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200+ Free TN Property & Casualty Practice Questions

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Questions by Category

Tn-Pc-Regulation73 questions
Tn-Pc-Casualty61 questions
Tn-Pc-Ethics37 questions
Tn-Pc-Property29 questions
2026 Statistics

Key Facts: TN Property & Casualty Exam

77 Q

Questions Per Line Exam

Pearson VUE TN handbook

68 + 9

Scored + Pretest Per Line

Pearson VUE TN content outline

105 min

Time Per Line Exam

Pearson VUE TN handbook

70

Passing Score Per Line

Pearson VUE TN handbook

$55 / $80

Single / Combined Reservation

Pearson VUE TN handbook

25/50/25

TN Auto Minimums

Tennessee financial responsibility law

Tennessee uses two separate producer exams, each with 77 total questions (68 scored + 9 pretest), 105 minutes, and a passing score of 70. Pearson VUE lists $55 per line or an $80 combined reservation. Tennessee-specific content includes TDCI regulation, common insurance law under Title 56, and line-law items such as auto financial responsibility and workers compensation requirements.

About the TN Property & Casualty Exam

Tennessee licenses full Property and Casualty producer authority through separate Property and Casualty exams. Tested content combines national policy concepts with Tennessee law, including TDCI authority, Title 56 producer regulation, 25/50/25 auto minimums, workers compensation thresholds, unfair trade practices, and guaranty-association fundamentals.

Questions

154 scored questions

Time Limit

3 hours 30 minutes total (105 minutes per line exam)

Passing Score

70 (each line exam)

Exam Fee

$55 per line ($80 combined reservation) (Tennessee Department of Commerce & Insurance (TDCI) / Pearson VUE)

TN Property & Casualty Exam Content Outline

37%

National Property Content

Property policy types, terms, and policy provisions from the Tennessee Property general section (50 scored questions).

37%

National Casualty Content

Casualty policy types, terms, and policy provisions from the Tennessee Casualty general section (50 scored questions).

21%

Tennessee Common Insurance Law

TDCI authority, producer licensing, CE, unfair trade practices, and other law topics tested in both state sections (14 scored questions per line).

6%

Tennessee Line-Specific Law

Tennessee property-law and casualty-law topics tested as 4 scored state questions per line exam.

How to Pass the TN Property & Casualty Exam

What You Need to Know

  • Passing score: 70 (each line exam)
  • Exam length: 154 questions
  • Time limit: 3 hours 30 minutes total (105 minutes per line exam)
  • Exam fee: $55 per line ($80 combined reservation)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

TN Property & Casualty Study Tips from Top Performers

1Treat Tennessee as a two-exam path and prepare Property and Casualty line content separately
2Memorize official logistics first: 77 total questions, 105 minutes, and 70 passing score per line exam
3Master Tennessee law topics heavily tested in both state sections: licensing, CE, unfair practices, and producer conduct
4Know Tennessee auto financial responsibility numbers cold: 25/50/25 and the $65,000 bond/cash alternative
5Practice mixed scenarios on workers compensation thresholds (5+ most employers; 1+ construction/coal mining)

Frequently Asked Questions

Is Tennessee a single combined P&C exam?

No. Tennessee uses separate Property and Casualty producer exams. You can reserve both together, but each line is tested and scored separately.

How many questions and how much time are on each Tennessee line exam?

Each Tennessee line exam has 77 total questions (68 scored plus 9 pretest) with a 105-minute time limit. This format applies to both Property and Casualty.

What score is required to pass Tennessee Property and Casualty exams?

Tennessee requires a score of 70 to pass each line exam. Passing one line does not automatically satisfy the other line.

What are Tennessee's current minimum auto liability limits?

Tennessee minimum liability limits are 25/50/25, and an alternative financial-responsibility method includes a $65,000 bond or cash deposit.

What are key Tennessee workers compensation thresholds tested on the exam?

For most non-construction employers, coverage is generally required at 5 or more employees. Construction and coal mining employers generally require workers compensation coverage with 1 or more employees.

What continuing education is required after Tennessee producer licensure?

Tennessee producers generally complete 24 CE hours every two years, including 3 ethics hours. Missing the ethics component can block compliant renewal.

TN Property & Casualty Resources