199+ Free DC Life & Health Practice Questions

Pass your District of Columbia Life & Health Insurance Exam exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

Life 38%, Health 50% Pass Rate

199+ Questions

100% Free

1 / 10

Question 1

Score: 0/0

Which District agency regulates insurance producers and insurers for life and health insurance licensing?

District Department of Health

District of Columbia Department of Insurance, Securities and Banking (DISB)

District Department of Consumer and Regulatory Affairs

Office of the Chief Financial Officer, Tax Division

to track

2026 Statistics

Key Facts: DC Life & Health Exam

01 / 02

DC Exam Codes

Life (01), Health (02)

Passing Score

DC handbook

2h each

Exam Time

Pearson VUE

$75

Fee Per Exam

Pearson VUE

38% / 50%

2025 Pass Rates

DISB Life / Health

1 year

Post-Pass Apply Window

DC handbook

DC uses separate Life and Health exams, each with a 70% passing score, 2-hour time limit, and $75 fee. Life testing uses 50 scored general + 30 scored DC law questions (plus pretest), while Health uses 50 scored general + 25 scored DC law questions (plus pretest). Candidates must apply for licensure within one year after passing, and resident producer applicants complete fingerprinting/background checks through Fieldprint.

Sample DC Life & Health Practice Questions

Try these sample questions to test your DC Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 199+ question experience with AI tutoring.

1Which District agency regulates insurance producers and insurers for life and health insurance licensing?

A.District Department of Health

B.District of Columbia Department of Insurance, Securities and Banking (DISB)

C.District Department of Consumer and Regulatory Affairs

D.Office of the Chief Financial Officer, Tax Division

Explanation: DISB is the District regulator for insurance licensing, market conduct, and insurance enforcement. Life and health producer licensing in DC runs through DISB authority together with Pearson VUE testing. The other agencies do not regulate insurance producer licensing.

2How are DC insurance producer exams currently offered according to the Pearson VUE handbook?

A.Only as combined line examinations

B.Only as oral examinations

C.Individually by line; combination examinations are no longer available

D.As take-home open-book examinations

Explanation: The District handbook states that all exams are offered individually and combination exams are no longer available. For life and health authority, candidates schedule each line separately. This is a key logistics difference from some jurisdictions that still offer combined formats.

3What exam code is used for the DC Life producer exam?

A.01

B.02

C.03

D.17

Explanation: The DC handbook lists exam code 01 for Life. Code 02 is Health, while 03 and 17 are other lines. Knowing the code prevents scheduling errors when registering.

4What exam code is used for the DC Health producer exam?

A.01

B.02

C.04

D.83

Explanation: The DC handbook lists exam code 02 for Health. Life is code 01, and codes 04 and 83 correspond to other exam programs. Candidates seeking both authorities generally schedule both 01 and 02.

5How much testing time is allotted for each DC Life or DC Health producer exam?

A.90 minutes

B.2 hours

C.2 hours 30 minutes

D.3 hours

Explanation: The handbook lists 2 hours for Life and 2 hours for Health. This means candidates pursuing both lines should plan for two separate 2-hour exam sessions. Timing strategy is important because each exam has its own clock.

6What is the examination fee for each DC insurance producer exam attempt?

A.$50

B.$60

C.$75

D.$105

Explanation: Pearson VUE lists DC exam fees at $75 per examination. Because life and health are separate exams, candidates taking both lines pay the fee for each test. Fees are paid at reservation and are non-transferable.

7What scaled passing score is required for DC producer examinations?

A.65

B.68

C.70

D.75

Explanation: The District handbook shows a required scaled passing score of 70 for producer exams. Scores below that threshold do not pass. This standard applies across the producer line exams listed in the handbook.

8What is required after passing the exam for a resident DC insurance producer applicant?

