200+ Free LA Life & Health Practice Questions

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Question 1

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Which Louisiana agency regulates insurance producers and insurers for the Series 103 line?

Louisiana Department of Revenue

Louisiana Department of Insurance (LDI)

Louisiana Secretary of State

Louisiana Office of Motor Vehicles

to track

2026 Statistics

Key Facts: LA Life & Health Exam

150

Exam Questions

PSI Series 103 content outline

160 min

Exam Time

PSI Series 103 content outline

70%

Passing Score

PSI Series 103 content outline

$58

Exam Fee

PSI test details page

23%

LA Regulation Weight

PSI Series 103 outline domain weighting

Jul 8, 2024

Remote Testing Ended

PSI Louisiana candidate bulletin

Series 103 is 150 questions with a 160-minute time limit, 70% passing score, and a $58 PSI fee. Louisiana currently lists no prelicensing-hour requirement for this line, but first-time resident applicants must complete fingerprint/background steps and submit licensing through NIPR. Remote testing ended on July 8, 2024, so candidates test at PSI centers.

Sample LA Life & Health Practice Questions

Try these sample questions to test your LA Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Louisiana agency regulates insurance producers and insurers for the Series 103 line?

A.Louisiana Department of Revenue

B.Louisiana Department of Insurance (LDI)

C.Louisiana Secretary of State

D.Louisiana Office of Motor Vehicles

Explanation: The Louisiana Department of Insurance regulates producer licensing, company oversight, and market conduct. For exam prep, LDI is the core state agency to know. Other agencies handle taxation, corporate filings, or vehicle registration, not insurance regulation.

2The main body of Louisiana insurance statutes tested on Series 103 is:

A.Title 9

B.Title 14

C.Title 22

D.Title 32

Explanation: Louisiana insurance law is primarily found in Title 22. The state-law portion of Series 103 repeatedly references Title 22 sections for licensing, conduct, and policy regulation. Knowing that citation framework helps you decode statute-based questions quickly.

3According to the PSI Series 103 content outline, how many questions are on the Louisiana Life, Health and Accident or Sickness exam?

A.120

B.135

C.150

D.175

Explanation: The Series 103 outline lists 150 total questions. This includes scored items and may include unscored experimental items mixed into the exam session. Your pacing should be built around a 150-question test day. In Louisiana, apply this under Title 22 and LDI producer-regulation standards.

4What is the time limit for Louisiana Series 103?

A.120 minutes

B.140 minutes

C.160 minutes

D.180 minutes

Explanation: PSI lists 160 minutes for Series 103. That is enough time if you keep moving and avoid overcommitting to a single item. Practicing timed sets is essential because state-law scenarios can be wordy.

5What minimum score is required to pass Louisiana Series 103?

A.65%

B.70%

C.75%

D.80%

Explanation: The content outline specifies a 70% minimum passing score. A common mistake is assuming all states use the same threshold, so always use Louisiana-specific exam logistics. Build a cushion above 70% in practice to account for test-day pressure. In Louisiana, apply this under Title 22 and LDI producer-regulation standards.

6PSI currently lists which exam fee for Louisiana Life, Health and Accident or Sickness Series 103?

A.$36

B.$47

C.$58

D.$75

Explanation: PSI test details list Series 103 at $58. The retake fee is also listed at the same amount. Since fees can change, candidates should still verify on the PSI portal before booking.

7Effective July 8, 2024, Louisiana Department of Insurance candidates must test:

A.Only by remote proctoring

B.Only at PSI testing locations

C.Only at LDI headquarters

D.Only through employer-sponsored testing

Explanation: The PSI bulletin states remote testing is no longer offered for Louisiana insurance licensing as of July 8, 2024. Candidates must test at PSI physical locations. This is a practical difference from states still allowing remote delivery.

8Which statement matches current Louisiana prelicensing policy for Series 103?

A.40 prelicensing hours are required

B.20 prelicensing hours are required

C.No prelicensing hours are required for this line

D.Only nonresidents are exempt from prelicensing

Explanation: The Louisiana PSI candidate bulletin states there are no prelicensing requirements for this exam line. Many states require prelicense hours, so this is a key Louisiana-specific distinction. Candidates can self-study and schedule directly.

