200+ Free VA Life & Health Practice Questions

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Question 1

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Which Virginia agency regulates insurance producers and insurers for life and health lines?

Virginia Department of Insurance

Virginia State Corporation Commission Bureau of Insurance

Virginia Department of Professional and Occupational Regulation

Virginia Department of Health Insurance Services

to track

2026 Statistics

Key Facts: VA Life & Health Exam

140 + 10

Scored + Pretest

Prometric VA Series 11-01 outline

150 min

Exam Time

Prometric VA candidate materials

70%

Passing Score

Prometric VA bulletin/outline

$35

Exam Fee

Prometric VA candidate bulletin fee table

11% (x3)

Largest Domains

Series 11-01 domain weights

$15

Per-Qualification Processing Fee

Virginia SCC producer licensing guidance

Nov 1, 2025 - Jan 30, 2026

VA Marketplace OEP (Plan Year 2026)

Virginia SCC marketplace update

As of February 28, 2026, Prometric Virginia materials list Series 11-01 at 140 scored + 10 pretest questions in 150 minutes with a $35 exam fee and 70% passing standard. The blueprint heavily weights Virginia law-linked domains, including 11% each for life policy provisions, individual health policy provisions, and senior/special-needs insurance. Virginia licensing guidance also highlights a $15 processing fee per qualification and resident CE rules of 16 hours (one license type) or 24 hours (two or more types), including 3 ethics hours.

Sample VA Life & Health Practice Questions

Try these sample questions to test your VA Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Virginia agency regulates insurance producers and insurers for life and health lines?

A.Virginia Department of Insurance

B.Virginia State Corporation Commission Bureau of Insurance

C.Virginia Department of Professional and Occupational Regulation

D.Virginia Department of Health Insurance Services

Explanation: Virginia insurance regulation is administered through the State Corporation Commission (SCC), specifically its Bureau of Insurance. That structure is a major Virginia-specific distinction because many states use a standalone Department of Insurance. On exam questions, references to commissioner authority tie back to SCC statutory authority in Title 38.2.

2What is the Virginia combined life and health producer exam series number?

A.11-01

B.11-03

C.11-05

D.11-06

Explanation: Virginia identifies the combined Life, Annuities, and Health exam as Series 11-01. Series 11-03 is Property and Casualty, while 11-05 and 11-06 are separate life-only and health-only tracks. Knowing the series number helps avoid scheduling the wrong exam.

3How is Virginia Series 11-01 currently structured?

A.120 scored questions, no pretest questions

B.130 scored questions and 20 pretest questions

C.140 scored questions and 10 pretest questions

D.150 scored questions and 10 pretest questions

Explanation: The current Prometric outline lists 140 scored questions plus 10 pretest questions for Series 11-01. Only scored items count toward the pass result, but candidates still answer the full delivered set. This is why pacing should assume the full 150-question session.

4What is the time limit for Virginia Series 11-01?

A.120 minutes

B.135 minutes

C.150 minutes

D.180 minutes

Explanation: Series 11-01 has a 2.5-hour limit, which is 150 minutes. That timing is published in the Virginia content outline and aligns with Prometric registration details. Candidates should practice full-length sets under the same time pressure.

5What exam fee is listed for Virginia Series 11-01 in the current candidate bulletin?

A.$35

B.$49

C.$63

D.$75

Explanation: The Virginia licensing bulletin lists a $35 examination fee for Series 11-01. That amount is notably lower than many other states. Fees can change administratively, so candidates should still confirm at scheduling.

6How much of Series 11-01 is weighted to the "Insurance Regulation" section?

A.6%

B.8%

C.10%

D.15%

Explanation: Virginia assigns 10% of the blueprint to Insurance Regulation. That includes licensing, producer conduct, commissioner authority, and unfair-trade-practice rules under Title 38.2. Skipping law content can cost a meaningful share of total points.

7Which exam domain carries one of the highest weights on Virginia Series 11-01?

A.Qualified Plans

B.Dental Insurance

C.Life Insurance Policy Provisions, Options and Riders

D.Federal Tax Considerations for Health Insurance

Explanation: Life Insurance Policy Provisions, Options and Riders is weighted at 11%, one of the largest single domains in the outline. It is tied with other 11% sections, but still clearly outranks smaller areas like qualified plans and dental. This makes provisions and rider mechanics a high-priority study area.

8Which section is weighted at 11% in the health-focused portion of Series 11-01?