A.No additional screening is required

B.Fingerprinting and background check through Fieldprint

C.A second oral interview with Pearson VUE

D.A surety bond filed with NIPR

Explanation: Pearson VUE DC program guidance states resident producer applicants must complete fingerprinting and a background check through Fieldprint. Passing the exam alone does not complete licensure. The fingerprint step is part of the resident licensing workflow.

9How is the scored structure of the DC Life exam organized?

A.50 scored general only, no state section

B.30 scored DC-specific only, no general section

C.50 scored general plus 30 scored DC-specific

D.80 scored general plus 20 scored DC-specific

Explanation: The DC Life outline shows 50 scored general questions and 30 scored District-specific questions. Each section also includes pretest items that do not count toward scoring. The structure emphasizes both national content and DC law.

10How is the scored structure of the DC Health exam organized?

A.50 scored general plus 25 scored DC-specific

B.25 scored general plus 50 scored DC-specific

C.75 scored general only

D.60 scored mixed questions only

Explanation: The DC Health outline lists 50 scored general questions and 25 scored District-specific questions. It also includes pretest questions in each section. This blend mirrors DC’s national-plus-state testing model.

About the DC Life & Health Exam

DC licenses life and health authority through separate exams: Life (01) and Health (02). Each exam combines national product knowledge with District-specific law, including producer licensing, unfair trade practices, and line-specific statutes for life provisions, annuities, Medicare supplement, and long-term care.

Questions

170 scored questions

Time Limit

2 hours per exam (4 hours total if taking both lines)

Passing Score

70%

Exam Fee

$75 per exam ($150 both) (District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE)

DC Life & Health Exam Content Outline

32%

Life General Knowledge

Life policies, riders/provisions, underwriting, policy delivery, retirement uses, and tax treatment from the Life general outline

32%

Health General Knowledge

Health policy types, provisions, social insurance, field underwriting, and health contract analysis from the Health general outline

26%

DC Common Insurance Law

DISB authority, licensing, appointments, reporting actions, fiduciary duties, unfair trade practices, and guaranty-association concepts tested on both exams

10%

DC Line-Specific Life/Health Law

Life-only and health-only statutes including required provisions, nonforfeiture, Medicare supplement, credit A&H, and LTC references

How to Pass the DC Life & Health Exam

What You Need to Know

Passing score: 70%
Exam length: 170 questions
Time limit: 2 hours per exam (4 hours total if taking both lines)
Exam fee: $75 per exam ($150 both)

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

DC Life & Health Study Tips from Top Performers

1Treat DC as two separate exams with separate pacing plans, even if you schedule them close together

2Memorize the exam logistics first: 2 hours per exam, 70 passing score, and $75 fee per attempt

3Prioritize DC common law because it is heavily weighted in both state-specific sections

4Use citation-based flashcards for life-only and health-only statutes to avoid mixing line references

5Finish your licensing application workflow promptly after passing so you stay inside the one-year window

Frequently Asked Questions

Is DC a combined life-and-health exam?

No. DC currently offers exams individually by line of authority. Candidates seeking both authorities typically take Life (01) and Health (02) separately.

How many questions are on each DC Life and Health exam?

Life includes 50 scored general + 5 pretest and 30 scored DC-specific + 5 pretest. Health includes 50 scored general + 5 pretest and 25 scored DC-specific + 5 pretest.

What score do I need to pass DC Life or Health?

The required scaled passing score is 70. Because pretest items are mixed in and unscored, aim above 70% in practice before scheduling.

How long do I have to apply after passing?

The DC candidate handbook states you must apply for licensure within one year of passing the insurance exam. If you miss that window, you may need to retest.

What CE rules apply after licensing in DC?

For major lines, DC requires 24 CE hours every two years by the birth-month expiration date, commonly including 21 general and 3 ethics hours, with at least 6 line-related hours per line of authority.

What current DC update is relevant for 2026?

DISB published approved 2026 DC Health Link rates with average changes of 8.7% for individual plans and 9.5% for small-group plans, and Pearson VUE’s DC insurance program page was updated on February 10, 2026.