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Free Tennessee P&C Exam Prep

Tennessee Property & Casualty Insurance

Prepare for the Tennessee P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Tennessee Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Tennessee P&C RegulationsYou are here

Study Tennessee-specific laws including TDCI regulations, auto insurance requirements (25/50/15 minimums), and Tennessee Insurance Code provisions.

15
hours
3

Tennessee Property Insurance

Learn Tennessee FAIR Plan, homeowners coverage requirements, tornado coverage considerations, and Tennessee-specific property regulations.

10
hours
4

Tennessee Casualty & Ethics

Master auto insurance minimums, workers compensation, TPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Tennessee P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-licensing education required in Tennessee
Background Check
Required via Tennessee Bureau of Investigation (TBI)
Fingerprinting
Required - IdentoGO ($35.15) using ORI# TN920680Z
Additional Requirements
  • Tennessee has NO pre-licensing education requirement
  • Pearson VUE administers exams - back-to-back testing discount available
  • Must wait 48 hours after passing before applying for license
  • 90-day temporary license available while background check processes
  • Must apply for license within 12 months of passing exam
  • Contact: producer.licensing@tn.gov for questions

Tennessee P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available while background check processes

Total Cost Breakdown

Exam Fee$59
Application Fee$50
Fingerprint Fee$35.15 (IdentoGO)
NIPR Transaction Fee$5.60
Total Estimated Cost$149-165

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Tennessee P&C Prep Tools

Reported exam pass rate: ~70% (varies by attempt). Check the exam sponsor for the latest official figure.

385+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

23 chapters covering the exam topics in this guide

Tennessee P&C-Specific Topics Covered

Tennessee Department of Commerce & Insurance (TDCI) RegulationsTennessee Insurance CodeAuto Insurance Minimums (25/50/15)Tennessee FAIR PlanTennessee Property & Casualty Insurance Guaranty Association (TPCIGA)No Pre-Licensing Education Required90-Day Temporary License AvailableWorkers' Compensation RequirementsProducer Licensing & CE Requirements (24 hrs)Unfair Trade PracticesPolicy Cancellation/Non-Renewal RulesTornado Coverage Considerations

Tennessee P&C Exam Details

Tennessee Property & Casualty Insurance

Administered by Tennessee Department of Commerce & Insurance (TDCI)

Official Source
70%
Passing Score
Combined
Questions
Varies
Time Limit
$59 exam fee + $50 application fee + $5.60 NIPR + $35.15 fingerprinting
Exam Fee
Study time: 40-60 hours
Prerequisites: None - no pre-licensing education required

Exam Content Breakdown

Based on the official Tennessee Department of Commerce & Insurance (TDCI) content outline

Tennessee P&C Regulation15%

TDCI structure, no pre-license required, licensing

Property Insurance Laws25%

TN FAIR Plan, homeowners coverage, tornado coverage

Casualty Insurance Laws35%

At-fault auto, 25/50/15 minimums, workers comp

Ethics & Prohibited Practices25%

Claims handling, TPCIGA guaranty fund, producer conduct

What's Included

23 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

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I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

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What's Next After the Tennessee P&C?

After passing the Tennessee P&C, you can pursue these career paths

Tennessee P&C Exam FAQ

Official Tennessee Department of Commerce & Insurance (TDCI) Resources

Verify information with these official sources

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