Standalone Coverage Map
Key Takeaways
- The NH P&C exam has two parts: a larger national (general) portion and a New Hampshire state-law portion; this guide covers both.
- Each national unit maps to one official blueprint domain, from insurance fundamentals through commercial lines and regulation.
- Four New Hampshire chapters cover state statutes, producer licensing, policy provisions, and unfair trade practices.
- Study national units in order first, then the NH chapters, since most state questions add a Granite State detail to a national rule.
- Allocate roughly 70 percent of study time to national content and 30 percent to New Hampshire law.
The New Hampshire Property & Casualty producer licensing exam is built in two parts. The first and larger part is the national (general) portion, which tests the universal P&C knowledge every producer must master regardless of state. The second is the New Hampshire state-law portion, covering statutes, licensing rules, and Department of Insurance regulation specific to the Granite State.
This guide is standalone-complete. You do not need a second textbook. Every chapter below maps to an official exam blueprint domain, so you can study front-to-back and walk into the testing center prepared for both the national and the state questions in a single pass.
The national portion follows the same blueprint used across most states: insurance fundamentals; property risk concepts (including coinsurance and actual cash value); dwelling and homeowners policies; personal auto; liability concepts; commercial property; the CGL; commercial auto; workers compensation; and other commercial lines such as BOP, crime, marine, farm, umbrella, professional liability, surety, and the NFIP. The state portion covers New Hampshire insurance law, producer licensing, and ethics.
Blueprint-to-Chapter Map
| Official Blueprint Domain | Where Covered in This Guide |
|---|---|
| Insurance fundamentals (risk, contract law, agency) | National Portion - Unit 1 |
| Property concepts (coinsurance, ACV, replacement cost) | National Portion - Unit 2 |
| Dwelling policy (DP forms) | National Portion - Unit 3 |
| Homeowners policy (HO forms) | National Portion - Unit 4 |
| Personal auto policy (PAP) | National Portion - Unit 5 |
| Liability concepts (negligence, torts, damages) | National Portion - Unit 6 |
| Commercial property | National Portion - Unit 7 |
| Commercial general liability (CGL) | National Portion - Unit 8 |
| Commercial auto (BAP) | National Portion - Unit 9 |
| Workers compensation | National Portion - Unit 10 |
| Other commercial lines (BOP, crime, marine, farm, umbrella, professional, surety) | National Portion - Unit 11 |
| Flood insurance (NFIP) | National Portion - Unit 11 |
| Insurance regulation and producer ethics | National Portion - Unit 12 |
| New Hampshire insurance law and statutes | NH Chapter 1 |
| New Hampshire producer licensing rules | NH Chapter 2 |
| New Hampshire policy provisions and consumer protections | NH Chapter 3 |
| New Hampshire unfair trade practices and ethics | NH Chapter 4 |
Suggested Study Sequence
Work the national units in order first. Units 1 and 2 build the vocabulary and math (coinsurance, ACV) that everything else depends on, so do not skip ahead. Personal lines (Units 3-6) come before commercial lines (Units 7-11) because the concepts scale up naturally from home and auto to business exposures.
Finish the national side with Unit 12 on regulation and ethics. That unit is the bridge: it frames the general regulatory ideas that the New Hampshire chapters then make state-specific.
Study the four New Hampshire chapters last, while the national framework is fresh. Many state questions are simply the national rule plus a Granite State number or deadline, so learning the general concept first makes the state detail easy to attach.
Close with mixed review. Re-test yourself across both portions together, because the real exam interleaves national and state items rather than separating them. Budget roughly 70 percent of your time on national material and 30 percent on New Hampshire law, mirroring the typical question split.