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199+ Free IN Property & Casualty Practice Questions

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Which Indiana agency primarily regulates property and casualty insurers and producers?

A
B
C
D
to track
2026 Statistics

Key Facts: IN Property & Casualty Exam

150 Q

Exam Length

Pearson VUE IN handbook (updated Feb 10, 2026)

180 min

Exam Time

Pearson VUE IN handbook

70

Passing Score

Pearson VUE IN handbook

$69

Exam Fee

Pearson VUE IN handbook

40 hrs

Prelicense Education

Indiana DOI producer prelicensing requirements

25/50/25

IN Auto Minimums

Indiana BMV financial responsibility requirements

Pearson VUE's Indiana program page (updated February 10, 2026) and candidate handbook list exam 12-IN-17 at 150 total questions, 180 minutes, 70 passing score, and a $69 fee. Indiana requires 40 hours of approved prelicensing education unless a statutory waiver applies. The current content outline effective November 26, 2025 uses 100 scored + 10 pretest general-knowledge questions plus 35 scored + 5 pretest Indiana state-specific questions.

Sample IN Property & Casualty Practice Questions

Try these sample questions to test your IN Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 199+ question experience with AI tutoring.

1Which Indiana agency primarily regulates property and casualty insurers and producers?
A.Indiana Department of Insurance (IDOI)
B.Indiana Secretary of State
C.Indiana Department of Revenue
D.Indiana Attorney General Consumer Division
Explanation: IDOI is the state insurance regulator for Indiana. It handles licensing, enforcement, and oversight of insurance companies and producers.
2How is the Indiana Commissioner of Insurance selected?
A.Elected in a statewide election
B.Appointed by the Governor of Indiana
C.Chosen by a vote of admitted insurers
D.Appointed by the NAIC
Explanation: In Indiana, the Governor appoints the Commissioner of Insurance. The Commissioner leads IDOI and administers Indiana insurance laws.
3For the Indiana combined Property and Casualty producer exam, which summary is correct?
A.150 total questions, 180 minutes, pass at 70
B.150 total questions, 150 minutes, pass at 70
C.145 total questions, 180 minutes, pass at 75
D.100 total questions, 150 minutes, pass at 70
Explanation: The Pearson VUE Indiana handbook lists the combined P&C exam at 150 total questions with a 180-minute time limit. Candidates must achieve a passing score of 70 on the exam scale.
4What is the current exam fee for the Indiana combined Property and Casualty licensing exam?
A.$45
B.$59
C.$69
D.$95
Explanation: The current listed fee for Indiana exam 12-IN-17 is $69 through Pearson VUE. This is the testing fee and does not include separate licensing application costs.
5Which statement about Indiana prelicensing education for P&C producer applicants is accurate?
A.40 hours are required before testing
B.20 hours are required before testing
C.24 hours of continuing education are required before testing
D.A college insurance class is required
Explanation: Indiana requires completion of 40 hours of approved prelicensing education before candidates can sit for the producer exam, unless they qualify for an approved waiver.
6What is the minimum age to be licensed as an Indiana property and casualty producer?
A.16
B.18
C.19
D.21
Explanation: Indiana requires producer applicants to be at least 18 years old. Meeting age alone is not enough because applicants must also satisfy testing and licensing filing requirements.
7How much continuing education must an Indiana P&C producer complete each 2-year cycle?
A.24 total hours including 3 ethics hours
B.20 total hours including 2 ethics hours
C.30 total hours with no ethics requirement
D.24 total hours including 1 ethics hour
Explanation: Indiana requires 24 CE hours every two years for this producer license. At least 3 of those hours must be in ethics.
8Within how many days must an Indiana producer report an address change to the regulator?
A.10 days
B.15 days
C.30 days
D.60 days
Explanation: An Indiana producer must notify the state within 30 days after an address change. Timely updates help IDOI maintain valid contact records for legal notices and compliance matters.
9After appointing a producer, within how many days must an insurer file that appointment in Indiana?
A.5 days
B.10 days
C.15 days
D.30 days
Explanation: The insurer must file producer appointment information within 15 days in Indiana. This supports clear authority tracking and market conduct oversight.
10After a failed Indiana producer exam attempt, what is the standard wait before retesting under current program rules?
A.No wait period
B.24 hours
C.48 hours
D.7 days
Explanation: The Indiana candidate handbook states a 48-hour wait before another attempt after failing an exam. Each retest requires a new reservation and exam fee.

About the IN Property & Casualty Exam

Indiana licenses this line through one combined producer exam that blends national P&C concepts with Indiana law. Tested areas include licensing and producer duties, homeowners/commercial property, auto and liability, workers compensation, unfair practices, surplus lines, and guaranty-association basics.

Questions

150 scored questions

Time Limit

3 hours (180 minutes)

Passing Score

70%

Exam Fee

$69 (Indiana Department of Insurance (IDOI) / Pearson VUE)

IN Property & Casualty Exam Content Outline

74% of scored items

General Knowledge Section

100 scored + 10 pretest questions covering policy types, insurance terms/concepts, policy provisions/contract law, casualty and property coverages, and Indiana-specific topics embedded in general knowledge

26% of scored items

Indiana State-Specific Section

35 scored + 5 pretest questions on producer licensing, Indiana insurance law, surplus lines, personal-lines regulation, and commercial-lines regulation

How to Pass the IN Property & Casualty Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 150 questions
  • Time limit: 3 hours (180 minutes)
  • Exam fee: $69

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

IN Property & Casualty Study Tips from Top Performers

1Use the official Indiana structure in your plan: general knowledge (100 scored + 10 pretest) plus Indiana state-specific law (35 scored + 5 pretest)
2Memorize Indiana logistics first: 150 total questions, 180 minutes, 70 passing score, and $69 exam fee
3Lock in Indiana-specific compliance rules: 40-hour prelicense requirement, CE 24/2 with 3 ethics, and producer reporting/appointment timelines
4Drill Indiana auto law numbers repeatedly, especially the 25/50/25 minimum limits and proof-of-insurance requirements
5Practice mixed sets that combine national policy mechanics with Indiana statutes so you can switch contexts quickly

Frequently Asked Questions

How many questions are on the Indiana Property & Casualty exam?

Indiana exam 12-IN-17 delivers 150 total questions with a 180-minute time limit. The passing score is 70.

How much does the Indiana P&C exam cost?

Pearson VUE currently lists the Indiana combined Property & Casualty exam fee at $69. Separate licensing, fingerprint, and application costs can apply after you pass.

Does Indiana require prelicensing education?

Yes. Indiana requires 40 hours of approved prelicensing education before exam eligibility unless the applicant qualifies for an approved waiver under Indiana law.

What continuing education is required after licensing in Indiana?

Indiana requires 24 CE hours every 2 years, including at least 3 ethics hours for resident producers.

What Indiana auto minimum limits are commonly tested?

Indiana's financial responsibility minimums are 25/50/25: $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage.

What is Indiana's current retake wait period?

The current Indiana candidate handbook states a 48-hour wait after failed attempts before retesting, with a new exam fee required for each attempt.