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Mn-Re-Licensing79 questions
Mn-Re-Conveyance-Protection51 questions
Mn-Re-Interests-Property45 questions
Mn-Re-Financial-Instruments25 questions
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Key Facts: MN Real Estate Exam

120 Q

Exam Length

PSI MN candidate bulletin

80 + 40

National + State Split

PSI MN candidate bulletin

75%

Passing Score (Each Section)

MN Dept of Commerce

90 hrs

Pre-License Education

MN Dept of Commerce Chapter 82.58

$65

Exam Fee (PSI)

PSI MN fee schedule

30 hrs/2yr

CE Renewal Requirement

MN Stat 82.61

Minnesota requires 90 hours of pre-license education (Course I must be completed before scheduling the PSI exam). The PSI exam has 80 national questions (150 min) + 40 state questions (90 min) = 120 total; 75% required on each section. Key MN topics: MN Dept of Commerce (not a separate real estate commission) regulates under Chapter 82; trust accounts at FDIC-insured MN banks with monthly reconciliation; agency disclosure at first substantive contact; facilitator (not dual agent) is MN's unique transaction brokerage option; contract for deed cancellation = 60-day cure period (MN Stat 559.21); foreclosure redemption = 6 months (12 months for agricultural/10+ acres); well disclosure certificate required at closing (103I.235); deed transfer tax = 0.33%; MN Human Rights Act (Chapter 363A) adds sexual orientation, gender identity, marital status, public assistance to protected classes.

About the MN Real Estate Exam

The Minnesota real estate salesperson exam covers national real estate fundamentals plus Minnesota-specific topics including MN Department of Commerce licensing requirements under Chapter 82, agency disclosure laws (Chapter 82.68), trust account management (Chapter 82.67), MN Human Rights Act fair housing (Chapter 363A), well and environmental disclosures, deed transfer tax (0.33%), contract for deed law, and Minnesota foreclosure procedures.

Questions

120 scored questions

Time Limit

4 hours total

Passing Score

75% on each section

Exam Fee

$65 (Minnesota Department of Commerce / PSI)

MN Real Estate Exam Content Outline

50%

MN License Law & MN Dept of Commerce

Chapter 82 licensing requirements (age 18+, 90-hr pre-license with Course I first), salesperson vs broker (3 years active + 30 hrs broker education), trust accounts (82.67 - FDIC-insured MN banks, monthly reconciliation), agency disclosure (82.68 - at first substantive contact), facilitator role, advertising rules, prohibited acts (82.82), disciplinary process, license renewal (30 hrs CE per 2 years), Pulse Portal

20%

Interests in Real Property

Ownership types (joint tenancy, tenancy in common, fee simple, life estate), MN Human Rights Act (Chapter 363A — sexual orientation, gender identity, marital status, public assistance recipient, beyond federal), environmental disclosures (Chapter 103I wells, septic systems, radon, lead paint, meth contamination under 152.0275), MN Statute 327A new home warranties (1yr/2yr/10yr)

20%

Conveyance Procedures & Protection

Deed requirements (Chapter 507), deed transfer tax (0.33% of consideration, Chapter 287), mortgage registry tax (0.23%), property tax classification (homestead/non-homestead), Chapter 279 delinquent taxes, seller disclosure (MN Stat 513.52), well disclosure certificate (103I.235), landlord-tenant (Chapter 504B — 2-month security deposit cap, 21-day return), Torrens title (Chapter 508)

10%

Financial Instruments

Contract for deed (seller retains legal title, MN Stat 559.21 — 60-day cure period), MN mortgage foreclosure (Chapter 580 — 6-month redemption standard, 12-month for agricultural or 10+ acres or less than 1/3 paid), mortgage registry tax, sheriff's sale, redemption rights, equitable mortgage doctrine

How to Pass the MN Real Estate Exam

What You Need to Know

  • Passing score: 75% on each section
  • Exam length: 120 questions
  • Time limit: 4 hours total
  • Exam fee: $65

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

MN Real Estate Study Tips from Top Performers

1Know that Minnesota has NO separate real estate commission — the MN Department of Commerce (not a Real Estate Commission) regulates all licensees under Chapter 82
2Understand Minnesota's unique 'facilitator' role: unlike a dual agent, a facilitator provides real estate services without representing either party — disclosure of this role is required
3Master the trust account rules under Chapter 82.67: accounts must be at FDIC-insured MN financial institutions, monthly reconciliation required, and the Dept must be notified within 10 days of opening or closing an account
4Know the agency disclosure timing: Chapter 82.68 requires disclosure at 'first substantive contact' — earlier than many other states
5Study the contract for deed cancellation process: MN Stat 559.21 requires a written notice of cancellation, after which the buyer/vendee has 60 days to cure the default for residential properties
6Remember MN's foreclosure redemption periods: generally 6 months, but 12 months for agricultural property, property larger than 10 acres, or if less than one-third of the original debt has been paid
7Know the MN Human Rights Act (Chapter 363A) additional protected classes beyond the federal Fair Housing Act: sexual orientation, gender identity, marital status, and receipt of public assistance

Frequently Asked Questions

How many questions are on the Minnesota real estate salesperson exam?

The Minnesota real estate salesperson exam has 120 questions: 80 on the national portion (150 minutes) and 40 on the Minnesota state-specific portion (90 minutes), for a total of 4 hours. You must pass each section with a score of 75% — that means at least 60 correct on the national portion and at least 30 correct on the state portion. PSI administers the exam in person at testing centers statewide or via online proctoring.

What education is required for a Minnesota real estate license?

Minnesota requires 90 hours of MN Department of Commerce-approved pre-license education divided into three 30-hour courses. Course I must be completed AND the proctored exam passed before you can schedule the PSI licensing exam. Courses II and III may be completed before or after the exam but must be completed before applying for the license. After passing the exam, you must apply for your license within 12 months, affiliate with a licensed MN broker, and submit a background check.

What are the unique aspects of Minnesota real estate law?

Minnesota's real estate regulation has several unique features: (1) There is no separate Real Estate Commission — the MN Department of Commerce regulates licensees under Chapter 82; (2) Minnesota has a 'facilitator' role (similar to a transaction broker) where an agent provides services without representing either party; (3) Agency disclosure must be given at first substantive contact under Chapter 82.68; (4) Trust accounts must be held at FDIC-insured Minnesota institutions with monthly reconciliation; (5) The Minnesota Human Rights Act (Chapter 363A) adds protections for sexual orientation, gender identity, marital status, and receipt of public assistance beyond the federal Fair Housing Act.

What is Minnesota's continuing education requirement for license renewal?

Minnesota real estate licensees must complete 30 hours of CE per 2-year renewal period. At least 15 hours must be completed in the first year of each renewal period. Required topics include at least 1 hour of agency representation and disclosure law, 1 hour of fair housing, and a required module course (3.75 hours/year, topic set by the Department). Licenses are renewed through the Pulse Portal at pulseportal.com.

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