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198+ Free TN Property & Casualty Practice Questions

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Which Tennessee agency regulates property and casualty insurance producers and insurers?

A
B
C
D
to track
2026 Statistics

Key Facts: TN Property & Casualty Exam

77 Q

Questions Per Line Exam

Pearson VUE TN handbook

68 + 9

Scored + Pretest Per Line

Pearson VUE TN content outline

105 min

Time Per Line Exam

Pearson VUE TN handbook

70

Passing Score Per Line

Pearson VUE TN handbook

$55 / $80

Single / Combined Reservation

Pearson VUE TN handbook

25/50/25

TN Auto Minimums

Tennessee financial responsibility law

Tennessee uses two separate producer exams, each with 77 total questions (68 scored + 9 pretest), 105 minutes, and a passing score of 70. Pearson VUE lists $55 per line or an $80 combined reservation. Tennessee-specific content includes TDCI regulation, common insurance law under Title 56, and line-law items such as auto financial responsibility and workers compensation requirements.

Sample TN Property & Casualty Practice Questions

Try these sample questions to test your TN Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 198+ question experience with AI tutoring.

1Which Tennessee agency regulates property and casualty insurance producers and insurers?
A.Tennessee Department of Revenue
B.Tennessee Department of Commerce and Insurance (TDCI)
C.Tennessee Department of Financial Institutions
D.Tennessee Office of the Attorney General
Explanation: The Tennessee Department of Commerce and Insurance (TDCI) is the state insurance regulator. It oversees producer licensing, market conduct, and insurer compliance in Tennessee.
2In Tennessee, are Property and Casualty licensing exams administered as one combined test or as separate tests?
A.One combined test only
B.Separate Property and separate Casualty tests
C.One test for residents and two tests for nonresidents
D.No exam is required for either line
Explanation: Tennessee treats Property and Casualty as separate licensing exams. Candidates may choose to schedule each line individually or reserve both together.
3How many total questions are on each Tennessee Property or Casualty licensing exam?
A.70
B.75
C.77
D.80
Explanation: Each Tennessee Property exam and each Tennessee Casualty exam has 77 total questions. That total includes scored and pretest items.
4What is the scored versus pretest breakdown on each Tennessee Property or Casualty exam?
A.68 scored and 9 pretest
B.70 scored and 7 pretest
C.72 scored and 5 pretest
D.77 scored and 0 pretest
Explanation: Each exam contains 68 scored questions and 9 pretest questions. Pretest questions are being evaluated for future use and do not count toward your score.
5What is the time limit for each Tennessee Property or Casualty licensing exam?
A.90 minutes
B.100 minutes
C.105 minutes
D.120 minutes
Explanation: Tennessee allows 105 minutes for each line exam. This time applies separately to the Property exam and to the Casualty exam.
6What is the passing score for Tennessee Property and Tennessee Casualty licensing exams?
A.65
B.70
C.72
D.75
Explanation: The passing score is 70 for each Tennessee line exam. You must meet that standard on each separate exam you take.
7What is the exam fee in Tennessee when a candidate registers for only one line (Property or Casualty)?
A.$45
B.$50
C.$55
D.$80
Explanation: Tennessee charges $55 for each single-line exam reservation. That fee applies whether the line is Property or Casualty.
8What is the Tennessee reservation fee when scheduling both Property and Casualty exams together?
A.$80
B.$90
C.$100
D.$110
Explanation: Tennessee lists an $80 combined property-plus-casualty reservation option. This is lower than paying two separate $55 reservations.
9In Tennessee, how many continuing education hours are generally required every two years for a producer?
A.12 hours
B.18 hours
C.24 hours
D.30 hours
Explanation: Tennessee generally requires 24 hours of CE every two years. This standard applies to producer license maintenance.
10Within Tennessee's 24-hour CE requirement, how many hours must be ethics?
A.1 hour
B.2 hours
C.3 hours
D.6 hours
Explanation: Tennessee requires 3 hours of ethics as part of the 24-hour CE cycle. Ethics is included within the total, not added on top of it.

About the TN Property & Casualty Exam

Tennessee licenses full Property and Casualty producer authority through separate Property and Casualty exams. Tested content combines national policy concepts with Tennessee law, including TDCI authority, Title 56 producer regulation, 25/50/25 auto minimums, workers compensation thresholds, unfair trade practices, and guaranty-association fundamentals.

Questions

154 scored questions

Time Limit

3 hours 30 minutes total (105 minutes per line exam)

Passing Score

70 (each line exam)

Exam Fee

$55 per line ($80 combined reservation) (Tennessee Department of Commerce & Insurance (TDCI) / Pearson VUE)

TN Property & Casualty Exam Content Outline

37%

National Property Content

Property policy types, terms, and policy provisions from the Tennessee Property general section (50 scored questions).

37%

National Casualty Content

Casualty policy types, terms, and policy provisions from the Tennessee Casualty general section (50 scored questions).

21%

Tennessee Common Insurance Law

TDCI authority, producer licensing, CE, unfair trade practices, and other law topics tested in both state sections (14 scored questions per line).

6%

Tennessee Line-Specific Law

Tennessee property-law and casualty-law topics tested as 4 scored state questions per line exam.

How to Pass the TN Property & Casualty Exam

What You Need to Know

  • Passing score: 70 (each line exam)
  • Exam length: 154 questions
  • Time limit: 3 hours 30 minutes total (105 minutes per line exam)
  • Exam fee: $55 per line ($80 combined reservation)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

TN Property & Casualty Study Tips from Top Performers

1Treat Tennessee as a two-exam path and prepare Property and Casualty line content separately
2Memorize official logistics first: 77 total questions, 105 minutes, and 70 passing score per line exam
3Master Tennessee law topics heavily tested in both state sections: licensing, CE, unfair practices, and producer conduct
4Know Tennessee auto financial responsibility numbers cold: 25/50/25 and the $65,000 bond/cash alternative
5Practice mixed scenarios on workers compensation thresholds (5+ most employers; 1+ construction/coal mining)

Frequently Asked Questions

Is Tennessee a single combined P&C exam?

No. Tennessee uses separate Property and Casualty producer exams. You can reserve both together, but each line is tested and scored separately.

How many questions and how much time are on each Tennessee line exam?

Each Tennessee line exam has 77 total questions (68 scored plus 9 pretest) with a 105-minute time limit. This format applies to both Property and Casualty.

What score is required to pass Tennessee Property and Casualty exams?

Tennessee requires a score of 70 to pass each line exam. Passing one line does not automatically satisfy the other line.

What are Tennessee's current minimum auto liability limits?

Tennessee minimum liability limits are 25/50/25, and an alternative financial-responsibility method includes a $65,000 bond or cash deposit.

What are key Tennessee workers compensation thresholds tested on the exam?

For most non-construction employers, coverage is generally required at 5 or more employees. Construction and coal mining employers generally require workers compensation coverage with 1 or more employees.

What continuing education is required after Tennessee producer licensure?

Tennessee producers generally complete 24 CE hours every two years, including 3 ethics hours. Missing the ethics component can block compliant renewal.