Free Life & Health Exam Prep
Life and Health Insurance
Pass your Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Life & Health Exam Details
Life and Health Insurance
Administered by State Insurance Department
Exam Content Breakdown
Based on the official State Insurance Department content outline
Term, whole life, universal life, policy provisions
Annuities, group life, business insurance
Medical expense, disability, long-term care
Group health, Medicare, Medicaid, ACA
Licensing, ethics, unfair trade practices
What's Included
36 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
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What's Next After the Life & Health?
After passing the Life & Health, you can pursue these career paths
Life & Health Exam FAQ
Course Content
Introduction
1 sections
Chapter 1: Principles of Insurance
4 sections
Chapter 2: Insurance Contracts
3 sections
Chapter 3: The Insurance Marketplace
3 sections
Chapter 4: Life Insurance Basics
3 sections
Chapter 5: Term Life Insurance
3 sections
Chapter 6: Whole Life Insurance
3 sections
Chapter 7: Universal Life Insurance
4 sections
Chapter 8: Variable Life Insurance
4 sections
Chapter 9: Specialized Life Insurance Products
4 sections
Chapter 10: Life Insurance Policy Provisions
4 sections
Chapter 11: Policy Options and Riders
4 sections
Chapter 12: Underwriting and Policy Delivery
4 sections
Chapter 13: Group Life Insurance
5 sections
Chapter 14: Annuity Fundamentals
3 sections
Chapter 15: Types of Annuities
4 sections
Chapter 16: Annuity Payout Options
3 sections
Chapter 17: Taxation of Life Insurance
3 sections
Chapter 18: Taxation of Annuities
3 sections
Chapter 19: Qualified Retirement Plans
3 sections
Chapter 20: Health Insurance Basics
3 sections
Chapter 21: Medical Expense Insurance
4 sections
Chapter 22: Health Insurance Policy Provisions
3 sections
Chapter 23: Group Health Insurance
4 sections
Chapter 24: Disability Income Insurance
4 sections
Chapter 25: Long-Term Care Insurance
4 sections
Chapter 26: Dental and Other Health Products
4 sections
Chapter 27: Medicare
5 sections
Chapter 28: Medicare Supplement (Medigap)
2 sections
Chapter 29: Medicaid and Other Government Programs
3 sections
Chapter 30: The Affordable Care Act (ACA)
4 sections
Chapter 31: Health Insurance Taxation
4 sections
Chapter 32: Insurance Regulation
3 sections
Chapter 33: Producer Licensing and Conduct
3 sections
Chapter 34: Unfair Trade Practices
3 sections
Chapter 35: Policy Replacement and Ethics
3 sections
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Official State Insurance Department Resources
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