Free LA Life & Health Exam Prep
Louisiana Life, Health and Accident or Sickness (Series 103)
Prepare for the LA Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Louisiana Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Memorize Series 103 Logistics and Blueprint
Lock in core exam facts: 150 questions, 160 minutes, 70% passing score, and the heavy 23% Louisiana regulation weighting.
Master Life and Annuity CoreYou are here
Build strong command of life policy structures, provisions, beneficiary/ownership rules, replacement logic, and annuity concepts.
Master Health, Disability, and Senior Coverage
Focus on health provisions, disability income, group plans, Medicare supplement, and long-term care concepts with scenario practice.
Louisiana Law and Compliance Drill
Finish with Title 22 producer-law topics, unfair-practice enforcement, CE/renewal workflow, annuity/LTC training rules, and timed mixed sets.
Can You Take the LA Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Pass Series 103 with at least a 70% score
- •Apply for resident producer licensing through NIPR after passing
- •PSI bulletin states remote testing ended July 8, 2024 (onsite testing only)
- •Retakes are permitted with no stated attempt cap within the one-year eligibility period
- •Resident life/health producers generally complete 24 CE hours including 3 ethics hours (plus 2 legislative-update hours effective with July 2027 renewals)
LA Life & Health Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
PSI bulletin states there is no limit on attempts within the one-year eligibility period; same-day retesting is not available and each attempt requires a new fee.
Total Cost Breakdown
Free LA Life & Health Prep Tools
Reported exam pass rate: Not publicly reported by LDI/PSI. Check the exam sponsor for the latest official figure.
722+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
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What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: Louisiana Life & Health Insurance Exam Overview
1 sections
National Portion: Insurance & Risk Fundamentals
5 sections
National Portion: Life Insurance Basics
4 sections
National Portion: Interest-Sensitive & Variable Life
4 sections
National Portion: Life Policy Provisions & Options
4 sections
National Portion: Life Riders & Underwriting
4 sections
National Portion: Annuities - Structure & Types
4 sections
National Portion: Annuities - Payout, Uses & Suitability
3 sections
National Portion: Life & Annuity Taxation, Group, and Retirement
4 sections
National Portion: Health Insurance Basics
4 sections
National Portion: Disability Income Insurance
4 sections
National Portion: Health Policy Provisions & Clauses
4 sections
National Portion: Group Health & Employer Plans
4 sections
National Portion: Senior & Government Health Programs
4 sections
National Portion: Long-Term Care & Supplemental Health
4 sections
National Portion: Affordable Care Act & Individual Market
3 sections
National Portion: Underwriting, Producers & Claims
3 sections
National Portion: Insurance Regulation & Licensing
3 sections
National Portion: Ethics & Unfair Trade Practices
3 sections
Chapter 1: Louisiana Insurance Regulation & Licensing
3 sections
Chapter 2: Louisiana Life Insurance Laws
3 sections
Chapter 3: Louisiana Health Insurance Laws
3 sections
Chapter 4: Louisiana Insurance Ethics & Prohibited Practices
3 sections
LA Life & Health-Specific Topics Covered
LA Life & Health Exam Details
Louisiana Life, Health and Accident or Sickness (Series 103)
Administered by Louisiana Department of Insurance (LDI) / PSI
Exam Content Breakdown
Based on the official Louisiana Department of Insurance (LDI) / PSI content outline
Title 22 producer law: licensing/maintenance, commissioner authority, appointments, replacement, advertising, unfair practices, and guaranty-association restrictions
Life basics, policy types, policy provisions/options/riders, beneficiary/ownership concepts, nonforfeiture, and annuity principles and uses
Individual and group health provisions, disability income, medical plans, Medicare supplement, and long-term care concepts
General insurance concepts, federal overlays (FCRA, GLBA, 18 USC 1033/1034, Do Not Call), and federal tax treatment of life/health products
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
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What's Next After the LA Life & Health?
After passing the LA Life & Health, you can pursue these career paths
LA Life & Health Exam FAQ
Official Louisiana Department of Insurance (LDI) / PSI Resources
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