Free Tennessee Life & Health Exam Prep
Tennessee Life, Accident, and Health Insurance
Prepare for the Tennessee Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Tennessee Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Tennessee replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Tennessee health insurance regulations.
Tennessee Laws & Regulations
Focus on Tennessee-specific content: TDCI regulations, Tennessee Insurance Code (Title 56), TNLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Tennessee Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No mandatory pre-license education in Tennessee
- •Pre-license courses are recommended but not required by TDCI
- •Fingerprinting required after passing the licensing exam
- •10-day wait required after first exam failure
- •30-day wait required after subsequent exam failures
- •CE requirements: 24 hours per 2-year period (including ethics)
Free Tennessee Life & Health Prep Tools
Reported exam pass rate: ~65-70% (first attempt). Check the exam sponsor for the latest official figure.
624+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Tennessee Life & Health Insurance Exam Overview
1 sections
National Portion: Insurance & Risk Fundamentals
5 sections
National Portion: Life Insurance Basics
4 sections
National Portion: Interest-Sensitive & Variable Life
4 sections
National Portion: Life Policy Provisions & Options
4 sections
National Portion: Life Riders & Underwriting
4 sections
National Portion: Annuities - Structure & Types
4 sections
National Portion: Annuities - Payout, Uses & Suitability
3 sections
National Portion: Life & Annuity Taxation, Group, and Retirement
4 sections
National Portion: Health Insurance Basics
4 sections
National Portion: Disability Income Insurance
4 sections
National Portion: Health Policy Provisions & Clauses
4 sections
National Portion: Group Health & Employer Plans
4 sections
National Portion: Senior & Government Health Programs
4 sections
National Portion: Long-Term Care & Supplemental Health
4 sections
National Portion: Affordable Care Act & Individual Market
3 sections
National Portion: Underwriting, Producers & Claims
3 sections
National Portion: Insurance Regulation & Licensing
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Tennessee Insurance Regulation & Licensing
3 sections
Chapter 2: Tennessee Life Insurance Laws
3 sections
Chapter 3: Tennessee Health Insurance Laws
3 sections
Chapter 4: Tennessee Insurance Ethics & Prohibited Practices
3 sections
Tennessee Life & Health-Specific Topics Covered
Tennessee Life & Health Exam Details
Tennessee Life, Accident, and Health Insurance
Administered by Tennessee Department of Commerce and Insurance (TDCI)
Exam Content Breakdown
Based on the official Tennessee Department of Commerce and Insurance (TDCI) content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: TDCI regulations, TNLIGA, unfair practices, licensing
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the Tennessee Life & Health?
After passing the Tennessee Life & Health, you can pursue these career paths
Tennessee Life & Health Exam FAQ
Official Tennessee Department of Commerce and Insurance (TDCI) Resources
Verify information with these official sources
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Ready to Start Your Free Tennessee Life & Health Prep?
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