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Free Louisiana P&C Exam Prep

Louisiana Property & Casualty Insurance

Prepare for the Louisiana P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Louisiana Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Louisiana P&C RegulationsYou are here

Study Louisiana-specific laws including LDI regulations, auto insurance requirements (15/30/25 minimums), hurricane deductibles, and Louisiana insurance code provisions.

15
hours
3

Louisiana Property Insurance

Learn Louisiana FAIR Plan, homeowners coverage requirements, hurricane/flood coverage, coastal property, and Louisiana-specific property regulations.

10
hours
4

Louisiana Casualty & Ethics

Master auto insurance requirements, workers compensation, LIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Louisiana P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education with 70% passing on certification exam
Background Check
Required - fingerprint-based via PSI
Fingerprinting
Required - PSI ($39.25) at Louisiana PSI sites
Additional Requirements
  • 40 hours pre-licensing required before exam
  • Must pass pre-license certification exam with 70% or higher
  • PSI handles all Louisiana insurance licensing examinations
  • Fingerprinting at PSI Louisiana sites ($39.25)
  • Can take individual or combined P&C exams
  • Must apply for license via NIPR after passing
  • Louisiana has significant hurricane/coastal property exposure

Louisiana P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available with qualified sponsoring agent

Total Cost Breakdown

Exam Fee$53
Application Fee$75
Fingerprint Fee$39.25 (PSI)
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$372-522

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Louisiana P&C Prep Tools

Reported exam pass rate: ~50-70% (first-time pass rates vary). Check the exam sponsor for the latest official figure.

385+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

23 chapters covering the exam topics in this guide

Louisiana P&C-Specific Topics Covered

Louisiana Department of Insurance (LDI) Regulations40 Hours Pre-Licensing Education RequiredPSI Handles All LA Exams and FingerprintingAuto Insurance Minimums (15/30/25)Louisiana Citizens Property InsuranceHurricane DeductiblesLouisiana Insurance Guaranty Association (LIGA)Flood Insurance ConsiderationsCoastal Property CoverageDirect Action StatuteProducer Licensing & CE RequirementsNew Orleans/Baton Rouge Market Focus

Louisiana P&C Exam Details

Louisiana Property & Casualty Insurance

Administered by Louisiana Department of Insurance (LDI)

Official Source
70%
Passing Score
Combined
Questions
Varies
Time Limit
$53 exam fee + $75 application fee + $5.60 NIPR + $39.25 fingerprinting
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education

Exam Content Breakdown

Based on the official Louisiana Department of Insurance (LDI) content outline

Louisiana P&C Regulation15%

LDI structure, 40-hour pre-license, licensing process

Property Insurance Laws25%

LA Citizens, hurricane deductibles, coastal property

Casualty Insurance Laws35%

At-fault auto, 15/30/25 minimums, direct action, workers comp

Ethics & Prohibited Practices25%

Claims handling, LIGA guaranty fund, producer conduct

What's Included

23 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Louisiana P&C?

After passing the Louisiana P&C, you can pursue these career paths

Louisiana P&C Exam FAQ

Official Louisiana Department of Insurance (LDI) Resources

Verify information with these official sources

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