Free Virginia Life & Health Exam Prep
Virginia Life, Accident, and Health Insurance
Pass your Virginia Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Virginia Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Virginia replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Virginia health insurance regulations.
Virginia Laws & Regulations
Focus on Virginia-specific content: SCC Bureau of Insurance regulations, Virginia Insurance Code (Title 38.2), VLHIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Virginia Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No pre-license education required in Virginia
- •Fingerprinting required for all resident applicants (effective Jan 1, 2021)
- •Must apply for license within 183 calendar days of passing exam
- •Two valid forms of government-issued ID required at exam (one with photo and signature)
- •Remote testing available via Prometric ProProctor application
- •CE requirements: Varies by license type - check SCC requirements
Free Virginia Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
7 chapters covering everything you need to pass
Introduction: Virginia Life & Health Insurance Exam Overview
1 sections
Chapter 1: Virginia Insurance Regulation & Licensing
3 sections
Chapter 2: Virginia Life Insurance Laws
3 sections
Chapter 3: Virginia Health Insurance Laws
3 sections
Chapter 4: Virginia Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Virginia Annuity Regulations
3 sections
Chapter 6: Virginia Group Insurance & Special Topics
3 sections
Virginia Life & Health-Specific Topics Covered
10 free AI interactions per day
Virginia Life & Health Exam Details
Virginia Life, Accident, and Health Insurance
Administered by Virginia State Corporation Commission Bureau of Insurance (SCC)
Exam Content Breakdown
Based on the official Virginia State Corporation Commission Bureau of Insurance (SCC) content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: SCC regulations, VLHIGA, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Virginia Life & Health?
After passing the Virginia Life & Health, you can pursue these career paths
Virginia Life & Health Exam FAQ
Official Virginia State Corporation Commission Bureau of Insurance (SCC) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Virginia Life & Health Prep?
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