
Practice in 150-minute blocks to mirror exam pacing and review misses by official Virginia blueprint domain.
Can You Take the VA L&H Exam?
Check if you meet the basic eligibility requirements
- •Virginia identifies Life and Annuities and Health as exam-required major lines
- •Virginia SCC guidance lists a nonrefundable $15 processing fee per qualification
- •Resident producer renewals align to birth month and odd/even cycle rules
- •Resident CE is generally 16 hours for one license type (or life+health-only combination) and 24 hours for two or more types, including 3 ethics hours
VA L&H Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
Candidates can retest by making a new Prometric reservation and paying a new exam fee; no statewide lifetime attempt cap is published in current candidate materials.
Total Cost Breakdown
Free VA L&H Prep Tools
Reported exam pass rate: Not publicly reported by Virginia SCC/Prometric. Check the exam sponsor for the latest official figure.
625+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Review the latest update date on each resource
$0 Forever
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What You'll Study
7 chapters covering the exam topics in this guide
Introduction: Virginia Life & Health Insurance Exam Overview
1 sections
Chapter 1: Virginia Insurance Regulation & Licensing
3 sections
Chapter 2: Virginia Life Insurance Laws
3 sections
Chapter 3: Virginia Health Insurance Laws
3 sections
Chapter 4: Virginia Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Virginia Annuity Regulations
3 sections
Chapter 6: Virginia Group Insurance & Special Topics
3 sections
VA L&H-Specific Topics Covered
VA L&H Exam Details
Virginia Life, Annuities and Health Insurance (Series 11-01)
Administered by Virginia State Corporation Commission Bureau of Insurance / Prometric
Exam Content Breakdown
Based on the official Virginia State Corporation Commission Bureau of Insurance / Prometric content outline
Virginia SCC authority, producer licensing, unfair practices, and regulatory compliance
Risk, policy structure, agency principles, and contract fundamentals
Life basics (6%), life policies (10%), policy provisions/options/riders (11%), and annuities (6%)
Federal tax treatment for life/annuities (2%) and qualified plan basics (2%)
Health basics (6%), individual health provisions (11%), disability income (5%), and medical plans (6%)
Group health insurance (5%) and dental insurance (1%)
Medicare, Medicare supplement standards, long-term care, and senior-focused protection rules
Federal tax concepts tied to health insurance products and benefits
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the VA L&H?
After passing the VA L&H, you can pursue these career paths
VA L&H Exam FAQ
Official Virginia State Corporation Commission Bureau of Insurance / Prometric Resources
Verify information with these official sources
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