Free AI Tutor Included10 questions/day

Free SC P&C Exam Prep

South Carolina Property & Casualty Insurance

Pass your SC P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

South Carolina Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Master National Regulation and Core Concepts

Start with the national regulation and general-concepts areas, then move into property and casualty foundations tied to policy provisions and underwriting.

28
hours
Start this step
2

Build Property and Casualty Form MasteryYou are here

Drill homeowners, dwelling, commercial property, PAP, BAP, CGL, and workers compensation scenarios because these dominate the scored national section.

32
hours
3

Add South Carolina Law and Compliance

Focus on Title 38 producer law, unfair practices, auto financial responsibility, UM/UIM rules, SCWHUA, and valued policy law.

24
hours
4

Run Timed 165-Minute Mixed Sets

Practice full-length timed blocks that mirror Pearson pacing and review every missed item by statute citation or policy rule.

16
hours
Estimated total study time
100 hours
That's about 10 weeks at 10 hours/week

Can You Take the SC P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No statewide college-degree requirement; candidates must satisfy South Carolina producer licensing requirements after passing
Background Check
Background review may apply during resident producer application processing
Additional Requirements
  • Pass the South Carolina Property and Casualty Producer Combo exam with a scaled score of 70
  • Submit resident producer application through NIPR/SCDOI after passing
  • Maintain license with 24 CE hours every 2 years including 3 ethics hours, unless exempt
  • South Carolina allows CE exemption for producers age 65+ with at least 25 years of licensure

SC P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Retakes are scheduled through Pearson VUE, and each new attempt requires paying a new exam fee.

Total Cost Breakdown

Exam Fee$59
Application FeeVaries by resident filing path and transaction method
Total Estimated Cost$59+ before separate application, renewal, and transaction fees
Why Choose Us

Free SC P&C Prep That Actually Works

The official pass rate is Not publicly reported by SCDOI/Pearson VUE. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

$0 Forever

No credit card, no trial, no upsells

Compare:
Kaplan $300+Achievable $200+OpenExamPrep $0

What You'll Study

4 chapters covering everything you need to pass

SC P&C-Specific Topics Covered

South Carolina Department of Insurance authority and producer licensing enforcementProducer appointment filing timing and address-change reporting requirementsSouth Carolina unfair trade and unfair claims settlement practice standardsSouth Carolina auto liability minimum limits of 25/50/25 in an at-fault systemSouth Carolina UM/UIM offer, rejection, and stacking conceptsSouth Carolina Wind and Hail Underwriting Association (SCWHUA) residual property marketSouth Carolina valued policy law treatment of total losses by fireSouth Carolina workers compensation and assigned-risk concepts tested on line-specific law
Learn More with AI

10 free AI interactions per day

SC P&C Exam Details

South Carolina Property & Casualty Insurance

Administered by South Carolina Department of Insurance (SCDOI) / Pearson VUE

Official Source
Scaled score of 70
Passing Score
140
Questions
165
Minutes
$59 exam fee
Exam Fee
Study time: 60-100 hours
Prerequisites: Pass the combined South Carolina Property and Casualty producer exam and complete resident producer licensing through NIPR/SCDOI

Exam Content Breakdown

Based on the official South Carolina Department of Insurance (SCDOI) / Pearson VUE content outline

National Insurance Regulation and Concepts37% of national scored section

Insurance regulation (22%) plus general insurance concepts (15%) from the Pearson national outline

National Property Insurance Content31% of national scored section

Property insurance basics (19%) and property policy provisions (12%) from the national outline

National Casualty Insurance Content32% of national scored section

Casualty insurance basics (20%) and casualty policy provisions (12%) from the national outline

South Carolina State Law30 scored questions

18 scored common insurance-law questions plus 12 scored South Carolina property/casualty-specific law questions

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

What's Next After the SC P&C?

After passing the SC P&C, you can pursue these career paths

SC P&C Exam FAQ

Official South Carolina Department of Insurance (SCDOI) / Pearson VUE Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free SC P&C Prep?

Join thousands of candidates who passed their exams using our free study materials.

Start Chapter 1 Free