Free North Dakota P&C Exam Prep
North Dakota Property & Casualty Insurance
Pass your North Dakota P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
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North Dakota Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.
North Dakota P&C RegulationsYou are here
Study North Dakota-specific laws including elected Commissioner regulations, file-and-use rate system, 25/50/25 auto liability minimums, and WSI monopolistic workers' comp.
North Dakota Property Insurance
Learn homeowners requirements, hail and tornado coverage, farm and agricultural coverage, and North Dakota-specific property regulations.
Practice Exams
Complete practice exams for both Property (110 questions) and Casualty (110 questions) sections. Note: Exams are long (5 hours total)!
Can You Take the North Dakota P&C Exam?
Check if you meet the basic eligibility requirements
- •Property exam: 110 scored questions across 10 sections, 150 minutes
- •Casualty exam: 110 scored questions across 10 sections, 150 minutes
- •Exam via PSI (different from most states using Pearson VUE)
- •Fingerprinting must be done with check/money order payable to ND Attorney General
- •Exam scores valid for 1 year - must apply within that time
- •Initial license fee is $100
- •Birth month renewal (biennial)
North Dakota P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; 1 year to apply after passing
Temporary License
Not available in North Dakota
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free North Dakota P&C Prep That Actually Works
The official pass rate is ~50-70% first-time (national average). Our students do better.
384+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
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What You'll Study
24 chapters covering everything you need to pass
Standalone Coverage Map
1 sections
National Portion: Insurance Fundamentals
5 sections
National Portion: Property Insurance Concepts
5 sections
National Portion: Dwelling Policies (DP)
4 sections
National Portion: Homeowners Policies - Forms & Section I
4 sections
National Portion: Homeowners Policies - Section II & Endorsements
3 sections
National Portion: Personal Auto Policy - Liability & Injury
4 sections
National Portion: Personal Auto Policy - Physical Damage & Duties
3 sections
National Portion: Liability Insurance Concepts
4 sections
National Portion: Commercial Property Insurance
5 sections
National Portion: Commercial General Liability - Coverages
3 sections
National Portion: Commercial General Liability - Limits, Triggers & Exclusions
3 sections
National Portion: Commercial Auto Insurance
5 sections
National Portion: Workers Compensation
5 sections
National Portion: Other Commercial Lines - BOP, Crime & Marine
4 sections
National Portion: Other Commercial Lines - Specialty & Professional
4 sections
National Portion: Other Commercial Lines - Surety, Flood & Specialty
3 sections
National Portion: Insurance Regulation & Market Conduct
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Introduction: North Dakota Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: North Dakota P&C Insurance Regulation & Licensing
3 sections
Chapter 2: North Dakota Property Insurance
2 sections
Chapter 3: North Dakota Auto & Casualty Insurance
2 sections
Chapter 4: North Dakota Ethics & Professional Conduct
2 sections
North Dakota P&C-Specific Topics Covered
North Dakota P&C Exam Details
North Dakota Property & Casualty Insurance
Administered by North Dakota Insurance Department
Exam Content Breakdown
Based on the official North Dakota Insurance Department content outline
Insurance Dept structure, elected Commissioner, file-and-use rates
Hail, tornado, farm/agricultural coverage
Auto 25/50/25 minimums, WSI monopolistic workers' comp
CE 24hrs/2yrs (3 ethics), fiduciary duties, producer conduct
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
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What's Next After the North Dakota P&C?
After passing the North Dakota P&C, you can pursue these career paths
North Dakota P&C Exam FAQ
Official North Dakota Insurance Department Resources
Verify information with these official sources
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