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Free IN Life & Health Exam Prep

Indiana Life & Health Insurance

Prepare for the IN Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Indiana Life & Health Insurance License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

Memorize Indiana Exam Logistics First

Lock in the current exam format: 150 total questions, 180-minute time limit, and 70 passing score before deep content review.

8
hours
2

Build National Life & Health CoreYou are here

Study life products, annuities, health coverage structures, policy provisions, underwriting, and social insurance since the general section is the largest weighted area.

32
hours
3

Master Indiana Common Law and Producer Rules

Drill IDOI authority, licensing and appointment rules, CE requirements, unfair practices, and enforcement concepts tested in Indiana state sections.

22
hours
4

Finish with Indiana Life/Health Line-Specific Law

Run targeted practice on Indiana life replacement/annuity compliance and health topics like Medicare supplement and LTC to close state-law gaps.

18
hours
Estimated total study time
80 hours
That's about 8 weeks at 10 hours/week

Can You Take the IN Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
Complete 40 hours of Indiana-approved prelicensing education for combined Life and Health authority
Background Check
Criminal history/background review applies during resident producer application processing
Additional Requirements
  • Pass the Indiana combined Life and Health producer exam with a score of 70
  • Apply for resident producer licensure through NIPR/Sircon after passing
  • Complete 24 CE hours every 2 years after licensure, including 3 ethics hours

IN Life & Health Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

Retakes are scheduled through Pearson VUE; verify current wait/reschedule windows in the latest Indiana candidate handbook.

Total Cost Breakdown

Exam Fee$69
Pre-License EducationVaries by approved provider (40-hour required course)
Total Estimated Cost$69+ before course, application, and any background-processing costs
Why Choose Us

Free IN Life & Health Prep Tools

Reported exam pass rate: Not publicly reported by IDOI/Pearson VUE. Check the exam sponsor for the latest official figure.

645+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Review the latest update date on each resource

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What You'll Study

5 chapters covering the exam topics in this guide

IN Life & Health-Specific Topics Covered

Indiana Insurance Candidate Handbook revised November 2025 and Pearson VUE Indiana page update dated February 10, 2026Combined Life and Health exam structure: 100 scored + 10 pretest general, 35 scored + 5 pretest stateIDOI producer licensing workflow and commissioner authority under Indiana insurance law40-hour prelicensing requirement for combined life and health with 6-month course certificate validityIndiana renewal and CE standards (24 hours biennially including 3 ethics)Indiana life replacement, annuity, and producer-conduct compliance expectationsIndiana health regulation areas including Medicare supplement and long-term care topics on the state outline

IN Life & Health Exam Details

Indiana Life & Health Insurance

Administered by Indiana Department of Insurance (IDOI) / Pearson VUE

Official Source
70
Passing Score
150
Questions
180
Hours
$69 exam fee
Exam Fee
Study time: 60-100 hours
Prerequisites: 40 hours of approved prelicensing education for combined Life and Health; course completion certificate is valid for 6 months

Exam Content Breakdown

Based on the official Indiana Department of Insurance (IDOI) / Pearson VUE content outline

General Life & Health Knowledge100/135 scored (~74%)

National life and health concepts, policy provisions, underwriting, social insurance, annuities, and field practices

Indiana Laws Common to All Lines20/135 scored (~15%)

IDOI authority, producer licensing, renewals, appointments, unfair practices, and general Indiana insurance law

Indiana Life Regulations8/135 scored (~6%)

Indiana life-policy requirements, replacement, annuity-related rules, and life marketing/disclosure standards

Indiana Health Regulations7/135 scored (~5%)

Indiana health policy law including Medicare supplement and long-term care related compliance rules

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the IN Life & Health?

After passing the IN Life & Health, you can pursue these career paths

IN Life & Health Exam FAQ

Official Indiana Department of Insurance (IDOI) / Pearson VUE Resources

Verify information with these official sources

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