Free DC L&H Exam Prep
District of Columbia Life & Health Insurance
Prepare for the DC L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
Quick Facts
Buy on Amazon
Study guide on MometrixExplore More Life & Health Insurance
Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.
More From This Family
Videos and articles for deeper review.
District of Columbia Life & Health Insurance License: Complete Roadmap
Follow this path to organize your licensing and exam preparation
Build Life and Health National Core
Master life policy structures, annuities, health policy forms, and contract provisions before heavy DC law drilling.
Drill DC Common Producer LawYou are here
Focus on DISB authority, appointments, reporting deadlines, fiduciary duties, unfair trade practices, and guaranty-association basics tested in both exams.
Master DC Line-Specific Statutes
Memorize life-only and health-only references: required provisions, nonforfeiture, variable products, Medicare supplement disclosures, and LTC law.
Run Two Separate Timed Exam Simulations
Practice in separate 120-minute blocks for Life and Health and review misses by domain and citation.
Can You Take the DC L&H Exam?
Check if you meet the basic eligibility requirements
- •DC currently offers Life and Health exams individually; no combined exam
- •Apply for licensure within one year after passing each exam
- •Meet DC CE requirements for renewal (major lines: 24 hours biennially, including ethics component and line-related distribution)
- •Comply with producer appointment and self-reporting timelines under D.C. Code §§ 31-1131.14 and 31-1131.17
DC L&H Quick Facts
Time to Get Licensed
4-8 weeks
From start to license in hand
Retake Policy
Candidates may retest after a 24-hour wait; each new attempt requires a new exam fee.
Total Cost Breakdown
Free DC L&H Prep Tools
Reported exam pass rate: 2025 District pass rates: Life 38%, Health 50%. Check the exam sponsor for the latest official figure.
624+ Practice Questions
Practice by topic with detailed answer explanations
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Review the latest update date on each resource
$0 Forever
Start without a credit card or trial
What You'll Study
24 chapters covering the exam topics in this guide
Standalone Coverage Map
1 sections
Introduction: District of Columbia Life & Health Insurance Exam Overview
1 sections
National Portion: Principles of Insurance
4 sections
National Portion: Insurance Contracts & the Marketplace
4 sections
National Portion: Life Insurance Basics & Term
3 sections
National Portion: Whole Life & Universal Life
4 sections
National Portion: Variable & Specialized Life Products
4 sections
National Portion: Life Insurance Policy Provisions
4 sections
National Portion: Policy Options, Riders, Dividends & Nonforfeiture
4 sections
National Portion: Underwriting, Policy Delivery & Group Life
3 sections
National Portion: Annuity Fundamentals & Types
4 sections
National Portion: Annuity Payouts & Taxation of Life/Annuities
3 sections
National Portion: Qualified Retirement Plans
3 sections
National Portion: Health Insurance Basics & Medical Expense
4 sections
National Portion: Health Policy Provisions & Group Health
3 sections
National Portion: Disability Income Insurance
4 sections
National Portion: Long-Term Care & Other Health Products
3 sections
National Portion: Medicare & Medicare Supplements
3 sections
National Portion: Medicaid, ACA & Health Insurance Taxation
3 sections
National Portion: Insurance Regulation, Licensing & Ethics
4 sections
Chapter 1: District of Columbia Insurance Regulation & Licensing
3 sections
Chapter 2: District of Columbia Life Insurance Laws
3 sections
Chapter 3: District of Columbia Health Insurance Laws
3 sections
Chapter 4: District of Columbia Insurance Ethics & Prohibited Practices
3 sections
DC L&H-Specific Topics Covered
DC L&H Exam Details
District of Columbia Life & Health Insurance
Administered by District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE
Exam Content Breakdown
Based on the official District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE content outline
Life policy types, provisions/riders, underwriting and delivery, retirement uses, and tax treatment
Health policy types, provisions, social insurance, underwriting procedures, and health contract concepts
Common DC law tested in both line exams: DISB authority, producer licensing, appointments, reporting actions, unfair practices, and fiduciary duties
Life-only and health-only statutes including required provisions, annuity/variable rules, Medicare supplement disclosure, and LTC references
What's Included
24 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the DC L&H?
After passing the DC L&H, you can pursue these career paths
DC L&H Exam FAQ
Official District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free DC L&H Prep?
Review the study guide, practice key concepts, and use the free tools at your own pace.