200+ Free ND Property & Casualty Practice Questions
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Key Facts: ND Property & Casualty Exam
110
Questions Per Line Exam
ND PSI outlines
150 min
Time Per Line Exam
ND PSI bulletin
70%
Passing Standard
ND PSI bulletin
$64
Fee Per Line Exam
ND PSI bulletin
25/50/25
ND Auto Minimums
North Dakota Insurance Department
$30,000
Basic No-Fault PIP
NDCC Chapter 26.1-41 / NDDI consumer guidance
WSI
Workers Comp System
Workforce Safety & Insurance
North Dakota uses separate Property and Casualty producer exams, each with 110 total questions in 150 minutes and a 70% passing standard (77/110). Exam fees are $64 per line. State law carries substantial weight across both outlines, including licensing duties, unfair practices, auto financial responsibility (25/50/25), mandatory UM/UIM, no-fault PIP at $30,000, and North Dakota's monopolistic WSI workers compensation system.
About the ND Property & Casualty Exam
North Dakota licenses Property and Casualty authority through separate PSI exams for each line. The exam path combines national coverage concepts with heavily weighted North Dakota law and producer regulation under NDCC Title 26.1, plus state-specific auto, claims, and workers compensation rules.
Questions
220 scored questions
Time Limit
150 minutes per exam (300 minutes total)
Passing Score
70% (77/110 per exam)
Exam Fee
$64 per exam (North Dakota Insurance Department / PSI)
ND Property & Casualty Exam Content Outline
North Dakota Law and Producer Regulation
Insurance Department authority, producer licensing/renewal, CE, unfair practices, and state property/casualty statutes across both line exams
Property Policies and Coverages
Property policy concepts, dwelling and homeowners forms, commercial property, BOP, and other property coverages
Casualty Policies and Coverages
Casualty policy concepts, personal auto, commercial auto, CGL, workers compensation, and other casualty coverages
General Insurance Concepts
Core insurance principles, policy structure, legal concepts, and common coverage mechanics appearing in both outlines
Federal Insurance Law Topics
Limited federal-law questions such as consumer privacy and credit reporting obligations tested in state outlines
How to Pass the ND Property & Casualty Exam
What You Need to Know
- Passing score: 70% (77/110 per exam)
- Exam length: 220 questions
- Time limit: 150 minutes per exam (300 minutes total)
- Exam fee: $64 per exam
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
ND Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
Is North Dakota a combined Property & Casualty exam?
No. North Dakota uses separate Property and Casualty line exams through PSI. Each line exam has 110 total questions and a 150-minute time limit.
What score is required to pass North Dakota Property or Casualty?
Each North Dakota line exam uses a 70% passing standard, which is typically 77 correct out of 110 total questions.
How much does North Dakota P&C testing cost?
PSI lists a $64 fee per line exam. Taking both Property and Casualty therefore requires two exam registrations.
What are the key North Dakota auto numbers to memorize?
North Dakota minimum auto liability limits are 25/50/25. North Dakota also requires UM/UIM in connection with auto liability coverage and includes no-fault PIP medical/rehabilitation benefits up to $30,000 per person.
Does North Dakota require pre-licensing education for P&C?
No. North Dakota does not require pre-licensing education before taking producer line exams, but candidates still need to pass the exams and complete licensing steps.
How is workers compensation different in North Dakota?
North Dakota is a monopolistic workers compensation state. Coverage is generally obtained through Workforce Safety & Insurance (WSI), not private workers compensation carriers.