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Free Indiana P&C Exam Prep

Indiana Property & Casualty Insurance

Prepare for the Indiana P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Indiana Property & Casualty Insurance: Study Roadmap

Follow this path to organize your exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Indiana P&C RegulationsYou are here

Study Indiana-specific laws including IDOI regulations, IC 27-1 Insurance Code, auto insurance requirements (25/50/25 minimums), and licensing procedures.

15
hours
3

Indiana Property Insurance

Learn Indiana FAIR Plan, homeowners coverage requirements, tornado/severe weather coverage, and Indiana-specific property regulations.

10
hours
4

Indiana Casualty & Ethics

Master auto insurance minimums, workers compensation, IPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Indiana P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education (Personal & Commercial Property and Casualty)
Additional Requirements
  • •40 hours pre-license education required
  • •Pearson VUE administers exams at physical test centers - 150 delivered questions, 3 hours, scaled passing score of 70
  • •Exam fee: $69
  • •Pass the exam and apply via Sircon or NIPR within the 6-month pre-licensing certificate window
  • •Pre-licensing waivers for CPCU, CIC or AAI holders or a bachelor's degree in insurance; waiver holders take the P&C Laws and Regulations exam
  • •24 hours CE required every two years (3 hours ethics)
  • •IC 27-1 governs insurance in Indiana

Indiana P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

48-hour wait before retaking; a new exam fee is paid for each attempt

Temporary License

IDOI may issue a temporary resident producer license for up to 180 days in limited circumstances (IC 27-1-15.6-11)

Total Cost Breakdown

Exam Fee$69
Application Fee$40
Total Estimated Cost

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - pre-licensing waiver; take the P&C Laws and Regulations exam

CIC

Certified Insurance Counselor - pre-licensing waiver; take the P&C Laws and Regulations exam

AAI

Accredited Advisor in Insurance - pre-licensing waiver; take the P&C Laws and Regulations exam

Why Choose Us

Free Indiana P&C Prep Tools

527+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Independent Study Resources

Check the exam sponsor for current requirements

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What You'll Study

19 chapters covering the exam topics in this guide

Indiana P&C-Specific Topics Covered

Indiana Department of Insurance (IDOI) RegulationsIC 27-1 Insurance CodeAuto Insurance Minimums (25/50/25)Indiana FAIR PlanIndiana Property & Casualty Insurance Guaranty Association (IPCIGA)40 Hours Pre-Licensing Education Required6-Month Pre-Licensing Certificate WindowWorkers' Compensation RequirementsProducer Licensing & CE Requirements (24 hrs)Unfair Trade PracticesPolicy Cancellation/Non-Renewal RulesSevere Weather Coverage Considerations

Indiana P&C Exam Details

Indiana Property & Casualty Insurance

Administered by Indiana Department of Insurance (IDOI)

Official Source
Scaled score of 70 (set by the Indiana Department of Insurance)
Passing Score
150
Questions
3
Hours
$69 exam fee + $40 application fee
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education (Personal & Commercial Property and Casualty)

Exam Content Breakdown

Based on the official Indiana Department of Insurance (IDOI) content outline

Indiana P&C Regulation15%

IDOI structure, IC 27-1, 40-hour pre-license, licensing

Property Insurance Laws25%

IN FAIR Plan, homeowners coverage, severe weather

Casualty Insurance Laws35%

At-fault auto, 25/50/25 minimums, workers comp

Ethics & Prohibited Practices25%

Claims handling, IPCIGA guaranty fund, producer conduct

What's Included

19 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Indiana P&C?

After passing the Indiana P&C, you can pursue these career paths

Indiana P&C Exam FAQ

Official Indiana Department of Insurance (IDOI) Resources

Verify information with these official sources

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Ready to Start Your Free Indiana P&C Prep?

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