A.Group Health Insurance

B.Medical Plans

C.Individual Health Insurance Policy General Provisions

D.Disability Income and Related Insurance

Explanation: Individual Health Insurance Policy General Provisions is one of Virginia's 11%-weighted health sections. It covers required and optional policy provisions plus renewability standards. Because of that weight, policy-clause detail matters more than many candidates expect.

9What nonrefundable processing fee does Virginia generally require per qualification on producer applications?

A.$10

B.$15

C.$25

D.$40

Explanation: Virginia lists a nonrefundable $15 processing fee per qualification for producer applications. That means adding lines of authority can multiply total processing cost. Candidates should budget for both exam and licensing-stage fees.

10Which producer qualifications are listed by Virginia as exam-required major lines?

A.Life and Annuities only

B.Health only

C.Life and Annuities, Health, Property and Casualty, Personal Lines, and Title

D.Only Property and Casualty and Title

Explanation: Virginia identifies five major exam-required producer lines: Life and Annuities, Health, Property and Casualty, Personal Lines, and Title. The combined 11-01 exam path supports life and health authority. This structure is outlined in the SCC licensing bulletin and application-fee pages.

About the VA Life & Health Exam

Virginia Series 11-01 combines life, annuities, and health producer testing with strong Virginia law integration under the SCC Bureau of Insurance. The official outline uses 140 scored questions plus 10 pretest questions, with major weighting in life policy provisions, individual health provisions, and senior-market topics.

Questions

150 scored questions

Time Limit

2 hours 30 minutes (150 minutes)

Passing Score

70%

Exam Fee

$35 (Virginia SCC Bureau of Insurance / Prometric)

VA Life & Health Exam Content Outline

10%

Virginia Insurance Regulation

SCC Bureau of Insurance authority, producer licensing, appointments, unfair practices, discipline, and compliance duties under Virginia law

General Insurance Concepts

Risk, policy structure, contract law, and foundational insurance principles tested across product lines

33%

Life Insurance and Annuities

Life basics (6%), life policy types (10%), policy provisions/options/riders (11%), and annuities (6%)

Life Tax and Qualified Plans

Federal tax treatment of life/annuity products (2%) plus qualified-plan concepts (2%)

28%

Health and Disability Core

Health basics (6%), individual health provisions (11%), disability income (5%), and medical plans (6%)

Group and Dental Health

Group health insurance (5%) and dental insurance (1%) with Virginia-specific law references

11%

Senior and Special-Needs Markets

Medicare, Medicare supplement rules, long-term care, and senior-focused suitability/consumer protections

Health Federal Tax Rules

Federal tax considerations tied to health insurance and benefit structures

How to Pass the VA Life & Health Exam

What You Need to Know

Passing score: 70%
Exam length: 150 questions
Time limit: 2 hours 30 minutes (150 minutes)
Exam fee: $35

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

VA Life & Health Study Tips from Top Performers

1Memorize Virginia exam logistics first: 140 scored + 10 pretest, 150 minutes, 70% passing, and $35 fee.

2Prioritize high-weight sections (11% domains) before lower-weight areas like dental and tax.

3Use statute-and-regulation anchors while studying, because Virginia items frequently tie scenarios to specific Title 38.2 and VAC references.

4Drill Medicare supplement and long-term care compliance scenarios; senior-market content is one of the largest sections.

5Run full timed sets and review misses by Virginia blueprint domain rather than by generic national topic labels.

Frequently Asked Questions

How is the Virginia Series 11-01 exam currently structured?

Prometric Virginia materials list Series 11-01 at 140 scored questions plus 10 pretest questions, with a 150-minute testing window. Candidates should pace for the full 150 delivered items even though only 140 are scored.

What are the passing score and exam fee for Virginia life and health licensing?

Current Virginia bulletin and scheduling materials show a 70% passing standard and a $35 exam fee for Series 11-01. Retakes require a new reservation and exam payment.

Which domains carry the most weight on the Virginia outline?

Three of the highest-weight sections are each 11%: Life Policy Provisions/Options/Riders, Individual Health Policy General Provisions, and Insurance for Senior Citizens and Special Needs Individuals.

What Virginia producer maintenance rules are most test-relevant?

Virginia renewals align to birth month and odd/even cycle rules. Resident CE is generally 16 hours for one license type (or life+health-only combination) and 24 hours for two or more license types, with at least 3 ethics hours.

What is one current 2026 Virginia regulatory update candidates should know?

SCC marketplace communications stated the plan-year 2026 open-enrollment window ran from November 1, 2025 through January 30, 2026, and separate SCC filing news highlighted many requested individual-market premium increases near or above 20%.