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200+ Free SC Property & Casualty Practice Questions

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Sc-Pc-Regulation60 questions
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2026 Statistics

Key Facts: SC Property & Casualty Exam

140 Q

Total Questions

Pearson VUE SC handbook

165 min

Exam Time

Pearson VUE SC handbook

Scaled 70

Passing Score

Pearson VUE SC handbook

100 + 30

National + SC Scored Split

Pearson VUE SC content outline

25/50/25

SC Auto Minimum Limits

S.C. Code 38-77-140

$59

Exam Fee

Pearson VUE SC fees

The South Carolina Property and Casualty exam is 140 total questions with a 165-minute limit and a scaled passing score of 70. Pearson VUE's outline shows 130 scored items split into 100 national and 30 South Carolina law items, with 10 pretest questions mixed in. South Carolina-specific content emphasizes Title 38 producer law, 25/50/25 auto minimum limits, UM/UIM rules, SCWHUA, and state unfair-practice enforcement.

About the SC Property & Casualty Exam

South Carolina's combined Property and Casualty producer exam tests national P&C fundamentals plus South Carolina law. High-priority state topics include producer licensing and appointments, unfair trade and claims practices, auto financial responsibility, UM/UIM requirements, workers compensation, the South Carolina Wind and Hail Underwriting Association (SCWHUA), and valued policy law.

Questions

140 scored questions

Time Limit

2 hours 45 minutes (165 minutes)

Passing Score

Scaled score of 70

Exam Fee

$59 (South Carolina Department of Insurance (SCDOI) / Pearson VUE)

SC Property & Casualty Exam Content Outline

77%

National Property and Casualty Knowledge

General insurance concepts, insurance regulation, property fundamentals, property policies, casualty fundamentals, and casualty policy provisions from the national section

14%

South Carolina Common Insurance Law

SCDOI authority, producer licensing and appointments, continuing education, unfair trade practices, claims settlement standards, and fraud provisions tested in the common state-law section

9%

South Carolina P&C-Specific Law

State-specific property and casualty statutes including auto financial responsibility, UM/UIM rules, workers compensation, SCWHUA residual property market, and valued policy law concepts

How to Pass the SC Property & Casualty Exam

What You Need to Know

  • Passing score: Scaled score of 70
  • Exam length: 140 questions
  • Time limit: 2 hours 45 minutes (165 minutes)
  • Exam fee: $59

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

SC Property & Casualty Study Tips from Top Performers

1Memorize exam logistics first: 140 total questions, 165 minutes, scaled passing score of 70, and $59 exam fee
2Prioritize South Carolina law early, especially producer appointment timing, CE rules, unfair practices, and anti-fraud provisions
3Drill South Carolina auto topics: at-fault framework, 25/50/25 limits, and UM/UIM requirements
4Practice scenario questions on SCWHUA eligibility and valued policy law total-loss outcomes
5Treat all 140 questions as scored because pretest questions are mixed in and not identified

Frequently Asked Questions

How many questions are on the South Carolina Property and Casualty exam?

The South Carolina combined Property and Casualty producer exam has 140 total questions with a 165-minute time limit. Pearson VUE identifies 130 scored items plus 10 pretest questions. You need a scaled score of 70 to pass.

What does the South Carolina exam cost and who administers it?

The South Carolina producer exam fee is $59 per attempt through Pearson VUE. The South Carolina Department of Insurance (SCDOI) regulates producer licensing, while Pearson VUE handles exam scheduling and delivery.

How is the South Carolina P&C exam weighted?

The scored blueprint is split between 100 national questions and 30 South Carolina state-law questions. The state-law section is further divided into common insurance law (18 scored items) and South Carolina property/casualty-specific law (12 scored items).

What South Carolina-specific auto topics are most tested?

South Carolina is an at-fault state and requires minimum liability limits of 25/50/25. The exam also tests uninsured and underinsured motorist requirements, proof of financial responsibility, cancellation/nonrenewal concepts, and related producer compliance duties under Title 38.

What continuing education rules apply after licensure in South Carolina?

Most resident producers complete 24 continuing-education hours every 2 years, including 3 ethics hours. South Carolina provides an exemption for producers age 65 or older who have been licensed for at least 25 years. CE compliance is handled through SCDOI-approved providers and reporting.

SC Property & Casualty Resources