198+ Free AZ Property & Casualty Practice Questions

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Question 1

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Which Arizona agency is the primary regulator for property and casualty insurance?

Arizona Department of Insurance and Financial Institutions (DIFI)

Arizona Corporation Commission

Arizona Department of Revenue

Arizona Registrar of Contractors

to track

2026 Statistics

Key Facts: AZ Property & Casualty Exam

150 Q

Exam Questions

PSI AZ content outline (Series 13-34)

150 min

Exam Time

PSI AZ content outline

70%

Passing Score

AZ candidate bulletin

$59

Exam Fee

PSI test detail (AZ 13-34)

4 attempts

Exam Attempts

Maximum in 12 months before 1-year wait

48/4 + 6 ethics

CE Requirement

A.R.S. 20-2902

Arizona Series 13-34 is 150 questions in 150 minutes with a 70% passing score and a $59 exam fee through PSI. Arizona uses a 4-attempt limit in 12 months, requires fingerprint-based background checks for licensing, and imposes 48 CE hours every 4 years including 6 ethics hours under A.R.S. 20-2902.

Sample AZ Property & Casualty Practice Questions

Try these sample questions to test your AZ Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 198+ question experience with AI tutoring.

1Which Arizona agency is the primary regulator for property and casualty insurance?

A.Arizona Department of Insurance and Financial Institutions (DIFI)

B.Arizona Corporation Commission

C.Arizona Department of Revenue

D.Arizona Registrar of Contractors

Explanation: DIFI is the state agency that regulates insurers and producers for Arizona property and casualty insurance. It oversees licensing, compliance, and enforcement of Arizona insurance laws.

2What is the Arizona Property and Casualty producer exam code?

A.Series 13-34

B.Series 10-52

C.Series 66-01

D.Series 14-20

Explanation: Arizona uses Series 13-34 for the Property and Casualty producer licensing exam. Knowing the exact exam code helps candidates register for the correct test with PSI.

3Which exam format is correct for Arizona Series 13-34?

A.100 questions and 120 minutes

B.150 questions and 150 minutes

C.125 questions and 180 minutes

D.175 questions and 150 minutes

Explanation: Arizona Series 13-34 is administered as a 150-question exam with a 150-minute time limit. Candidates should pace for about one minute per question.

4What is the required passing score for the Arizona Property and Casualty producer exam?

A.60%

B.65%

C.70%

D.75%

Explanation: A score of 70% is required to pass Arizona Series 13-34. The same passing threshold applies even if unscored experimental items appear on the exam.

5What is the current exam fee for Arizona Series 13-34 through PSI?

A.$49

B.$55

C.$59

D.$65

Explanation: The exam fee is $59 and is paid to PSI when scheduling Arizona Series 13-34. Candidates should verify payment and scheduling details before test day.

6How do experimental items affect an Arizona Series 13-34 score?

A.They are always worth extra credit

B.They are unscored items and do not count toward the final score

C.They replace scored state-law questions

D.They are only given after a candidate passes

Explanation: Arizona exams may include 5 to 10 unscored experimental questions. These items are used for test development and do not affect a candidate’s pass/fail result.

7How many attempts may a candidate make on Arizona Series 13-34 within a 12-month period?

A.2

B.3

C.4

D.Unlimited

Explanation: Arizona permits up to four attempts in a rolling 12-month period. Candidates should treat each attempt strategically because the limit is strict.

8What happens after a candidate fails Arizona Series 13-34 four times within 12 months?

A.The candidate must wait 30 days before trying again

B.The candidate must complete mandatory pre-licensing before retesting

C.The candidate must wait 1 year before another attempt

D.The candidate may retest immediately by paying a higher fee

Explanation: After four failed attempts in 12 months, Arizona requires a one-year waiting period before another exam attempt. This rule encourages stronger preparation before retesting.

9Which statement correctly describes Arizona pre-licensing education for property and casualty producers?