9For a first-time Louisiana resident producer applicant for Life and A&H authority, which sequence is correct?

A.Apply on NIPR, then exam, no fingerprinting

B.Pass exam, submit NIPR application, complete fingerprinting

C.Fingerprint first, then apply to IRS, then exam

D.Submit paper-only application and wait for approval before exam

Explanation: LDI licensing guidance requires exam passage, NIPR filing, and fingerprinting/background processing for first-time resident applicants. Exact operational steps can vary slightly, but those three elements are core. Skipping fingerprinting is a frequent error.

10Louisiana resident producer applications are filed primarily through:

A.FINRA Gateway

B.National Insurance Producer Registry (NIPR)

C.Louisiana DMV e-Services

D.IRS e-File

Explanation: LDI directs resident applications to NIPR for electronic filing. The state then reviews qualifications and supporting information. Understanding this workflow is tested and also helps avoid real-world licensing delays.

About the LA Life & Health Exam

Louisiana Series 103 is a combined life and health producer exam that blends national product knowledge with Louisiana-specific producer law and conduct rules under Title 22 and LDI regulations.

Questions

150 scored questions

Time Limit

160 minutes (2 hours 40 minutes)

Passing Score

70% (105/150)

Exam Fee

$58 (Louisiana Department of Insurance (LDI) / PSI)

LA Life & Health Exam Content Outline

23%

Louisiana Insurance Regulation

Producer licensing and maintenance, commissioner authority, appointments, advertising, replacement, unfair practices, and Louisiana guaranty-association restrictions

42%

Life Insurance and Annuities

Life basics, policy types, policy provisions/riders/options, beneficiary rules, nonforfeiture, and annuity principles and uses

25%

Health and Disability Coverage

Individual/group health provisions, disability income, medical plans, Medicare supplement, long-term care, and senior-market concepts

10%

General/Federal Rules and Taxation

General insurance concepts, federal overlays (FCRA, GLBA, Do Not Call, 18 USC 1033/1034), and federal tax treatment for life/health products

How to Pass the LA Life & Health Exam

What You Need to Know

Passing score: 70% (105/150)
Exam length: 150 questions
Time limit: 160 minutes (2 hours 40 minutes)
Exam fee: $58

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

LA Life & Health Study Tips from Top Performers

1Memorize exam logistics first: 150 questions, 160 minutes, 70% passing, $58 fee, and onsite PSI testing only.

2Prioritize Louisiana regulation early because the state-law section is heavily weighted at 23% of the official outline.

3Drill life policy provisions, annuities, and replacement scenarios; these are high-frequency application questions.

4Use targeted health practice for Medicare supplement, LTC, disability, and group coverage concepts where distractors are close.

5Review misses by statute/rule theme (Title 22, LDI regulations, federal overlays) instead of only by product type.

Frequently Asked Questions

How many questions and how much time are on Louisiana Series 103?

The PSI Louisiana content outline lists 150 total questions with 160 minutes of testing time for Life, Health and Accident or Sickness (Series 103).

What score is required to pass and what does the exam cost?

Louisiana Series 103 uses a 70% passing standard, and PSI currently lists a $58 exam fee (with the same fee for retakes).

Does Louisiana require prelicensing education before Series 103?

Current PSI/LDI candidate guidance states there are no prelicensing-hour requirements for this exam line.

Is remote testing still available for Louisiana insurance licensing exams?

No. PSI’s Louisiana candidate bulletin states remote testing ended effective July 8, 2024, and exams are administered at PSI testing locations.

What fingerprinting details are most test-relevant?

First-time resident producer applicants are generally fingerprinted through IdentoGO using service code 27N339, with state/federal Livescan fee guidance currently listed at $60.75.

What CE applies after licensure for life/health producers in Louisiana?

Louisiana generally requires 24 CE hours including 3 ethics hours. LDI also published a July 2027 update adding 2 hours of legislative-update content to the 24-hour framework.