200+ Free DC Life & Health Practice Questions
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Key Facts: DC Life & Health Exam
01 / 02
DC Exam Codes
Life (01), Health (02)
70
Passing Score
DC handbook
2h each
Exam Time
Pearson VUE
$75
Fee Per Exam
Pearson VUE
38% / 50%
2025 Pass Rates
DISB Life / Health
1 year
Post-Pass Apply Window
DC handbook
DC uses separate Life and Health exams, each with a 70% passing score, 2-hour time limit, and $75 fee. Life testing uses 50 scored general + 30 scored DC law questions (plus pretest), while Health uses 50 scored general + 25 scored DC law questions (plus pretest). Candidates must apply for licensure within one year after passing, and resident producer applicants complete fingerprinting/background checks through Fieldprint.
About the DC Life & Health Exam
DC licenses life and health authority through separate exams: Life (01) and Health (02). Each exam combines national product knowledge with District-specific law, including producer licensing, unfair trade practices, and line-specific statutes for life provisions, annuities, Medicare supplement, and long-term care.
Questions
170 scored questions
Time Limit
2 hours per exam (4 hours total if taking both lines)
Passing Score
70%
Exam Fee
$75 per exam ($150 both) (District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE)
DC Life & Health Exam Content Outline
Life General Knowledge
Life policies, riders/provisions, underwriting, policy delivery, retirement uses, and tax treatment from the Life general outline
Health General Knowledge
Health policy types, provisions, social insurance, field underwriting, and health contract analysis from the Health general outline
DC Common Insurance Law
DISB authority, licensing, appointments, reporting actions, fiduciary duties, unfair trade practices, and guaranty-association concepts tested on both exams
DC Line-Specific Life/Health Law
Life-only and health-only statutes including required provisions, nonforfeiture, Medicare supplement, credit A&H, and LTC references
How to Pass the DC Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 170 questions
- Time limit: 2 hours per exam (4 hours total if taking both lines)
- Exam fee: $75 per exam ($150 both)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
DC Life & Health Study Tips from Top Performers
Frequently Asked Questions
Is DC a combined life-and-health exam?
No. DC currently offers exams individually by line of authority. Candidates seeking both authorities typically take Life (01) and Health (02) separately.
How many questions are on each DC Life and Health exam?
Life includes 50 scored general + 5 pretest and 30 scored DC-specific + 5 pretest. Health includes 50 scored general + 5 pretest and 25 scored DC-specific + 5 pretest.
What score do I need to pass DC Life or Health?
The required scaled passing score is 70. Because pretest items are mixed in and unscored, aim above 70% in practice before scheduling.
How long do I have to apply after passing?
The DC candidate handbook states you must apply for licensure within one year of passing the insurance exam. If you miss that window, you may need to retest.
What CE rules apply after licensing in DC?
For major lines, DC requires 24 CE hours every two years by the birth-month expiration date, commonly including 21 general and 3 ethics hours, with at least 6 line-related hours per line of authority.
What current DC update is relevant for 2026?
DISB published approved 2026 DC Health Link rates with average changes of 8.7% for individual plans and 9.5% for small-group plans, and Pearson VUE’s DC insurance program page was updated on February 10, 2026.