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Free New Hampshire P&C Exam Prep

New Hampshire Property & Casualty Insurance

Prepare for the New Hampshire P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

New Hampshire Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

New Hampshire P&C RegulationsYou are here

Study NH-specific laws including NHID regulations, financial responsibility law (NO mandatory auto insurance!), 25/50/25 post-incident requirements, and winter weather coverage.

15
hours
3

New Hampshire Property Insurance

Learn homeowners requirements (not legally required), winter weather perils (ice dams), and NH-specific property regulations.

10
hours
4

Approved Pre-License Course

Complete an approved pre-license education course. No specific hour requirement - just must be an approved course.

Varies
hours
Estimated total study time
50 hours
That's about 5 weeks at 10 hours/week

Can You Take the New Hampshire P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
Approved pre-license education course required (no hour minimum)
Background Check
May be required for certain applicants
Fingerprinting
Not required for standard P&C license
Additional Requirements
  • Can take combined exam (150 questions, $65) or separate exams (100 each, $50 each)
  • Exam via Prometric (test center or remote proctored)
  • Review NH Insurance Licensing Information Bulletin before testing
  • 24-hour wait between exam retakes
  • No limit on number of exam attempts
  • CPCU designees only need to take NH Laws & Regulations exam

New Hampshire P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

Prometric

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

Not available in New Hampshire

Total Cost Breakdown

Exam Fee$65 combined ($50 single line)
Application Fee$210
Fingerprint FeeNot required
Pre-License EducationVaries (approved course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$280-350

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - only need NH Laws & Regulations exam

Why Choose Us

Free New Hampshire P&C Prep Tools

Reported exam pass rate: ~65-70% (varies by attempt). Check the exam sponsor for the latest official figure.

386+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

24 chapters covering the exam topics in this guide

1

Standalone Coverage Map

1 sections

2

Introduction: New Hampshire Property & Casualty Insurance Exam Overview

1 sections

3

National Portion: Insurance Fundamentals

5 sections

4

National Portion: Property Insurance Concepts

5 sections

5

National Portion: Dwelling Policies (DP)

4 sections

6

National Portion: Homeowners Policies - Forms & Section I

4 sections

7

National Portion: Homeowners Policies - Section II & Endorsements

3 sections

8

National Portion: Personal Auto Policy - Liability & Injury

4 sections

9

National Portion: Personal Auto Policy - Physical Damage & Duties

3 sections

10

National Portion: Liability Insurance Concepts

4 sections

11

National Portion: Commercial Property Insurance

5 sections

12

National Portion: Commercial General Liability - Coverages

3 sections

13

National Portion: Commercial General Liability - Limits, Triggers & Exclusions

3 sections

14

National Portion: Commercial Auto Insurance

5 sections

15

National Portion: Workers Compensation

5 sections

16

National Portion: Other Commercial Lines - BOP, Crime & Marine

4 sections

17

National Portion: Other Commercial Lines - Specialty & Professional

4 sections

18

National Portion: Other Commercial Lines - Surety, Flood & Specialty

3 sections

19

National Portion: Insurance Regulation & Market Conduct

3 sections

20

National Portion: Ethics & Unfair Trade Practices

3 sections

21

Chapter 1: New Hampshire P&C Insurance Regulation & Licensing

3 sections

22

Chapter 2: New Hampshire Property Insurance

2 sections

23

Chapter 3: New Hampshire Auto & Casualty Insurance

2 sections

24

Chapter 4: New Hampshire Ethics & Professional Conduct

2 sections

New Hampshire P&C-Specific Topics Covered

New Hampshire Insurance Department (NHID) RegulationsCompetitive Rating System (no prior approval)New Hampshire Insurance CodeNO Mandatory Auto Insurance (Financial Responsibility Law)Financial Responsibility (25/50/25 after incidents)Winter Weather Perils (Ice Dams, Frozen Pipes)Workers' Compensation RequirementsProducer Licensing RequirementsContinuing Education (24 hours/2 years, 3 ethics)Prometric Test AdministrationCPCU Designation Exemption

New Hampshire P&C Exam Details

New Hampshire Property & Casualty Insurance

Administered by New Hampshire Insurance Department (NHID)

Official Source
70%
Passing Score
150
Questions
2
Hours
$65 combined exam ($50 single line) + $210 application + $5.60 NIPR
Exam Fee
Study time: 40-60 hours
Prerequisites: Approved pre-license education course (no specific hour requirement)

Exam Content Breakdown

Based on the official New Hampshire Insurance Department (NHID) content outline

NH Regulation15%

NHID structure, competitive rating, no prior approval, licensing

Property Insurance Laws25%

Winter weather, ice dams, homeowners (NOT legally required)

Casualty Insurance Laws35%

NO mandatory insurance, financial responsibility 25/50/25 after incidents

Ethics & Prohibited Practices25%

CE 24hrs/2yrs (3 ethics), reasonable person standard, producer conduct

What's Included

24 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
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What's Next After the New Hampshire P&C?

After passing the New Hampshire P&C, you can pursue these career paths

New Hampshire P&C Exam FAQ

Official New Hampshire Insurance Department (NHID) Resources

Verify information with these official sources

More Free Resources

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