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Questions by Category

La-Lh-Health-Laws66 questions
La-Lh-Regulation63 questions
La-Lh-Life-Laws55 questions
La-Lh-Ethics16 questions
2026 Statistics

Key Facts: LA Life & Health Exam

150

Exam Questions

PSI Series 103 content outline

160 min

Exam Time

PSI Series 103 content outline

70%

Passing Score

PSI Series 103 content outline

$58

Exam Fee

PSI test details page

23%

LA Regulation Weight

PSI Series 103 outline domain weighting

Jul 8, 2024

Remote Testing Ended

PSI Louisiana candidate bulletin

Series 103 is 150 questions with a 160-minute time limit, 70% passing score, and a $58 PSI fee. Louisiana currently lists no prelicensing-hour requirement for this line, but first-time resident applicants must complete fingerprint/background steps and submit licensing through NIPR. Remote testing ended on July 8, 2024, so candidates test at PSI centers.

About the LA Life & Health Exam

Louisiana Series 103 is a combined life and health producer exam that blends national product knowledge with Louisiana-specific producer law and conduct rules under Title 22 and LDI regulations.

Questions

150 scored questions

Time Limit

160 minutes (2 hours 40 minutes)

Passing Score

70% (105/150)

Exam Fee

$58 (Louisiana Department of Insurance (LDI) / PSI)

LA Life & Health Exam Content Outline

23%

Louisiana Insurance Regulation

Producer licensing and maintenance, commissioner authority, appointments, advertising, replacement, unfair practices, and Louisiana guaranty-association restrictions

42%

Life Insurance and Annuities

Life basics, policy types, policy provisions/riders/options, beneficiary rules, nonforfeiture, and annuity principles and uses

25%

Health and Disability Coverage

Individual/group health provisions, disability income, medical plans, Medicare supplement, long-term care, and senior-market concepts

10%

General/Federal Rules and Taxation

General insurance concepts, federal overlays (FCRA, GLBA, Do Not Call, 18 USC 1033/1034), and federal tax treatment for life/health products

How to Pass the LA Life & Health Exam

What You Need to Know

  • Passing score: 70% (105/150)
  • Exam length: 150 questions
  • Time limit: 160 minutes (2 hours 40 minutes)
  • Exam fee: $58

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

LA Life & Health Study Tips from Top Performers

1Memorize exam logistics first: 150 questions, 160 minutes, 70% passing, $58 fee, and onsite PSI testing only.
2Prioritize Louisiana regulation early because the state-law section is heavily weighted at 23% of the official outline.
3Drill life policy provisions, annuities, and replacement scenarios; these are high-frequency application questions.
4Use targeted health practice for Medicare supplement, LTC, disability, and group coverage concepts where distractors are close.
5Review misses by statute/rule theme (Title 22, LDI regulations, federal overlays) instead of only by product type.

Frequently Asked Questions

How many questions and how much time are on Louisiana Series 103?

The PSI Louisiana content outline lists 150 total questions with 160 minutes of testing time for Life, Health and Accident or Sickness (Series 103).

What score is required to pass and what does the exam cost?

Louisiana Series 103 uses a 70% passing standard, and PSI currently lists a $58 exam fee (with the same fee for retakes).

Does Louisiana require prelicensing education before Series 103?

Current PSI/LDI candidate guidance states there are no prelicensing-hour requirements for this exam line.

Is remote testing still available for Louisiana insurance licensing exams?

No. PSI’s Louisiana candidate bulletin states remote testing ended effective July 8, 2024, and exams are administered at PSI testing locations.

What fingerprinting details are most test-relevant?

First-time resident producer applicants are generally fingerprinted through IdentoGO using service code 27N339, with state/federal Livescan fee guidance currently listed at $60.75.

What CE applies after licensure for life/health producers in Louisiana?

Louisiana generally requires 24 CE hours including 3 ethics hours. LDI also published a July 2027 update adding 2 hours of legislative-update content to the 24-hour framework.

LA Life & Health Resources