A.Arizona statute requires 40 hours of mandatory pre-licensing

B.Arizona statute requires 20 hours of mandatory pre-licensing

C.Arizona statute requires 24 hours of mandatory pre-licensing

D.Arizona statute does not impose a mandatory pre-licensing education requirement

Explanation: Arizona statute does not require mandatory pre-licensing education for this license. Many candidates still take prep courses because the exam is comprehensive.

10What continuing education must an Arizona resident producer complete to renew on time?

A.24 hours every 2 years, including 3 ethics

B.48 hours every 4 years, including 6 ethics

C.36 hours every 3 years, including 3 ethics

D.48 hours every 2 years, including 6 ethics

Explanation: Arizona requires 48 hours of CE every 4 years, including 6 hours of ethics. Producers should track both total hours and ethics hours to avoid renewal problems.

About the AZ Property & Casualty Exam

The Arizona Property & Casualty exam tests national P&C fundamentals plus Arizona law, including DIFI producer regulation, 25/50/15 auto minimums, pure comparative negligence, UM/UIM offer rules, unfair trade practices, and workers compensation compliance.

Questions

150 scored questions

Time Limit

2 hours 30 minutes

Passing Score

70%

Exam Fee

$59 (Arizona Department of Insurance and Financial Institutions (DIFI) / PSI)

AZ Property & Casualty Exam Content Outline

AZ Regulation + Federal Law

Arizona licensing law, DIFI authority, producer compliance, and key federal statutes

30%

General + Core P&C Concepts

Risk, contract interpretation, policy structure, underwriting, and valuation fundamentals

19%

Residential Property

Dwelling and homeowners concepts, exclusions, endorsements, and Arizona FAIR Plan applications

17%

Commercial Property & BOP

Commercial property forms, causes of loss, business income, BOP, inland marine, and specialty coverages

24%

Auto + Liability

Personal and commercial auto, CGL, limits, occurrence vs claims-made, and Arizona tort law

Workers Compensation

Arizona employer obligations, coverage mechanics, and workers compensation legal framework

How to Pass the AZ Property & Casualty Exam

What You Need to Know

Passing score: 70%
Exam length: 150 questions
Time limit: 2 hours 30 minutes
Exam fee: $59

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

AZ Property & Casualty Study Tips from Top Performers

1Memorize Arizona core numbers first: 150 questions, 150 minutes, 70% passing score, $59 exam fee, and 4 attempts in 12 months

2Learn Arizona-specific law early: DIFI authority, 25/50/15 auto minimums, pure comparative negligence, and UM/UIM offer-and-reject rules

3Practice policy-form comparisons (HO, DP, PAP, CGL, BOP) because many Arizona state questions are applied scenarios

4Drill producer compliance topics: fingerprinting, licensing status, unfair trade practices, and prohibited inducements

5Keep CE rules test-ready: 48 hours every 4 years including 6 ethics hours

Frequently Asked Questions

How many questions are on the Arizona property and casualty exam?

Arizona Series 13-34 has 150 total questions with a 150-minute time limit. PSI may include 5-10 experimental questions that are unscored. You need 70% to pass.

How much does the Arizona P&C exam cost?

The current Arizona producer exam fee is $59 through PSI for Series 13-34. This is the testing fee only; fingerprinting and licensing application costs are separate.

Does Arizona require pre-licensing education for P&C?

Arizona statute does not impose a mandatory pre-licensing education requirement before sitting for the producer exam. Many candidates still use prep courses because the exam tests both national and Arizona-specific law.

What makes Arizona auto law different from many states?

Arizona is a tort (at-fault) state, not a no-fault PIP state. Minimum liability limits are 25/50/15, and Arizona applies pure comparative negligence, so damages can be reduced by fault percentage rather than fully barred at a threshold.

What CE is required after getting licensed in Arizona?

Arizona requires 48 continuing-education hours every 4 years, including 6 ethics hours. Missing CE can delay or block renewal, so producers should track credits throughout the cycle.