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Free LA Life & Health Exam Prep

Louisiana Life, Health and Accident or Sickness (Series 103)

Pass your LA Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

Quick Facts

5
Chapters
13
Sections
$0
Our Cost
Updated January 2026
Start Chapter 1

Louisiana Life & Health Insurance

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LOUISIANA LIFE AND HEALTH INSURANCE LICENSE EXAM PREP: Complete Exam Prep With Practice Questions and Expert Strategies (United States Life and Health Insurance license Exam Prep 2026/2027)

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Your Study Path

Louisiana Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Memorize Series 103 Logistics and Blueprint

Lock in core exam facts: 150 questions, 160 minutes, 70% passing score, and the heavy 23% Louisiana regulation weighting.

10
hours
2

Master Life and Annuity CoreYou are here

Build strong command of life policy structures, provisions, beneficiary/ownership rules, replacement logic, and annuity concepts.

28
hours
3

Master Health, Disability, and Senior Coverage

Focus on health provisions, disability income, group plans, Medicare supplement, and long-term care concepts with scenario practice.

24
hours
4

Louisiana Law and Compliance Drill

Finish with Title 22 producer-law topics, unfair-practice enforcement, CE/renewal workflow, annuity/LTC training rules, and timed mixed sets.

18
hours
Estimated total study time
80 hours
That's about 8 weeks at 10 hours/week

Can You Take the LA Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No prelicensing-hour requirement is listed for Life, Health and Accident or Sickness (Series 103)
Background Check
First-time resident producer applicants must complete fingerprint-based criminal background processing
Fingerprinting
IdentoGO/Idemia service code 27N339; Livescan fee is listed as $60.75
Additional Requirements
  • •Pass Series 103 with at least a 70% score
  • •Apply for resident producer licensing through NIPR after passing
  • •PSI bulletin states remote testing ended July 8, 2024 (onsite testing only)
  • •Retakes are permitted with no stated attempt cap within the one-year eligibility period
  • •Resident life/health producers generally complete 24 CE hours including 3 ethics hours (plus 2 legislative-update hours effective with July 2027 renewals)

LA Life & Health Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

PSI

In-Person Only
Schedule Your Exam

Retake Policy

PSI bulletin states there is no limit on attempts within the one-year eligibility period; same-day retesting is not available and each attempt requires a new fee.

Total Cost Breakdown

Exam Fee$58
Application Fee$75 (NIPR state fee for producer all LOAs excluding surplus lines)
Fingerprint Fee$60.75 (LDI/IdentoGO Livescan)
Total Estimated Cost$193.75+ before NIPR transaction fees and optional costs
Why Choose Us

Free LA Life & Health Prep That Actually Works

The official pass rate is Not publicly reported by LDI/PSI. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

1

Introduction: Louisiana Life & Health Insurance Exam Overview

1 sections

2

Chapter 1: Louisiana Insurance Regulation & Licensing

3 sections

3

Chapter 2: Louisiana Life Insurance Laws

3 sections

4

Chapter 3: Louisiana Health Insurance Laws

3 sections

5

Chapter 4: Louisiana Insurance Ethics & Prohibited Practices

3 sections

LA Life & Health-Specific Topics Covered

Louisiana Title 22 producer licensing and maintenance rulesSeries 103 exam structure: 150 questions, 160 minutes, 70% passing scoreNo prelicensing-hour requirement for Series 103 under current PSI/LDI bulletin guidanceOnsite-only testing since July 8, 2024 (remote testing discontinued)Fingerprint workflow using IdentoGO service code 27N339 and listed $60.75 feeProducer renewal cycle by birth month and odd/even license number yearProducer renewal fee update effective January 2026 ($75 + late penalties as applicable)Regulation 89 annuity best-interest training enhancements effective September 20, 2024LTC training requirement under La. R.S. 22:1575 (8-hour initial + 4 hours every 2 years)CE update effective with July 2027 renewals adding 2 hours of legislative updates

LA Life & Health Exam Details

Louisiana Life, Health and Accident or Sickness (Series 103)

Administered by Louisiana Department of Insurance (LDI) / PSI

Official Source
70%
Passing Score
150
Questions
160
Minutes
$58 exam fee
Exam Fee
Study time: 60-90 hours
Prerequisites: No prelicensing-hour requirement is listed for Series 103; candidates must pass the exam and complete Louisiana resident licensing and fingerprint/background requirements

Exam Content Breakdown

Based on the official Louisiana Department of Insurance (LDI) / PSI content outline

Louisiana Insurance Regulation23%

Title 22 producer law: licensing/maintenance, commissioner authority, appointments, replacement, advertising, unfair practices, and guaranty-association restrictions

Life Insurance and Annuities42%

Life basics, policy types, policy provisions/options/riders, beneficiary/ownership concepts, nonforfeiture, and annuity principles and uses

Health and Disability Content25%

Individual and group health provisions, disability income, medical plans, Medicare supplement, and long-term care concepts

General/Federal Rules and Taxation10%

General insurance concepts, federal overlays (FCRA, GLBA, 18 USC 1033/1034, Do Not Call), and federal tax treatment of life/health products

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the LA Life & Health?

After passing the LA Life & Health, you can pursue these career paths

Life & Health

Strengthen national life and health fundamentals

Louisiana Property & Casualty

Add Louisiana property and casualty authority

NMLS

Expand into mortgage licensing

LA Life & Health Exam FAQ

Official Louisiana Department of Insurance (LDI) / PSI Resources

Verify information with these official sources

PSI Louisiana Insurance PortalPSI Louisiana Series 103 Test DetailsPSI Series 103 Content Outline (Life, Health and Accident or Sickness)PSI Louisiana Candidate Information BulletinLDI License ApplicationLDI Producer/Adjuster RenewalsLDI Continuing Education RequirementsLDI Annuity Training RequirementsLDI Long-Term Care Training RequirementsLDI Fingerprinting Instructions (Service Code 27N339)NIPR Louisiana Resident Licensing (Individual)

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