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Free Arizona P&C Exam Prep

Arizona Property & Casualty Insurance

Prepare for the Arizona P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Arizona Property & Casualty Insurance: Study Roadmap

Follow this path to organize your exam preparation

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

25
hours
Start this step
2

Arizona P&C RegulationsYou are here

Study Arizona-specific laws including DIFI regulations, auto insurance requirements (25/50/15), pure comparative negligence, and workers' compensation.

15
hours
3

Arizona Property Insurance

Learn dwelling and homeowners policies and Arizona-specific property regulations.

10
hours
4

Arizona Casualty & Ethics

Study auto insurance (25/50/15), pure comparative negligence, workers' compensation, and producer conduct requirements.

10
hours
Estimated total study time
60 hours
That's about 6 weeks at 10 hours/week

Can You Take the Arizona P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (a prep course is optional)
Background Check
Required via fingerprinting
Fingerprinting
Required for new residents: $8.25 Fieldprint fee + $22.44 FBI processing fee paid to DPS
Additional Requirements
  • •Can take the exam up to 4 times in a 12-month period (A.R.S. 20-284(H))
  • •The PSI exam fee is valid for one year from the date of payment and is not refundable or transferable
  • •48 hours CE each license term (renewals every 4 years), including 6 hours ethics
  • •Must be trustworthy with good business reputation

Arizona P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

PSI Services (since September 2025)

Remote Testing Available
Schedule Your Exam

Retake Policy

Maximum 4 attempts in 12 months; after a fourth failure, wait one year (A.R.S. 20-284(H))

Temporary License

Not available in Arizona

Total Cost Breakdown

Exam Fee$59
Application Fee$120
Fingerprint Fee$8.25 Fieldprint + $22.44 FBI processing
NIPR Transaction Fee$5.60
Total Estimated Cost$215.29 ($59 exam + $120 license + $30.69 fingerprints + $5.60 NIPR)

Exam Exemptions

A.R.S. 20-288 lists no designation-based exemption; the exam is waived for applicants currently licensed for the same lines in another state (or applying within 90 days after cancelling that resident license), nonresidents who meet A.R.S. 20-287(A), timely renewals and most limited lines.

Why Choose Us

Free Arizona P&C Prep Tools

433+ Practice Questions

Practice by topic with detailed answer explanations

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Independent Study Resources

Check the exam sponsor for current requirements

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What You'll Study

5 chapters covering the exam topics in this guide

Arizona P&C-Specific Topics Covered

Arizona DIFI RegulationsNo Pre-License Education RequirementAuto Insurance Minimums (25/50/15)Pure Comparative Negligence (A.R.S. 12-2505)Arizona Property & Casualty Insurance Guaranty Fund (APCIGF)PSI Exam Administration4 Attempts per 12-Month Period (A.R.S. 20-284(H))PSI Exam Fee Valid One Year from PaymentWorkers' Compensation Requirements48 Hours CE Each License Term (Including 6 Ethics)Producer Licensing Requirements

Arizona P&C Exam Details

Arizona Property & Casualty Insurance

Administered by Arizona Department of Insurance and Financial Institutions (DIFI)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$59 exam fee + $120 license fee + $30.69 fingerprinting ($8.25 Fieldprint + $22.44 FBI) + $5.60 NIPR transaction fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required (a prep course is optional)

Exam Content Breakdown

Based on the official Arizona Department of Insurance and Financial Institutions (DIFI) content outline

Insurance Regulation5%

Licensing, state regulation, unfair practices and frauds, and privacy under A.R.S. Title 20 (PSI Series 13-34 outline)

Federal Laws and Regulations2%

FCRA, 18 USC 1033-1034, NFIP flood insurance education, terrorism insurance and other federal rules

General Insurance Concepts11%

Risk, classifications of insurers, contract elements, producer authority and legal interpretations

Property and Casualty Insurance Basics19%

Insurable interest, damages, liability, underwriting, rate development, hazards and perils

Dwelling Policy Concepts8%

Dwelling coverages, conditions, exclusions and endorsements

Homeowners Policy Concepts11%

HO-2, HO-3, HO-4, HO-5, HO-6 and HO-8 forms, coverages, exclusions, conditions and endorsements

Personal Automobile Policy11%

Liability, medical payments, uninsured and underinsured motorists, physical damage and duties after a loss

Commercial Automobile Policy4%

Commercial auto coverage forms, covered autos, liability and physical damage

Commercial Property Policies9%

Commercial package policy, property forms and endorsements, inland and ocean marine, farm coverage

Commercial General Liability9%

CGL coverages, occurrence versus claims-made, and exposures

Businessowners Policy5%

Businessowners property and liability sections

Other Types of Property and Casualty Insurance3%

Specialty liability, surety, umbrella and excess, mobile home, earthquake and flood

Workers' Compensation Laws3%

Coverages and benefits, rating and job classification, definitions

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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Why It's Free

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Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Arizona P&C?

After passing the Arizona P&C, you can pursue these career paths

Arizona P&C Exam FAQ

Official Arizona Department of Insurance and Financial Institutions (DIFI) Resources

Verify information with these official sources

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Ready to Start Your Free Arizona P&C Prep?

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