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Free Indiana P&C Exam Prep

Indiana Property & Casualty Insurance

Prepare for the Indiana P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Indiana Property & Casualty Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Indiana P&C RegulationsYou are here

Study Indiana-specific laws including IDOI regulations, IC 27-1 Insurance Code, auto insurance requirements (25/50/25 minimums), and licensing procedures.

15
hours
3

Indiana Property Insurance

Learn Indiana FAIR Plan, homeowners coverage requirements, tornado/severe weather coverage, and Indiana-specific property regulations.

10
hours
4

Indiana Casualty & Ethics

Master auto insurance minimums, workers compensation, IPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Indiana P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education (20 hours per line for combined P&C)
Background Check
Required via Indiana State Police
Fingerprinting
Required - electronic fingerprinting through IdentoGO
Additional Requirements
  • 40 hours pre-license education required (must pass 70% certification exam)
  • Pearson VUE administers exams - 150 delivered questions, 3 hours, 70% passing score
  • Exam fee: $75.50
  • Must apply for license within 12 months of passing exam via Sircon or NIPR
  • Exemptions available for CLU, CFP, CFC, CPCU, CIC, AAI designations
  • 24 hours CE required every two years (3 hours ethics)
  • IC 27-1 governs insurance in Indiana

Indiana P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available with sponsoring employer

Total Cost Breakdown

Exam Fee$75.50
Application Fee$40
Fingerprint Fee~$50 (IdentoGO)
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$371-520

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - exempt from exam

CIC

Certified Insurance Counselor - exempt from exam

AAI

Accredited Advisor in Insurance - exempt from exam

CLU

Chartered Life Underwriter - exempt from exam

CFP

Certified Financial Planner - exempt from exam

Why Choose Us

Free Indiana P&C Prep Tools

Reported exam pass rate: ~70% (varies by attempt). Check the exam sponsor for the latest official figure.

479+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

19 chapters covering the exam topics in this guide

Indiana P&C-Specific Topics Covered

Indiana Department of Insurance (IDOI) RegulationsIC 27-1 Insurance CodeAuto Insurance Minimums (25/50/25)Indiana FAIR PlanIndiana Property & Casualty Insurance Guaranty Association (IPCIGA)40 Hours Pre-Licensing Education Required (20/line)6-Month Application Window After Passing ExamWorkers' Compensation RequirementsProducer Licensing & CE Requirements (24 hrs)Unfair Trade PracticesPolicy Cancellation/Non-Renewal RulesSevere Weather Coverage Considerations

Indiana P&C Exam Details

Indiana Property & Casualty Insurance

Administered by Indiana Department of Insurance (IDOI)

Official Source
70%
Passing Score
150
Questions
3
Hours
$75.50 exam fee + $40 application fee + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education (must pass 70% certification exam)

Exam Content Breakdown

Based on the official Indiana Department of Insurance (IDOI) content outline

Indiana P&C Regulation15%

IDOI structure, IC 27-1, 40-hour pre-license, licensing

Property Insurance Laws25%

IN FAIR Plan, homeowners coverage, severe weather

Casualty Insurance Laws35%

At-fault auto, 25/50/25 minimums, workers comp

Ethics & Prohibited Practices25%

Claims handling, IPCIGA guaranty fund, producer conduct

What's Included

19 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Indiana P&C?

After passing the Indiana P&C, you can pursue these career paths

Indiana P&C Exam FAQ

Official Indiana Department of Insurance (IDOI) Resources

Verify information with these official sources

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